Bunq rating 3.93 10 How do we count the overall AskWallet star rating? It's all based on a combination of reviewer’s feedback and our expertise.
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bunq is a mobile-first Neobank that offers a wide range of innovative services including personal and business accounts. Within one bunq account, users have access to around 25 bank accounts with unique IBAN, up to 5 virtual debit MasterCards, and 3 physical Maestro/MasterCards. Bunq lets you send funds request money, split bills, and make transactions in real time.

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  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card


Name: Bunq
URL: https://www.bunq.com/
Сontacts: support@bunq.com
Languages: English, Deutsch, Español, Français, Italiano, Nederlands, Português
Web version: No
Mobile apps: Yes
Available in this countries: USA, EEA
License: DCB
License №: 838158
Jurisdiction: NED
Founded: 2012
Apple pay: Yes
Google pay: Yes

Main info

Account opening fee: 0 EUR
Service fee: Easy Bank Personal = 2,99 EUR/month
Easy Money Personal = 8,99 EUR/month
Easy Green Personal = 17,99 EUR/month
Deposit methods: Bank Transfer = 0%
Bank Cards (credit/debit) = 2,5%
Withdrawal methods: Bank Transfer = 5 EUR
P2P fee: 0%
Personal IBAN: Yes
Main currency: EUR
Number of currencies: 1
Trading: No
Budget planner: No
Bill split: Yes
Insurance: No
Business account


Card provider: Maestro, MasterCard (Debit)
Issuing fee: 0 EUR
Service fee: 0 EUR/month
Multicurrency: No
Virtual card: Yes
ATM withdrawal fee: - 0 EUR 4 withdrawals/month
- 0,99 EUR 5th to 9th withdrawals/month
- 2,99 EUR from the 10th withdrawal/month
Virtual card pricing: 0 EUR
Virtual service fee: 0 EUR/year

Business account

Account opening fee: 0 EUR
Service fee: Easy Bank Business = 4,99 EUR/month
Easy Money Business = 10,99 EUR/month
Easy Green Business = 20,99 EUR/month
Deposit methods & fees: Bank Transfer = 0,10 EUR
Bank Cards (credit/debit) = 2,5%
Withdrawal methods & fees: Bank Transfer = 5 EUR
P2P fee: 0%
Corporate card: Yes
Affiliate program: https://www.bunq.com/affiliates


Account opening fee: 0 EUR
Service fee EasyTravel Business = 2,99 EUR/month
Easy Bank Business = 4,99 EUR/month
EasyMoney Business = 10,99 EUR/month
EasyGreen Business = 20,99 EUR/month
Recurring payments Yes
Cards acquiring services Yes
Fee for receiving payments Cards= 2.5% + 0,22 EUR
SWIFT(between €10.000 and €100.000) = 10 EUR
SWIFT(above €100.000) = 25 EUR
Accepting crypto payments No
Email invoicing Yes

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Bunq reviews by users

Review and rate Bunq


Bunq — does it stand out in the frantic race of neobanks?

8 min read 23.03.2021

Bunq — does it stand out in the frantic race of neobanks?

Overview by Asma Ahmed

Isaac Murray
Jake Howell

The best feature of this platform is that you can choose to use the desktop version

Eleanor Bentley
Chiman Pattni

its providing a very good exchange rate especially from euro to usd, also it works very well abroad and i can open the app and my account in just a few minutes. amazing! i recommend bunq to everyone

Stephen Greenaway

very good features this app provides, however there are some things that need to be improved and get better. things like the support system, they are handling the multi account the time that you want to create the business account. the bugs are also fixed after a long time. still i believe they are doing better job than others and their prices are acceptable…

Christy Davey

anyone will be able to get better service with less money in different apps. they are not professional, handling and managing the criticism very poorly. for me they are basics and need so much improvement


Several Features of Bunq Made me Fall in Love with This App. It is Fast, Easy to use, Flexible, Sepa Supported and Their Customer Service is Friendly and Professional. I Believe Bunq is The Best in The Market.

Andrew Fitzgerald
Akbar Sarfraz

I used bunq for the last few years. It is fast, comfortable and secure. BUT I believe the LATEST PRICES are NOT ACCEPTABLE and it needs some changes. In general everything is Okay for NOW!!!

Elisey Seva

mobile app is very simple and easy to use, also I received the debit card after 3 days. Every time that I get my salary, It is automatically distributed to my other necessary sub-accounts as I managed before. I am really happy to be using this app.