bunq is a mobile-first Neobank that offers a wide range of innovative services including personal and business accounts. Within one bunq account, users have access to around 25 bank accounts with unique IBAN, up to 5 virtual debit MasterCards, and 3 physical Maestro/MasterCards. Bunq lets you send funds request money, split bills, and make transactions in real time.
Rate
Services
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Personal IBAN
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Affiliate program
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Cashback
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SEPA
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Loyalty program
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Insurance
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Multicurrency account
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SWIFT
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Card
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Crypto
Details
Founded: | 2012 |
Has mobile app: | Yes |
Has web version: | No |
Has apple pay: | Yes |
Has google pay: | Yes |
Contacts: | support@bunq.com |
Languages: | English, Deutsch, Español, Français, Italiano, Nederlands, Português |
Reference number: | 838158 |
Available in these countries: | USA, EEA |
Jurisdiction: | NED |
Licenses: | DCB |
Main info
Has insurance: | No |
Has trading: | No |
Has budget planner: | No |
Has bill split: | Yes |
Has iban: | Yes |
Has sepa: | Yes |
Has swift: | Yes |
Virtual card service fee: | 0 EUR/year |
Service fee: | 0 EUR/month |
Main service fee text: | Easy Bank Personal = 2,99 EUR/month
Easy Money Personal = 8,99 EUR/month Easy Green Personal = 17,99 EUR/month |
Account opening fee: | 0 EUR |
Withdrawal fee: | Bank Transfer = 5 EUR |
P2P fee: | 0% |
Main currency: | EUR |
Number of currencies: | 1 |
Card
Has virtual card | Yes |
Has card | Yes |
Has multicurrency card | No |
Virtual card service fee | 0 EUR/year |
Card provider | Maestro, MasterCard (Debit) |
ATM withdrawal fee | - 0 EUR 4 withdrawals/month
- 0,99 EUR 5th to 9th withdrawals/month - 2,99 EUR from the 10th withdrawal/month |
Business account
Business account has IBAN | Yes |
Business account has SEPA | Yes |
Business account has SWIFT | Yes |
Business account has business card | Yes |
Business p2p fee has conversion | No |
Business account deposit methods and fees has conversion | Yes |
Business account withdrawal methods and fees has conversion | Yes |
Business account service fee | Easy Bank Business = 4,99 EUR/month
Easy Money Business = 10,99 EUR/month Easy Green Business = 20,99 EUR/month |
Business account P2P fee | 0% |
Business account affiliate program | https://www.bunq.com/affiliates |
Business account opening fee | 0 EUR |
Business account deposit methods & fees | Bank Transfer = 0,10 EUR
Bank Cards (credit/debit) = 2,5% |
Business account withdrawal methods & fees | Bank Transfer = 5 EUR |
Business account deposit methods and fees percent: | 0.1 - 2.5% |
Business account withdrawal methods and fees percent: | 5% |
Merchant
Has recurring payments | Yes |
Has cards acquiring payments | Yes |
Accepting crypto payments | No |
Has email invoicing | Yes |
Merchant account opening fee | 0 EUR |
Merchant service fee | EasyTravel Business = 2,99 EUR/month
Easy Bank Business = 4,99 EUR/month EasyMoney Business = 10,99 EUR/month EasyGreen Business = 20,99 EUR/month |
Fee for receiving payments | Cards= 2.5% + 0,22 EUR
SWIFT(between €10.000 and €100.000) = 10 EUR SWIFT(above €100.000) = 25 EUR |
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Reviews by users
Review and rate Bunq
Bunq overview
Bunq — does it stand out in the frantic race of neobanks?
Bunq — does it stand out in the frantic race of neobanks?
The best feature of this platform is that you can choose to use the desktop version
its providing a very good exchange rate especially from euro to usd, also it works very well abroad and i can open the app and my account in just a few minutes. amazing! i recommend bunq to everyone
very good features this app provides, however there are some things that need to be improved and get better. things like the support system, they are handling the multi account the time that you want to create the business account. the bugs are also fixed after a long time. still i believe they are doing better job than others and their prices are acceptable…
anyone will be able to get better service with less money in different apps. they are not professional, handling and managing the criticism very poorly. for me they are basics and need so much improvement
Several Features of Bunq Made me Fall in Love with This App. It is Fast, Easy to use, Flexible, Sepa Supported and Their Customer Service is Friendly and Professional. I Believe Bunq is The Best in The Market.
I used bunq for the last few years. It is fast, comfortable and secure. BUT I believe the LATEST PRICES are NOT ACCEPTABLE and it needs some changes. In general everything is Okay for NOW!!!
mobile app is very simple and easy to use, also I received the debit card after 3 days. Every time that I get my salary, It is automatically distributed to my other necessary sub-accounts as I managed before. I am really happy to be using this app.
they are amazing, regularly they are updating and adding something to the app and making life easier for customers. with bunq, i can do all my banking needs from my phone. thank you!
Hallelujah! Finally a bank where you periodically can install payments. Top adjustment.
The new version is not working as desired. Many improvements have been communicated before, but nothing is done with it. It would be nice to get some feedback on suggested improvements, instead of asking for any new.
I've been using this app for a very long time. i should say that they are nice, really very good replacements for traditional bank and always offering new features that make me happy. However the latest updates are not very good compare to previous one. In my opinion they still count as a good bank but in place of being excellent they are going down and down. In the beginning I was in love with this platform and for me they were like Google but now I'm starting to think that they are becoming like Facebook (I HATE IT) of the banking sphere. I suppose they lost their way and need to find it. Still Im thinking positively about bunq and I see a bright future for this app.
I should admit that my experience with Bunq was great. But it changed. They started to do online shopping with my account on different platforms, then closed my and my partner’s account, didn’t notify us and the customer service is slow and confused. The account closed and the app became useless, not working anymore and all information about support team is inside of the app, very genius who created this app!!! there was no explanation and after some hours they confirmed that our accounts closed. I don’t like this situation!!!!