Money Transfer
Virtual Card
Referral program
Mobile Apps
Prepaid Card
Rating 4.15 13
We calculate the rating from AskWallet editorial and user ratings

PaySend is a financial technology platform that solves the universal problem to securely enable any bank card (Visa or MasterCard) to send and receive money worldwide. PaySend Plc offers transfers to bank accounts, transfers to card accounts, money requests to natural persons.The company charges only £1, €1.50 or $2 per transfer regardless of the amount sent.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Founded: 2017
Has mobile app: Yes
Has web version: Yes
Has apple pay: Yes
Has google pay: Yes
Languages: English, 中文, Español, Русский, Українська, Deutsch, Français, Italiano, Polski, Românesc, Česky, Türk, Ўзбек, हिन्दी
Reference number: 900004
Available in these countries: AFG, Aland Islands, ANG, Anguilla, Antarctica, BAR, BDI, BEN, BHU, BUR, COK, COM, CPV, Crimea, CUB, DJI, ERI, Faroe Islands, FIJ, French Guyana, French Polynesia, GAB, GAM, GEQ, Greenland, GRN, Guadeloupe, GUI, GUY, IRI, IRQ, JPN, KGZ, KIR, LAO, LBA, LBR, Macao, Martinique, MHL, MLI, Montserrat, MTN, NAM, New Caledonia, NIG, Niue, PLW, PNG, PRK, Reunion, Saint Pierre and Miquelon, SAM, SKN, SOL, South Georgia and the South Sandwich Islands, SUD, SUR, Svalbard and Jan Mayen, SYR, Timor-Leste, TJK, TKM, TOG, VAN, VIN, GBR, ASA, Bonaire, CAF, CHA, COD, GBS, GUM, ISV, KAZ, MAD, MAW, MGL, MYA, Norfolk Island, Northern Mariana Islands, NRU, PUR, Saint Barthelemy, Saint Martin, Sint Maarten, SLE, TLS, USA, UZB, Western Sahara, YEM, ALB, AND, ARG, ARM, ARU, AUS, AUT, AZE, BAH, BEL, BER, BIH, BIZ, BLR, BOL, BRA, BRN, BRU, BUL, CAM, CAN, CAY, CHI, CHN, COL, CRC, CRO, CYP, CZE, DEN, DMA, DOM, ECU, ESA, ESP, EST, Falkland Islands, FIN, FRA, French Guiana, French Polinesia, FSM, GEO, GER, Gibraltar, GRE, GUA, HKG, HON, HUN, INA, IND, ISL, ISR, ITA, IVB, JAM, JOR, KOR, KSA, KUW, LIE, LTA, LTU, LUX, MAS, MDA, MDV, MEX, MKD, MLT, MNE, MON, NCA, NED, NEP, Netherlands Antilles, NOR, NZL, OMA, PAN, PAR, PER, PHI, Pitcairn Islands, POL, POR, QAT, ROU, RUS, Saint Kitts and Navis, Saint Lucia, Saint Vincent and the Grenadines, SGP, SLO, SMR, SRB, SRI, SUI, SVK, SWE, TGA, THA, TPE, TTO, Turks and Caicos, TUV, UAE, UKR, URU, Vatican City, VEN, VIE, Wallis and Futuna, LAT, CGO, PAK, PLE, SOM, SSD, SEY, VUT, LIB, ZIM, BLG, JAP, IRL, ROM, BAN, NGR, TUR, Europe, IRE, GBP, CMR, GHA, GIB, RSA, RWA, SPA, UGA, EEA, HNK, NZD
Jurisdiction: GBR
Licenses: AEMI

Main info

Has insurance: No
Has trading: No
Has budget planner: No
Has bill split: No
Has iban: No
Has sepa: Yes
Has swift: Yes
Virtual card service fee: 0 EUR/year
Service fee: 0 EUR/month
Main service fee text: 0 EUR
Account opening fee: 0 EUR
P2P fee: 1,5 EUR (<150 EUR)
1,5% (>= 150 EUR)
Main currency: EUR, GBP
Number of currencies: 17+
Conversion fee: 0%
Referral program: Invite your friends & get up to £12, 18€ or $24 for each of them in bonuses.
Money transfer
Business account


Has virtual card Yes
Has card Yes
Has multicurrency card Yes
Virtual card service fee 0 EUR/year
Card provider MasterCard (Prepaid)
ATM withdrawal fee 0%
Card limits ATM/trns = 900 GBP/ 1000 EUR

ATM/year = 2200 GBP/ 2500 EUR
C2C +

Money transfer

Money transfer speed (days): 0.1

Business account

Business account has IBAN Yes
Business account has SEPA Yes
Business account has SWIFT Yes
Business account has business card Yes
Business p2p fee has conversion Yes
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No
Business account service fee 5 EUR/month
Business account P2P fee 0,5-30 EUR
Business account opening fee 150 EUR
Business p2p fee percent: 0.5 - 30%
Business account opening fee in eur 150


Has recurring payments No
Has cards acquiring payments Yes
Merchant account opening fee 150 EUR
Merchant service fee 5 EUR/month

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Reviews by users

Review and rate Paysend

Paysend overview

PaySend — can you trust this service for convenience, speed, and low costs or not?

6 min read 14.03.2021

PaySend — can you trust this service for convenience, speed, and low costs or not?

social-icon Victoria Saunderse

Thanks to friends for advising, fastest international transfers in my experience, i am very glad that im using this translation service, propose it to everyone.

social-icon Ben Mason

paysend is really a trustable and nice platform, i got the money back exactly in 5 days that the support team told me and i really appreciate it, the strange point for me is that they are taking money than doing the verification process, i suppose it should be vice versa.

social-icon Rachel Khan

The first transfer arrived in less than 5 minutes, also the discount code totally works. The exchange rate is very reasonable and perfect in some cases. I really like Paysend and I want to propose it to my friends and family too.

social-icon Natasha Chan

Sad event was that my transfer declined for no understandable reason. However, Payment refunded my money and I really appreciate that

social-icon Leon Parsons

People’s reviews made me scare a bit however i risk it and made a small transfer, it works perfectly and i want to thank paysend for its services!

social-icon Tom Higgins

starting to use paysend program around some years ago, works perfectly and it is like a blessing for our family. recently there are some issues that i can not solve. i made a transfer from my mom’s visa and delete it, now she can not make any transactions, please help!

social-icon Phoebe Humphries


social-icon Alex Hall

I've been using TransferWise for years now. This was my first time I used Paysend - just out of curiosity. Well the result pleasantly surprised me: - I transferred A$100 to Russian rub and received 200 rub more on the recipient side than what I would otherwise could have got with TransferWise. Although exchange rate in TransferWise was better, Paysent didn't charge me a fee, hence such a difference. - The speed of transfer was also quicker comparing to TransferWise: money sent in the morning (Western Australia time) and received in the afternoon. TransferWise would've taken a day. - Registration literary took a minute. TransferWise took me a couple of days... Just based on this experience, I can surely say that Paysend is a good alternative to TransferWise for those who send funds from Australia to Russia.

social-icon Kasimira Arnold

I sent money to Kenya two weeks ago and I don't know what happened to them. One star !!!

social-icon Christine Gonzalez
social-icon Nemira Vasiliauskaitė

Best application to legally transfer money to any country in the world.👍

social-icon Cilija Jankevics

I am very satisfied with this payment metod. I have a very bad expirience with Western Union. I am happy I found you! You are fast and cheap!

social-icon Claudia Roberts

Almost everything is fine. Works not bad)