Money Transfer
Debit card
Virtual Card
Referral program
Mobile Apps
Rating 3.93 15
We calculate the rating from AskWallet editorial and user ratings

bunq is a mobile-first Neobank that offers a wide range of innovative services including personal and business accounts. Within one bunq account, users have access to around 25 bank accounts with unique IBAN, up to 5 virtual debit MasterCards, and 3 physical Maestro/MasterCards. Bunq lets you send funds request money, split bills, and make transactions in real time.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Founded: 2012
Has mobile app: Yes
Has web version: No
Has apple pay: Yes
Has google pay: Yes
Contacts: support@bunq.com
Languages: English, Deutsch, Español, Français, Italiano, Nederlands, Português
Reference number: 838158
Available in these countries: USA, EEA
Jurisdiction: NED
Licenses: DCB

Main info

Has insurance: No
Has trading: No
Has budget planner: No
Has bill split: Yes
Has iban: Yes
Has sepa: Yes
Has swift: Yes
Virtual card service fee: 0 EUR/year
Service fee: 0 EUR/month
Main service fee text: Easy Bank Personal = 2,99 EUR/month
Easy Money Personal = 8,99 EUR/month
Easy Green Personal = 17,99 EUR/month
Account opening fee: 0 EUR
Withdrawal fee: Bank Transfer = 5 EUR
P2P fee: 0%
Main currency: EUR
Number of currencies: 1
Business account


Has virtual card Yes
Has card Yes
Has multicurrency card No
Virtual card service fee 0 EUR/year
Card provider Maestro, MasterCard (Debit)
ATM withdrawal fee - 0 EUR 4 withdrawals/month
- 0,99 EUR 5th to 9th withdrawals/month
- 2,99 EUR from the 10th withdrawal/month

Business account

Business account has IBAN Yes
Business account has SEPA Yes
Business account has SWIFT Yes
Business account has business card Yes
Business p2p fee has conversion No
Business account deposit methods and fees has conversion Yes
Business account withdrawal methods and fees has conversion Yes
Business account service fee Easy Bank Business = 4,99 EUR/month
Easy Money Business = 10,99 EUR/month
Easy Green Business = 20,99 EUR/month
Business account P2P fee 0%
Business account affiliate program https://www.bunq.com/affiliates
Business account opening fee 0 EUR
Business account deposit methods & fees Bank Transfer = 0,10 EUR
Bank Cards (credit/debit) = 2,5%
Business account withdrawal methods & fees Bank Transfer = 5 EUR
Business account deposit methods and fees percent: 0.1 - 2.5%
Business account withdrawal methods and fees percent: 5%


Has recurring payments Yes
Has cards acquiring payments Yes
Accepting crypto payments No
Has email invoicing Yes
Merchant account opening fee 0 EUR
Merchant service fee EasyTravel Business = 2,99 EUR/month
Easy Bank Business = 4,99 EUR/month
EasyMoney Business = 10,99 EUR/month
EasyGreen Business = 20,99 EUR/month
Fee for receiving payments Cards= 2.5% + 0,22 EUR
SWIFT(between €10.000 and €100.000) = 10 EUR
SWIFT(above €100.000) = 25 EUR

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Reviews by users

Review and rate Bunq

Bunq overview

Bunq — does it stand out in the frantic race of neobanks?

8 min read 23.03.2021

Bunq — does it stand out in the frantic race of neobanks?

social-icon Isaac Murray
social-icon Jake Howell

The best feature of this platform is that you can choose to use the desktop version

social-icon Eleanor Bentley
social-icon Chiman Pattni

its providing a very good exchange rate especially from euro to usd, also it works very well abroad and i can open the app and my account in just a few minutes. amazing! i recommend bunq to everyone

social-icon Stephen Greenaway

very good features this app provides, however there are some things that need to be improved and get better. things like the support system, they are handling the multi account the time that you want to create the business account. the bugs are also fixed after a long time. still i believe they are doing better job than others and their prices are acceptable…

social-icon Christy Davey

anyone will be able to get better service with less money in different apps. they are not professional, handling and managing the criticism very poorly. for me they are basics and need so much improvement

social-icon Reda

Several Features of Bunq Made me Fall in Love with This App. It is Fast, Easy to use, Flexible, Sepa Supported and Their Customer Service is Friendly and Professional. I Believe Bunq is The Best in The Market.

social-icon Andrew Fitzgerald
social-icon Akbar Sarfraz

I used bunq for the last few years. It is fast, comfortable and secure. BUT I believe the LATEST PRICES are NOT ACCEPTABLE and it needs some changes. In general everything is Okay for NOW!!!

social-icon Elisey Seva

mobile app is very simple and easy to use, also I received the debit card after 3 days. Every time that I get my salary, It is automatically distributed to my other necessary sub-accounts as I managed before. I am really happy to be using this app.

social-icon Francis

they are amazing, regularly they are updating and adding something to the app and making life easier for customers. with bunq, i can do all my banking needs from my phone. thank you!

social-icon asan noo

Hallelujah! Finally a bank where you periodically can install payments. Top adjustment.

social-icon Léon Cloutier

The new version is not working as desired. Many improvements have been communicated before, but nothing is done with it. It would be nice to get some feedback on suggested improvements, instead of asking for any new.

social-icon Stuart Lapsley

I've been using this app for a very long time. i should say that they are nice, really very good replacements for traditional bank and always offering new features that make me happy. However the latest updates are not very good compare to previous one. In my opinion they still count as a good bank but in place of being excellent they are going down and down. In the beginning I was in love with this platform and for me they were like Google but now I'm starting to think that they are becoming like Facebook (I HATE IT) of the banking sphere. I suppose they lost their way and need to find it. Still Im thinking positively about bunq and I see a bright future for this app.

social-icon Martin Öst

I should admit that my experience with Bunq was great. But it changed. They started to do online shopping with my account on different platforms, then closed my and my partner’s account, didn’t notify us and the customer service is slow and confused. The account closed and the app became useless, not working anymore and all information about support team is inside of the app, very genius who created this app!!! there was no explanation and after some hours they confirmed that our accounts closed. I don’t like this situation!!!!