Privacy Policy

Updated: June 2022

When you write a review on Askwallet or otherwise use our Website, we collect and process personal data about you. This document helps you understand what personal data we collect about you, how we collect it, what we use it for, and what rights you have regarding your personal data.

When we talk about “Askwallet,” “we,” “us” or “our,” we mean only this website. We also use “Policy” to refer to this Privacy Policy and “Website” to refer to our applications and all of Askwallet’s websites through or in connection with which you are accessing this Policy.

1. Personal data - what we collect and what we use it for

1.1 Master data

When you Sign in with the help of Facebook or Google+ account to write your first review on the Website, we will automatically generate a personal account for you on Askwallet (“Account”) and collect the following personal data about you (the “Master Data”):

• Your username (this will be public),
• Your Social Network name
• Your location and country
• Who your social connections are

This information is mandatory, which means that it will not be possible to write a review on the Website without it.

When you make a request to connect your Askwallet profile with a Social Network profile, you will be informed about which information we will collect from the Social Network in question. You will receive this information before your request is carried out.

You can choose to disconnect your Social Network profile from your Trustpilot profile via your Account. At this point, Askwallet will remove your Social Network unique ID, and disconnect/revoke Askwallet from your Social Network.

Askwallet is an open review platform and when we display your review we will connect it to your profile so that people can see who wrote the review.

1.2 Information in reviews and ratings

When you write a review about a company, we collect the information you put in your review. This includes:

• Which company you review
• The type of buying or service experience your review concerns,
• The headline and content of your review
• The location of your Service Experience
• Your rating of your Service Experience with the company (1-5 stars)
• The date of your review and, if you update your review, the date on which it is edited
• A reference number or order ID (if you or the company provides one)

1.3 Notifications

If you notify us about a review that you believe violates our Terms of use, we collect the information you provide in your notification. This can include which review you notified us about, the reason for your notification, the date of your notification, etc.

1.4 Cookies

Our Website uses cookies. Cookies identify your computer or device rather than you as an individual user and are used for different purposes.

Read more about which cookies the Website uses and for which purposes below (in 8).

1.5 IP address, browser settings and location

When you visit the Website, we register your computer’s IP address and browser settings. The IP address is the numerical address of the computer used to visit the Website. Browser settings can include the type of browser you use, browser language, and time zone. We collect this information so that we can trace the computer used in cases of misuse or unlawful actions in connection with visits to or use of the Website. We also use the IP address to approximate your location (at the country level).

1.6 For what purposes do we use your personal data?

We will use the information you provide to us to:

• Provide our services to you, including displaying your reviews, and providing you with access to your profile and our Website
• Identify you as a registered user when you log in to the Website and re-visit the Website
• Verify the legitimacy of your reviews
• Improve the Website and our services
• Invite you to leave more reviews
• Respond to your questions and provide related customer service
• Pass on a message from the company you reviewed or the company that has invited you to review a Service Experience or a Product via the Website
• Contact you if your review is flagged by other users or companies and, if necessary, ask you to provide documentation to verify your review or experience
• Send you our newsletters
• Inform you when other users find your review helpful or otherwise provide feedback concerning your review
• Facilitate the social sharing function, including giving you the option to connect with members of your network who are both users of Askwallet and users of one or more Social Networks
• Display which members of your Social Networks are users of Askwallet in order to increase confidence in reviews and to create a better user experience on our Website
• Engage in various internal business purposes, such as data analysis, audits, fraud monitoring and prevention, developing new products and services, improving or modifying the Website, or our services including our TrustBoxes, identifying usage trends, determining the effectiveness of our promotional campaigns and operating and expanding our business activities
• Comply with legal requirements and legal process, requests from public and governmental authorities, relevant industry standards and our internal policies
• Protect our operations or those of any of our affiliates
• Protect our rights, privacy, safety or property and/or that of our affiliates, you or others
• Allow us to pursue available remedies or limit any damages that we sustain

We will also use the information in other ways for which we provide specific notice at the time of collection.

1.7 On what legal basis do we process your personal data?

We need to process your personal data in order to:

• Perform our contract with you.
• Comply with our legal obligations and operate an online review platform in compliance with applicable legal acts.
• Pursue legitimate business interests of our own related to operating the Website and providing our services to you, or to pursue the legitimate interests of third parties as long as your interests and fundamental rights do not override those interests.
• For the establishment, exercise or defence of legal claims, where necessary.

Some of these grounds for processing your personal data overlap, so there may be several reasons which justify us processing your personal data.

In those limited circumstances where you have expressly given your consent to us to process your personal data, for example, when subscribing to our newsletters, you are free to revoke your consent at any time. However, please be aware that we may have the right to continue to process your information if it can be justified on one of the other legal bases mentioned above.

You have the right to object to how we process your personal data or ask us to restrict the processing. Please see below, at 12, for more details.

If you would like more information about our legal basis for processing your personal data, please contact our Data Protection Officer (DPO) - see 14, below.

2. Disclosure of personal data

2.1 Disclosure of personal data on the Website

We are an open review platform and we share your review on our Website so that others can read about your experience with a specific company. When you write a review, we will disclose your review, the number of reviews you have written, your username, your location (country) and other information you have chosen to connect with your public profile. Remember that if you have selected to use your name as your username, this can reveal your identity in full or in part - unless you use a pseudonym.

We recommend that you exercise care in deciding which information to make available for disclosing on the Website, and be aware that depending on the level of information provided, you may or may not be anonymous.

Geo-location

When you write a review on the Website, we use your computer’s IP address (see 1.6 of this Policy, above) to approximate your location to the nearest country. This information is made available to other users of the Website.

Social Networks

If you connect to a Social Network, information such as your name and approximate location will be collected from your Social Network profile and used to identify you on the Website. Subject to your privacy settings and the level of information available from the Social Network, users of the Website can use this information to identify which reviews you have written.

If you have chosen to preserve anonymity by using a pseudonym for your Askwallet username, be aware that information from Social Network(s) can reveal your identity in part or in full and make it possible to identify which reviews you have written.

If your contacts or friends (referred to as “Connections”) on the Social Network have also connected with Askwallet, we display on the Website how you are connected to these Connections through the Social Network. This is only visible to you. Other people on Askwallet cannot see your Connections from Social Networks.

2.2 Disclosure on services to which you connect your profile

If you choose to connect your Askwallet profile with your profile on a Social Network, information and reviews provided by you on the Website or data compiled by us about your use of the service on the Website (e.g. the number of reviews you have written) will be shared with and displayed in connection with your profile on the Social Network and will be subject to the privacy policy of the Social Network.

2.3 Disclosure to other services, websites and companies

One of Askwallet’s main goals is to increase the exposure and availability of reviews on the Website. We, therefore, permit other services to show reviews created on the Website. This increases the potential audience for your reviews.

The categories of third party services and companies that can show your review(s) together with your public user profile are:

• Search engines, including Google and Bing
• Companies reviewed on Askwallet
• Companies that have invited you to review a Product
• Consumer portals and business portals, including price comparison websites, shopping guides, etc.
• Other similar websites where, in Askwallet’s assessment, it will be relevant for users to search for reviews.
• Facebook or Google+, if your review has been shared on the Social Network

Once you submit your review, it is published on the Website. This means that the following information is disclosed:

• Your review(s), (see 1.2, above)
• Your username, location (country).

2.4 Other disclosures

In addition to the above, we disclose your personal data to the following parties and in the following circumstances:

• To allow third-party vendors, consultants and other service providers to perform services on our behalf
• To Askwallet subsidiaries and other companies within the Askwallet group of companies
• To comply with laws or to respond to claims, legal process (including but not limited to subpoenas and court orders) and requests from public and government authorities
• To cooperate with regulatory bodies and government authorities in connection with investigations or case referrals
• To third parties in order for us to protect our operations or those of our affiliates
• To third parties to protect our rights, privacy, safety or property and/or that of our affiliates, you or others
• To third parties in order for us to pursue available remedies, or limit damages that we may sustain
• To third parties in order for us to investigate, prevent or take action regarding suspected or actual prohibited activities, including but not limited to fraud and misuse of our Website
• To a third party in the event of any reorganization, merger, acquisition, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business or assets (including in connection with any bankruptcy or similar proceedings)

3. Data controller

3.1 Information for which we are the data controller

We are the data controller of the Master Data and other additional information you enter to create and maintain your profile, which includes but is not limited to your name, password, email address and location, as well as the registration of your IP address.

We are also the data controller of the information which is disclosed to other services (see 2.3).

3.2 Information for which you are the data controller

You are the data controller for the content you choose to disclose on the Website, and for the personal data disclosed when you connect your Social Network profile(s) with your profile on the Website.

4. Links to websites

Our Website contains links to other websites. Our inclusion of such links does not imply that we endorse those websites. We do not control the content of those third-party websites and assume no responsibility for the third party or their policies or practices.

We encourage you to review the privacy policies for these third-party websites because their procedures for collecting, handling and processing personal data will be different from ours.

5. Data processors

We use external companies to maintain the technical operation of the Website and our services. These companies are data processors for the personal data for which we are the data controller. By accepting this Policy, you agree that we may also allow the data for which you are the data controller to be processed by these data processors.

We have data processing agreements in place with the data processors and it follows from these agreements that they must act solely in accordance with our instructions. By accepting this Policy, you authorize us to instruct the data processors to process data in accordance with the Policy and for the purposes of using the Website.

The data processors have taken reasonable technical and organizational measures to protect against the information being accidentally or illegally destroyed, becoming lost or deteriorating, and to protect against the information being disclosed to unauthorized persons, being misused, or in other ways being processed in violation of data protection laws.

On your request – and possibly in return for remuneration at the data processors' applicable hourly rates at any time for such work – the data processors must supply you with sufficient information to demonstrate that the above-mentioned technical and organizational safety measures have been taken.

6. Data retention

We keep the Master Data and other personal data you provide, including your reviews, for as long as you have an Account or as needed to provide you with our services. If you choose to delete your Account please note that all your reviews will also be deleted. We will delete this information upon your request and we will only save a log with the following information: your name, email address and the date of the deletion of your Account. We will keep the log for 3 years. All other information will be deleted.

In some cases, even if you delete your account, we then choose to retain certain information (e.g. visits to our Website) in an anonymized or aggregated form.

7. Security measures

We use reasonable organizational, technical and administrative measures to protect your personal data within our organization and we regularly audit our system for vulnerabilities. However, since the internet is not a 100% secure environment, we cannot ensure or warrant the security of the information you transmit to us. Emails sent via the Website may not be encrypted, and we, therefore, advise you not to include any confidential information in your emails to us.

8. Cookies

The Website uses cookies and similar technologies (“Cookies”). By using our Website, you accept that we use Cookies as described below.

8.1 What types of Cookies do we use?

Cookies are small pieces of information that the Website places on your computer's hard disk, on your tablet or on your smartphone. Note that HTML5 introduced Web Storage that has a similar nature to Cookies, and that we, therefore, consider that as a Cookie in the following.

Cookies contain information that the Website uses to make the communication between you and your web browser more efficient. Cookies identify your computer or device rather than you as an individual user.

We use session cookies, persistent cookies, HTML5 sessionStorage and HTML5 local Storage session cookies and HTML5 sessionStorage objects are temporary in nature and are deleted when you exit your web browser. Persistent cookies are permanent in nature and are stored and remain on your computer until they are deleted. Persistent cookies expire or auto-delete after a certain period of time, which is set per cookie but are renewed each time you visit the Website. HTML5 localStorage objects are permanent in nature and remain on your computer until they are deleted.

8.2 What do we use Cookies for?

We use Cookies for:

Generating statistics

Measuring Website traffic such as the number of visits to the Website, which domains the visitors come from, which pages they visit on the Website and in which overall geographical areas the visitors are located.

Monitoring Website performance and your use of our Website

Monitoring the performance of the Website, our applications and how you use our Website and applications.

Authentication and improving the functionality of our Website

Optimizing your experience with the Website, which includes remembering your username and password when you return to the Website, and remembering information about your browser and preferences (e.g. which language you prefer).

Connecting you to Social Networks

We give you the option of connecting with Social Networks, such as Facebook and Google+.

Quality assurance

Ensuring the quality of reviews and preventing misuse or irregularities in connection with writing reviews and using the Website.

Targeted advertisements

Displaying targeted advertising when you are on the Website or on other websites. We use third-party advertising companies to serve ads regarding goods and services that may be of interest to you when you access and use the Website and other websites, based on information relating to your access to and use of the Website and other websites, on any of your devices.

To do so, these companies may place or recognize a unique cookie on your browser (including through the use of pixel tags). They may also use these technologies, along with the information they collect about your online use, to recognize you across the devices you use, such as a mobile phone and a laptop.

8.3 Delete cookies

You can delete the cookies already on your device. You can typically delete cookies from the Privacy or History area, available from the Settings or Options menu in your browser. In most browsers, the same menu can be reached through the Ctrl+Shift+Del keyboard shortcut or Command+Shift+Del if you're using Mac.

If you do not accept Cookies from our Website, you may experience inconvenience in your use of the Website, and you may be prevented from accessing some of its features.

9. Other rights

In addition to the rights set out above concerning your personal data, you also have the following rights:

• You also have the right to object to the processing of your personal data and have the processing of your personal data restricted.
• In particular, you have an unconditional right to object to the processing of your personal data for direct marketing purposes.
• If our processing of your personal data is based on your consent, you have the right to withdraw your consent at any time. Your withdrawal will not affect the lawfulness of the processing of data carried out before you withdrew your consent. You may withdraw your consent by emailing us at support@askwallet.io.

In some circumstances, these rights may be limited or conditional. For example, whether or not you have the right to data portability in a particular case depends on the specific circumstances of the processing activity.

10. Personal data retention

1. Unless a longer retention period is required or permitted by law, we will only hold your Data on our systems for the period necessary to fulfil the purposes outlined in this privacy policy or until you request that the Data be deleted.

2. Even if we delete your Data, it may persist on backup or archival media for legal, tax or regulatory purposes.

10.1 Your rights

You have the following rights in relation to your Data:

• Right to access - the right to request copies of the information we hold about you at any time, or that we modify, update or delete such information. If we provide you with access to the information we hold about you, we will not charge you for this, unless your request is "manifestly unfounded or excessive." Where we are legally permitted to do so, we may refuse your request. If we refuse your request, we will tell you the reasons why.
• Right to correct - the right to have your Data rectified if it is inaccurate or incomplete.
• Right to erase - the right to request that we delete or remove your Data from our systems.
• Right to restrict our use of your Data - the right to "block" us from using your Data or limit the way in which we can use it.
• Right to data portability - the right to request that we move, copy or transfer your Data.
• Right to object - the right to object to our use of your Data including where we use it for our legitimate interests.

10.2 Inquiries about personal data

To make enquiries, exercise any of your rights set out above, or withdraw your consent to the processing of your Data (where consent is our legal basis for processing your Data), please contact us via this e-mail address: support@askwallet.io.

11. Children’s information

Our Website is not directed to children under the age of 16, and we do not knowingly collect personal data from such children. If you become aware that a child under the age of 16 has provided us with their personal data, please contact us using the contact information provided below.

12. Changes to this Policy

We reserve the right to make changes to this Policy. The date shown at the start of this Policy indicates when it was last revised. If we make material changes to it, we will provide notice through our Website, or by other means, to give you the opportunity to review the changes before they come into effect. Your continued use of our Website after we publish or send a notice about the changes to the Policy will mean that you accept and agree to the updated Policy.

13. Contact information

If you have questions or concerns about our Policy, how we process your personal data or would like to exercise your rights under our Policy, feel free to contact us at: support@askwallet.io.