Terms of Use

These user terms and conditions (hereinafter referred to as the "User Terms") apply to any use of Askwallet website (hereinafter referred to as the "Website"), including - but not limited to - www.askwallet.io

In these User Terms, the words "we", "us" and "ours" refer to Askwallet.


These User Terms are deemed to include all other operating rules, policies, and guidelines that are referred to herein or that we may otherwise publish on the Website (as such, rules, policies and guidelines may be amended from time to time), including our Privacy Policy without limitation.


By using the Website, you accept to be subject to the User Terms. If you do not accept these User Terms, you are not permitted to use the Website and are kindly requested not to use the Website any further. The login as a user requires your express acceptance of these User Terms.


1. Signed in user

1.1 Askwallet grants you the non-exclusive, non-transferable, revocable, limited right to access and use the Website. In order to gain full access and use of the Website, you must sign in on the website with one of your social networks (hereinafter referred to as "Signed up User").


1.2 You are only permitted to sign in one profile per person on the Website. The profile is personal and you must not transfer it to others.


1.3 You are not permitted to gain access or attempt to gain access to the parts of the Website requiring user signing in if you are not a Signed In User.


2. User-Generated Content from Signed In Users

2.1 You hereby grant us the worldwide, non-exclusive, perpetual, irrevocable, royalty-free right and license to publish, display, reproduce, modify, create derivative works of and commercially exploit any material, information, notifications, reviews, articles or other types of communication (hereinafter referred to as the "User-Generated Content" or "UGC") which you create on the Website as a Signed In User. We may freely use and transfer the UGC and disclose the UGC to third parties.


2.2 Signed In Users are liable for the UGC they publish on the Website.


2.3 Signed In Users warrant that all UGC posted on the Website is correct and true (where they state facts) or genuinely held (where they state opinions).


2.4 You may not publish UGC regarding companies to which you have personal or professional relations.


2.5 Signed In Users must not, and must not allow any third party to, publish UGC on the website which:


  • is of a marketing nature or has marketing purposes,
  • is unlawful, deceptive, misleading, fraudulent, threatening, abusive, harassing, libelous, defamatory, tortious, obscene, pornographic or profane, has sexist, political or racial character, violates other people's rights, including any intellectual property rights, rights of privacy and/or rights of publicity,
  • is offensive or in any way breaches any applicable local, national or international law or regulation,
  • violates these User Terms, reveals any personal information about another individual, including another person's name, address, phone number, email address, credit card information or any other information that could be used to track, contact or impersonate that person,
  • has a disloyal or unlawful purpose and/or content (or promotes unlawful purposes), or
  • is technically harmful (including without limitation computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software, harmful data or conduct).


2.6 Contributors of UGC warrant in every context that the UGC is lawful and in compliance with the User Terms. If Askwallet receives notice or otherwise becomes aware that UGC violates current legislation and/or the User Terms, we may delete the UGC without any notice, and we - dependent on the character of the violation - may inform the violated party and/or the authorities of the violation. Our right to delete will not be conditioned on an explanation, although we will strive to inform the Signed In Users about the deletion and the reason hereof.


2.7 The Signed In Users hereby grants us the right to initiate and take any legal actions which we deem necessary in case of infringement of the Registered User's UGC.


The Signed In Users must guarantee to indemnify us for any claims which may be made against us as a consequence of the Signed In Users violation of the User Terms or current legislation. The Signed In Users must indemnify and hold us harmless from and against any claim or loss due to third party claims against us resulting from the UGC of the Signed In Users.


2.8 We may at any time request information about the UGC from the Signed In Users, including documentation supporting the information included in the UGC, e.g. documentation evidencing that the UGC is based on an actual buying experience in an actual customer relation to the company to which the UGC relates. 


3. Rights

3.1 The Website and the services we offer via the Website, including all underlying technology and intellectual property rights embodied therein, are and remain our sole and exclusive property, and no license or any other right is granted to any such underlying technology. If you provide feedback, ideas or suggestions regarding the Website or the services offered on the Website ("Feedback"), we are free to fully exploit such Feedback.


3.2 The content on the Website, including but not limited to the intellectual property rights, text, characteristics, graphics, icons, photos, calculations, references and software is or will be our property or the property of a third party (other than the Signed In Users).


3.3 Unauthorized copying, distribution, presentation or other use of the Website or part hereof is strictly forbidden.


3.4 To the fullest extent permitted by law, the rights to free use of the UGC are transferred to us irrevocably, without any time limitation and without territorial limitations, by submitting the UGC to us.


3.5 Downloading and other digital copying of the content on the Website or parts hereof are only permitted for personal non-commercial use unless otherwise agreed with us in writing or allowed under applicable mandatory law.


4. Personal data

4.1 We perform different types of processing of personal data in connection with the use of the Website. Our processing of personal data takes place under observance of our Privacy Policy.


By accepting these User Terms, you confirm to have read and accepted our Privacy Policy.


5. Disclaimers

5.1 The website, content and services offered on the website are provided 'as is' and as available without representations or warranties of any kind. Askwallet expressly disclaims any and all warranties, express, implied or statutory, including without limitation any warranties of non-infringement, merchantability or fitness for a particular purpose. The website and services may be modified, updated, interrupted, suspended or discontinued at any time without notice or liability.


5.2 Recommendations, reviews, comments, etc. of specific companies, services, e-businesses, etc. on the Website are provided by Signed In Users and are not endorsements made by us. We disclaim all liability for the content of the Website. The use of our services is in any respect the sole responsibility of the Signed In Users. We cannot be held liable for the availability of the Website.


5.3 Actual fees and exchange rates may vary. Askwallet provides no warranty, express or implied, as to the correctness, completeness and up-to-dateness of the data presented on askwallet.io. The data gathered from different sources (including service providers’ websites and our own research) should be used as an approximation data.


5.4 Product names, logos and trademarks of other companies than Askwallet which are referenced in this site are the property of those other companies.


5.5 Information published by Askwallet is neither a recommendation nor an incitement to use any service.


6. Limitation of liability

6.1 We shall in no case be held liable, whether in contract, tort (including negligence) or otherwise for damages for the use of the website, even if we have been advised of the possibility of such damages, including (i) loss of profits, contracts, turnover, business, business opportunity, loss or corruption of data or recovery of data, goodwill, security breach resulting from a failure of third party telecommunications and/or the internet, anticipated savings or revenue (regardless of whether any of these are direct, indirect or consequential) (ii) any loss or damage arising in connection with liabilities to third parties (whether direct, indirect or consequential) or (iii) any indirect, special, punitive, incidental or consequential loss or damage whatsoever. Some states and other jurisdictions do not allow the exclusion or limitation of liability for incidental or consequential damages, so the above limitations and exclusions may not apply to you.


7. Other User Terms

7.1 We may at any time, in our sole discretion, revise or change these User Terms. We will make an effort to provide reasonable advance notice of any such changes. We may at any time, in our own discretion and without notice, close, change or reorganize the Website. As a Signed In User you accept to be covered by the at all times current User Terms. Any revision or change of the User Terms will be stated on the Website. We will furthermore strive to inform the Signed In Users about the change of the User Terms. The Signed In Users agree that the continued use of the Website after any posted modified version of the User Terms is an acceptance of the modified User Terms.


7.2 Should any of these User Terms be regarded as unlawful or without effect and therefore not to be enforced, this will not have any effect on the applicability and enforcement of the remaining part of the User Terms.


8. Term and termination

8.1 We may terminate your right to access and use the services offered on the Website at any time for any reason without liability. If we do so, or if you elect to delete your profile, any rights granted to you herein will immediately cease. Sections 2-10 will survive any termination of the User Terms.

9. Miscellaneous

9.1 You acknowledge and agree that these User Terms constitute the complete and exclusive agreement between you and Askwallet concerning your use of the Website and supersede and govern all prior proposals, agreements or other communications.


9.2 Nothing contained in these User Terms can be construed as creating any agency, partnership or other form of joint enterprise between us. Our failure to require your performance of any provision hereof will not affect our full right to require such performance at any time thereafter, nor may our waiver of a breach of any provision hereof be taken or held to be a waiver of the provision itself. You may not assign any rights granted to you hereunder, and any such attempts are void.


10. Askwallet contacts