Bunq is a mobile bank
Bunq is an Amsterdam-based, international mobile bank. They offer up to 25 sub-accounts for customers and 3 physical cards per account; plus 5 virtual debit Mastercards. In addition to providing banking services, Bunq aims to help fight climate change by offering one of their most valuable assets: reducing CO2 emissions through daily spending.
Services
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Personal IBAN
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Affiliate program
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Cashback
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SEPA
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Loyalty program
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Insurance
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Multicurrency account
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SWIFT
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Card
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Crypto
Details
2012
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English, Deutsch, Español, Français, Italiano, Nederlands
Neobank
EEA
NED
DNB
Main info
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0 EUR/year
Fast Payments (EUR, USD, GBP): 0,70 EUR
Fast Payments (SEK, NOK, DKK, PLN, AUD): 1 EUR
Fast Payments (CZK, RON, HUF, CAD, IDR, INR, MXN, MYR, SGD, HKD, HRK)): 3 EUR
Fast Payments (PHP): 6 EUR
SWIFT (shared cost) : 10,00 EUR
SWIFT (all cost)
- Tier 1: 15 EUR
- Tier 2: 20 EUR
- Tier 3: 30 EUR
- Tier 4: 45 EUR
Incoming transactions:
Receiving SWIFT or US Fedwire payments: 10,00 EUR
Receiving non-SWIFT payments: 0,70 EUR
Enjoy a 30-day free trial of any plan.
Easy Bank Personal:2,99 EUR/month
Easy Money Personal: 8,99 EUR/month
Easy Green Personal: 17,99 EUR/month
Easy Savings: Free
Direct debits: free
Deposit holding fee ( The deposit holding fee also applies to funds held in other currencies than the Euro):
0,04 - 0,06 EUR
First four withdrawals per month are free, the five after are 0.99 EUR.
Thereafter, 2.99 EUR per withdrawal.
0%
EUR
16
The Currency Cloud exchange rate + network fee (0,5%).
GBP, AED, AUD, BGN, CAD, CHF, CZK, DKK, NOK, PLN, RON, SEK, TRY, USD, ZAR
From 4 to 50 % from Bunq partners.
Easy Savings: 0.27% interest.
Plant 10 trees for every friend you invite.
Card
Crypto
Money transfer
Business account
Merchant
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Bunq Easy Green Personal/ Business: A combination of 3 cards is included for free. A Metal Card can be ordered upon pre-payment of 12 months of Bunq Easy Green Personal/ Business.
Instantly ordering additional Maestro Card: 9.99 EUR per card.
Instantly ordering additional Mastercard: 9.99 per card EUR + 3.49 EUR per month per card.
Bunq Easy Money Personal/ Business: A combination of 3 cards is included for free. A Metal Card can be ordered upon pre-payment of 24 months of Bunq Easy Money Personal/ Business.
Instantly ordering additional Maestro Card: 9.99 EUR per card.
Instantly ordering additional Mastercard: 9.99 per card EUR + 3.49 EUR per month per card.
Bunq Easy Bank Personal/ Business: 1 card is included for free.
Instantly ordering additional Maestro Card: 9.99 EUR per card.
Instantly ordering additional Mastercard: 9.99 per card EUR + 3.49 EUR per month per card.
Bunq Metal Card Personal/ Business: Free when you pre-pay for 12 months of bunq Easy Green/ Money Personal, Easy Green/ Money Business.
Card payment (in a foreign currency):
Bunq Easy Green/ Money Personal/ Business: The real Mastercard exchange rate + 0,5% (network fee).
Bunq Easy Bank Personal/ Business: 1,5% of the transaction amount + 0,5% (network fee).
Debit/Credit
Maestro/ Mastercard
Easy Green/ Money Personal/ Business ( up to 25 cards): 19,99 EUR.
0 EUR/year
Bunq Easy Green/ Money Personal/ Business: First four withdrawals per month are free, the five after are 0.99 EUR.
Thereafter, 2.99 EUR per withdrawal.
Bunq Easy Bank Personal/ Business: First five withdrawals per month are 0.99 EUR each, thereafter 2.99 EUR each.
Bunq Bank does not offer any crypto products or services such as Cryptocurrency Wallets or a Crypto Exchange. Their platform does allow you to deposit fiat into a licensed and regulated cryptocurrency exchange in your jurisdiction, however.
Instantly up to 1-2 days.
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Easy Bank Business: 6,99 EUR/month
Easy Money Business: 12,99 EUR/month
Easy Green Business: 22,99 EUR/month
Easy Savings: Free
Direct debits: 0.11 EUR per payment
Deposit holding fee ( The deposit holding fee also applies to funds held in other currencies than the Euro):
0,04 - 0,06 EUR
First four withdrawals per month are free, the five after are €0.99.
Thereafter, €2.99 per withdrawal.
0.1 - 2.5%
5%
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User Reviews
Great so far!
I become a bunq user 5 months ago because I am frustrated with the support experience with another bank. For now it's been great! The app is easy to use, with some fun features like planting trees.
The best feature of this platform is that you can choose to use the desktop version
its providing a very good exchange rate especially from euro to usd, also it works very well abroad and i can open the app and my account in just a few minutes. amazing! i recommend bunq to everyone
very good features this app provides, however there are some things that need to be improved and get better. things like the support system, they are handling the multi account the time that you want to create the business account. the bugs are also fixed after a long time. still i believe they are doing better job than others and their prices are acceptable…
anyone will be able to get better service with less money in different apps. they are not professional, handling and managing the criticism very poorly. for me they are basics and need so much improvement
Several Features of Bunq Made me Fall in Love with This App. It is Fast, Easy to use, Flexible, Sepa Supported and Their Customer Service is Friendly and Professional. I Believe Bunq is The Best in The Market.
I used bunq for the last few years. It is fast, comfortable and secure. BUT I believe the LATEST PRICES are NOT ACCEPTABLE and it needs some changes. In general everything is Okay for NOW!!!
mobile app is very simple and easy to use, also I received the debit card after 3 days. Every time that I get my salary, It is automatically distributed to my other necessary sub-accounts as I managed before. I am really happy to be using this app.
they are amazing, regularly they are updating and adding something to the app and making life easier for customers. with bunq, i can do all my banking needs from my phone. thank you!
Hallelujah! Finally a bank where you periodically can install payments. Top adjustment.
The new version is not working as desired. Many improvements have been communicated before, but nothing is done with it. It would be nice to get some feedback on suggested improvements, instead of asking for any new.
I've been using this app for a very long time. i should say that they are nice, really very good replacements for traditional bank and always offering new features that make me happy. However the latest updates are not very good compare to previous one. In my opinion they still count as a good bank but in place of being excellent they are going down and down. In the beginning I was in love with this platform and for me they were like Google but now I'm starting to think that they are becoming like Facebook (I HATE IT) of the banking sphere. I suppose they lost their way and need to find it. Still Im thinking positively about bunq and I see a bright future for this app.
I should admit that my experience with Bunq was great. But it changed. They started to do online shopping with my account on different platforms, then closed my and my partner’s account, didn’t notify us and the customer service is slow and confused. The account closed and the app became useless, not working anymore and all information about support team is inside of the app, very genius who created this app!!! there was no explanation and after some hours they confirmed that our accounts closed. I don’t like this situation!!!!