Rating 3.93 10
How do we count the overall star...

bunq is a mobile-first Neobank that offers a wide range of innovative services including personal and business accounts. Within one bunq account, users have access to around 25 bank accounts with unique IBAN, up to 5 virtual debit MasterCards, and 3 physical Maestro/MasterCards. Bunq lets you send funds request money, split bills, and make transactions in real time.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Has mobile app: Yes
Has web version: No
Contacts: support@bunq.com
Languages: English, Deutsch, Español, Français, Italiano, Nederlands, Português
Reference number: 838158
Website: https://www.bunq.com/
Founded: 2012
Available in this countries: USA, EEA.
Jurisdiction: NED.
Licenses: DCB.

Main info

Has insurance: No
Has trading: No
Has budget planner: No
Has bill split: Yes
Has iban: Yes
Has sepa: Yes
Has swift: Yes
Main service fee text: Easy Bank Personal = 2,99 EUR/month
Easy Money Personal = 8,99 EUR/month
Easy Green Personal = 17,99 EUR/month
Account opening fee: 0 EUR
Withdrawal fee: Bank Transfer = 5 EUR
Main currency: EUR
Number of currencies: 1
Business account


Has virtual card Yes
Has multicurrency card No
Virtual card service fee 0 EUR/year
Card provider Maestro, MasterCard (Debit)
Atm withdrawal fee percent: undefined - 2.99%

Business account

Business account has IBAN Yes
Business account has SEPA Yes
Business account has SWIFT Yes
Business account has business card Yes
Business p2p fee has conversion No
Business account deposit methods and fees has conversion Yes
Business account withdrawal methods and fees has conversion Yes
Business account service fee Easy Bank Business = 4,99 EUR/month
Easy Money Business = 10,99 EUR/month
Easy Green Business = 20,99 EUR/month
Business account P2P fee 0%
Business account affiliate program https://www.bunq.com/affiliates
Business account opening fee 0 EUR
Business account deposit methods & fees Bank Transfer = 0,10 EUR
Bank Cards (credit/debit) = 2,5%
Business account withdrawal methods & fees Bank Transfer = 5 EUR
Business account deposit methods and fees percent: 0.1 - 2.5%
Business account withdrawal methods and fees percent: 5%

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Reviews by users

Review and rate Bunq

Bunq overview

Bunq — does it stand out in the frantic race of neobanks?

8 min read 23.03.2021

Bunq — does it stand out in the frantic race of neobanks?

social-icon Isaac Murray
social-icon Jake Howell

The best feature of this platform is that you can choose to use the desktop version

social-icon Eleanor Bentley
social-icon Chiman Pattni

its providing a very good exchange rate especially from euro to usd, also it works very well abroad and i can open the app and my account in just a few minutes. amazing! i recommend bunq to everyone

social-icon Stephen Greenaway

very good features this app provides, however there are some things that need to be improved and get better. things like the support system, they are handling the multi account the time that you want to create the business account. the bugs are also fixed after a long time. still i believe they are doing better job than others and their prices are acceptable…

social-icon Christy Davey

anyone will be able to get better service with less money in different apps. they are not professional, handling and managing the criticism very poorly. for me they are basics and need so much improvement

social-icon Reda

Several Features of Bunq Made me Fall in Love with This App. It is Fast, Easy to use, Flexible, Sepa Supported and Their Customer Service is Friendly and Professional. I Believe Bunq is The Best in The Market.

social-icon Andrew Fitzgerald
social-icon Akbar Sarfraz

I used bunq for the last few years. It is fast, comfortable and secure. BUT I believe the LATEST PRICES are NOT ACCEPTABLE and it needs some changes. In general everything is Okay for NOW!!!

social-icon Elisey Seva

mobile app is very simple and easy to use, also I received the debit card after 3 days. Every time that I get my salary, It is automatically distributed to my other necessary sub-accounts as I managed before. I am really happy to be using this app.