Once you try us, you will never go back to transferring money the old way.

Paysend
E-wallet
Money Transfer
Business
Merchant
Personal
Multi-currency
Virtual Card
Prepaid Card
SWIFT
SEPA
IBAN
Referral program
Mobile Apps

Paysend is a UK based fintech that enables consumers to send money online over 150 countries worldwide. With their own network of banks, financial institutions and partners, Paysend can offer services for every currency imaginable. On top of this, they are partnered with the three largest card networks Visa, Mastercard and China Union Pay.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2017

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

English, 中文, Español, Русский, Українська, Deutsch, Français, Italiano, Polski, Românesc, Česky, Türk, Ўзбек, हिन्दी

Emi type:

Money Transfer, eWallet, Payment Processing

Available in these countries:

150+

Jurisdiction:

GBR

Licenses:

AEMI

Main info

Main info
Has insurance:

No

Has trading:

No

Has budget planner:

No

Has bill split:

No

Virtual card service fee:

0 EUR/year

Electronic payment methods and fees:

International Transfers: For international transfers our fee is 2 USD for transfers from the US to wallets and cards in local currency. When sending money to be received in US dollars the Paysend fee is 2USD for transfers under 200 USD and 1% for transfers over 200 USD.

Domestic Transfers: For transfers within the United States, our fee is $2 for transfers under $200 and 1% for transfers over $200.

Please note that the currencies available to disburse funds may vary per country.

*Paysend fees do not include any charges that may be applied by your bank. Please check your bank’s fees prior to completing any transaction.

Service fee:

0 EUR/month

Main service fee text:

0 EUR

Account opening fee:

0 EUR

Deposit fee:

Bank Cards: 0%
Bank Transfer: 0%
Apple Pay / Google Pay: 0%

P2P fee:

O EUR

Main currency:

EUR, GBP

Number of currencies:

Paysend Global Account supports holding money in the following currencies: GBP, EUR, USD, CNY, CZK, RUB, CHF.

Paysend Global Account supports spending and withdrawing cash worldwide in the following currencies: AED, AFN, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTC, BTN, BWP, BYN, BYR, BZD, CAD, CDF, CHF, CLF, CLP, CNY, COP, CRC, CUC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SRD, STD, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XAG, XAU, XCD, XDR, XOF, XPF, YER, ZAR, ZMK, ZMW, ZWL.

Conversion fee:

0%

Cashback:

Get cashback on your everyday shopping at a variety of popular brands! Access your favourite retailers through Paysend Grow and get more out of your spending.

Referral program:

Invite your friends & get up to 12 GBP, 18 EUR or 24 USD for each of them in bonuses.

Card

Money transfer

Business account

Merchant

Card
Has card:

Yes

Has virtual card:

Yes

Has multicurrency card:

Yes

More info:

Physical card : 4.99 GBP / 5.99 EUR for card delivery in the UK/EU

Card provider:

MasterCard (Prepaid)

Virtual card service fee:

0 EUR/year

ATM withdrawal fee:

First 200 EUR free per month, then 2% fee on amounts above that.

Card limits:

You can withdraw up to 2,200 GBP / 2,500 EUR every 6 months from any ATM and up to 1,000 GBP per month.
You can withdraw or spend up to 900 GBP / 1000 EUR at a time.

C2C:

1,5 EUR/ 1 GBP / 2 USD / 10 CNY / 49 RUB / 1,50 CHF per transfer

Money transfer
Money transfer speed:

Instantly up to 1 day

Business account
Business account has IBAN:

Yes

Business account has SEPA:

Yes

Business account has SWIFT:

Yes

Business account has business card:

No

Business account service fee:

15 EUR/GBP/month

Business account P2P fee:

n/a

Business account opening fee:

15 EUR/15 GBP

Only for company registered in GBR

Business account deposit methods & fees:

Faster Payments (GBP)
SEPA/SEPA Instant (EUR)

Business account withdrawal methods & fees:

Faster Payments (GBP)
SEPA/SEPA Instant (EUR)
Payouts to cards (standard commission 1.2%) in EUR, GBP, USD (other currencies can be connected upon request except for RUB, UAH)

SWIFT coming soon with 20+ currencies.

Business account opening fee in eur:

15

Merchant
Has recurring payments:

No

Has cards acquiring payments:

Yes

Has SMS billing services:

Yes

Merchant account opening fee:

15 EUR/GBP

Only for company registered in GBR

Merchant service fee:

15 EUR/GBP

Fee for receiving payments:

Accept domestic payments from 1,4% per transaction.
Accept international payments from 2,8% per transaction

User Reviews

elNonameaNonameimay

I do not recommend it to anyone send 40 euros to Spain and I arrive 25 euros

aNonamekish

hi people.paysend is very very very good and I am completely satisfied.best support best working.

KiziNonamelovi

Very easy to use and quickly I'm recommending

MohaNonameoh

Wow this app is good I really like it I just send my friend 10 euro in less than ten minutes all transactions was done this app is super fast and easy to use I highly recommend this app. Thanks to the developers

NonameIOU

Very quick and easy to use. AAAA++++++

TNonameida

Missing some details on the transferences.Improve needed in that point Easy to work with

Nonamel

Guys, please don’t trust this app such a ridiculous experience with unprofessional or careless staff they having service providers from different county and while the transfer is getting delayed they are just washing their hands by saying they checking checking checking actually doing nothing Very bed experience

TatNonameutt

Tricky. The information on iphone did not correspond to the one on the computer.

MoNonameani

I would give no star if it allowed. After hearing from some people that paysend is quick with money transfer I decided to give it a try. I usually send with my bank, and the money is usually on the other side on the same day. Right now, it's been more than three days of my money hanging in cyberspace. I regret using paysend and I will never use them again

SheNonamehiboev

Paysend transfer fee is the bestApp is goodBut please limit is big issue, required utility bills !? For what. I thought bank statement and passport or ID is enough to use app unlimited transfer or at least 100k.

hayoNonameaev

I just can say ,, easy easy, to use it !

INonameumelyak

I now use Paysend regularly to send money to Ukraine. It’s been awesome. Easy interface, nice design, money arrive same day (10-15min after I send them). Super happy, will not be back to Western Union, or other service??

HoNonameng-smith

It was so quick and simple Fill in the details and hit send My friend got the cash 5 minutes later Wish everything in life could be this easy

ViacheNonameov

Fast and simple. Exchange rate is not fair enough

WNonamerNonames

So easy and smooth way to send money internationally!

hNonaNonamer

The best of it all no time to waste as the money is I. The account. Best among others.

Noname

Easy to use, however, it did not honour the promise of waiving the fee for the first transaction.

INonameon

I sent a transfer on the 8th of July and there’s no whereabouts of the transfer. The receiving hasn’t received and I have not received a prompt response or a resolution. Extremely frustrating with this service. ?150 locked for almost 10 days.

Jun Wang

good service,good technology and good future

Nikolaos

The procedure for a transfer order to another Bank, through Paysend, is extremely simple, and the transfer time quite fast.

Rate Paysend

— Rate your recent experience