Xe offers extensive international money transfer and currency risk management solutions to individuals and businesses
XE Money Transfer allows individuals and businesses to transfer money to numerous countries around the world. Founded over 30 years ago, Xe has since grown into a company that offers various products ranging from reliable live currency conversion tools, Mass Payments, to an international payment service for both personal and business transfers.
The quickest way for XE to help you is via live chat feature. Sign in and click the Chat button and XE will connect you to them team as soon as the next available agent is free.
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Credit card: Your card issuer may charge a cash advance fee of up to 5%, and start charging interest from the point of purchase. If this is the case, you will be liable for this charge.
Debit card: It is free to use a debit card to pay for your transfer in the UK and Europe.
If you live outside of these regions, you'll be charged a small fee for using a debit card, which will be a percentage of the total amount being sent.
Bank or wire transfer:
Xe will not charge to receive funds via bank transfer.
Some banks may impose charges on these transfers. Typically, banks in the US and Canada charge between $15 and $30 to make a wire transfer.
It’s typically a free service, but this is at the discretion of the customer's bank.
The two main types of additional charges customers should watch out for when sending with Xe include payment method and third-party bank fees. For instance, when paying with credit card, fees can amount to up to 5% of the transaction, and for customers in the US, a flat-fee of 2.99% of the sending amount is applied to all credit-card funded transfers: it is free to pay with a debit card.
Bank Transfer = 0%
When you transfer money electronically, there’s no physical money transport. The “transfer” is a secure exchange of information between two institutions (typically your bank and your recipient’s bank) that lets them know how much to debit from the sender’s account and whose account to credit (yours). Unlike wire transfers, which can be picked up in person, an online money transfer will go straight to your bank account.
If you don’t have a bank account, you can easily open one online or on the phone in just a few minutes.
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