Bunq is a mobile bank
Bunq is an Amsterdam-based, international mobile bank. They offer up to 25 sub-accounts for customers and 3 physical cards per account; plus 5 virtual debit Mastercards. In addition to providing banking services, Bunq aims to help fight climate change by offering one of their most valuable assets: reducing CO2 emissions through daily spending.
Services
-
Personal IBAN
-
Affiliate program
-
Cashback
-
SEPA
-
Loyalty program
-
Insurance
-
Multicurrency account
-
SWIFT
-
Card
-
Crypto
Details
2012
Yes
No
Yes
Yes
English, Deutsch, Español, Français, Italiano, Nederlands
Neobank
EEA
NED
DNB
Main info
Yes
No
Yes
Yes
Yes
Yes
Yes
0 EUR/year
Fast Payments (EUR, USD, GBP): 0,70 EUR
Fast Payments (SEK, NOK, DKK, PLN, AUD): 1 EUR
Fast Payments (CZK, RON, HUF, CAD, IDR, INR, MXN, MYR, SGD, HKD, HRK)): 3 EUR
Fast Payments (PHP): 6 EUR
SWIFT (shared cost) : 10,00 EUR
SWIFT (all cost)
- Tier 1: 15 EUR
- Tier 2: 20 EUR
- Tier 3: 30 EUR
- Tier 4: 45 EUR
Incoming transactions:
Receiving SWIFT or US Fedwire payments: 10,00 EUR
Receiving non-SWIFT payments: 0,70 EUR
Enjoy a 30-day free trial of any plan.
Easy Bank Personal:2,99 EUR/month
Easy Money Personal: 8,99 EUR/month
Easy Green Personal: 17,99 EUR/month
Easy Savings: Free
Direct debits: free
Deposit holding fee ( The deposit holding fee also applies to funds held in other currencies than the Euro):
0,04 - 0,06 EUR
First four withdrawals per month are free, the five after are 0.99 EUR.
Thereafter, 2.99 EUR per withdrawal.
0%
EUR
16
The Currency Cloud exchange rate + network fee (0,5%).
GBP, AED, AUD, BGN, CAD, CHF, CZK, DKK, NOK, PLN, RON, SEK, TRY, USD, ZAR
From 4 to 50 % from Bunq partners.
Easy Savings: 0.27% interest.
Plant 10 trees for every friend you invite.
Card
Crypto
Money transfer
Business account
Merchant
Yes
Yes
Yes
Bunq Easy Green Personal/ Business: A combination of 3 cards is included for free. A Metal Card can be ordered upon pre-payment of 12 months of Bunq Easy Green Personal/ Business.
Instantly ordering additional Maestro Card: 9.99 EUR per card.
Instantly ordering additional Mastercard: 9.99 per card EUR + 3.49 EUR per month per card.
Bunq Easy Money Personal/ Business: A combination of 3 cards is included for free. A Metal Card can be ordered upon pre-payment of 24 months of Bunq Easy Money Personal/ Business.
Instantly ordering additional Maestro Card: 9.99 EUR per card.
Instantly ordering additional Mastercard: 9.99 per card EUR + 3.49 EUR per month per card.
Bunq Easy Bank Personal/ Business: 1 card is included for free.
Instantly ordering additional Maestro Card: 9.99 EUR per card.
Instantly ordering additional Mastercard: 9.99 per card EUR + 3.49 EUR per month per card.
Bunq Metal Card Personal/ Business: Free when you pre-pay for 12 months of bunq Easy Green/ Money Personal, Easy Green/ Money Business.
Card payment (in a foreign currency):
Bunq Easy Green/ Money Personal/ Business: The real Mastercard exchange rate + 0,5% (network fee).
Bunq Easy Bank Personal/ Business: 1,5% of the transaction amount + 0,5% (network fee).
Debit/Credit
Maestro/ Mastercard
Easy Green/ Money Personal/ Business ( up to 25 cards): 19,99 EUR.
0 EUR/year
Bunq Easy Green/ Money Personal/ Business: First four withdrawals per month are free, the five after are 0.99 EUR.
Thereafter, 2.99 EUR per withdrawal.
Bunq Easy Bank Personal/ Business: First five withdrawals per month are 0.99 EUR each, thereafter 2.99 EUR each.
Bunq Bank does not offer any crypto products or services such as Cryptocurrency Wallets or a Crypto Exchange. Their platform does allow you to deposit fiat into a licensed and regulated cryptocurrency exchange in your jurisdiction, however.
Instantly up to 1-2 days.
Yes
Yes
Yes
Yes
No
Yes
Yes
Easy Bank Business: 6,99 EUR/month
Easy Money Business: 12,99 EUR/month
Easy Green Business: 22,99 EUR/month
Easy Savings: Free
Direct debits: 0.11 EUR per payment
Deposit holding fee ( The deposit holding fee also applies to funds held in other currencies than the Euro):
0,04 - 0,06 EUR
First four withdrawals per month are free, the five after are €0.99.
Thereafter, €2.99 per withdrawal.
0.1 - 2.5%
5%
Yes
Yes
User Reviews
e
e
e
e
Very easy to use the banking app. No complications whatsoever.
The killer feature of this bank is of course that everything is done remotely. Plus, their mobile application's optimization is delightful, too. I quickly figured out how to interact with it.
This is a good solution for people who earn and spend online.
This is a good solution for people who earn and spend online.
I love that banks like this are gaining popularity. I think the banking system will change significantly over time...
Knowing that you are a part of the global team of rescuing the nature from suffocation is essential. Without any hesitation I chose Easy Green plan and glad to serve our mother...
Attitude to clients
For me, one of the significant advantages of this bank is its attitude towards customers I am also sure that the cost/benefit ratio here is in my favor.
Back in the day
We didn't have any of these features that people are getting now, and people don't even realize how lucky they are! And you cannot find some of the stuff bunq does anywhere else. Unbelievably good!
Money transfer
Transferring money between my Bunq acc and my friends' acc has never been easier. The process is straightforward and the transfers happen... just instantly. Definitely a feature I use all the time.
Managing of finances
I have used Bunq for a while now and I must say it has helped me with managing my finances. The app sends me notifications whenever there is a transaction on my account.
Add one more app!
Adding another banking app to your phone wouldn't hurt. Especially if it's a useful one like bunq!
Let me mailer info friendfavricks020@gmail.com me know bye again details update the website for the myself international money
Great so far!
I become a bunq user 5 months ago because I am frustrated with the support experience with another bank. For now it's been great! The app is easy to use, with some fun features like planting trees.
The best feature of this platform is that you can choose to use the desktop version
its providing a very good exchange rate especially from euro to usd, also it works very well abroad and i can open the app and my account in just a few minutes. amazing! i recommend bunq to everyone
very good features this app provides, however there are some things that need to be improved and get better. things like the support system, they are handling the multi account the time that you want to create the business account. the bugs are also fixed after a long time. still i believe they are doing better job than others and their prices are acceptable…
anyone will be able to get better service with less money in different apps. they are not professional, handling and managing the criticism very poorly. for me they are basics and need so much improvement