Buy, store, exchange and spend your digital or traditional currencies, anytime, anywhere.

Wirex
E-wallet
Savings
Personal
Multi-currency
Debit card
Virtual Card
SWIFT
SEPA
Travel
Crypto
Сredits and loans
Investing/Trading
Referral program
Mobile Apps

Wirex is an FCA licensed, global leader in digital money solutions for personal use. Wirex Ltd offers its consumers in the EEA a debit Mastercard and a debit Visa card for those in APAC, a currency exchange for individuals across the world. Wirex's services are available in many countries and consumers can make transactions in multiple currencies.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2014

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

13 languages. Last update: Italian, Portuguese, Turkish, Russian, Greek, Indonesian, Tagalog.

Emi type:

E-wallet

Available in these countries:

100+

Jurisdiction:

GBR

Licenses:

AEMI

Main info

Main info
Has insurance:

Yes

Has trading:

Yes

Has budget planner:

No

Has bill split:

No

Has IBAN:

No

Has SEPA:

Yes

Has SEPA Instant:

Yes

Has SWIFT:

Yes

Main service fee text:

STANDARD: 0 EUR/month
PREMIUM: 9,99 EUR/month
ELITE: 29,99 EUR/month

Deposit fee:

External debit/credit card (Crypto/fiat account): 2,99%

Withdrawal fee:

Bank Transfer:
- SWIFT = n/a
- SEPA = n/a

P2P fee:

0%

Main currency:

EUR

Number of currencies:

61

Traditional currencies: EUR, GBP, CAD, CZK, HUF, PLN, RON, HRK, USD

Cryptocurrencies: BTC, ETH, LTC, XRP, XLM, WXT, WAVES, XNO, LINK, MKR, AAVE, YFI, UNI, UMA, OMG, BAT, ZRX, SNX, FTT, COMP, REP, BNT, BAL, 1INCH, SUSHI, LRC, KNC, CRV, ADA, XTZ, EOS, SOL, DOGE, DOT, CHZ, MATIC, AXS, GLM, IOST, SNT, SAND, MANA, GRT, QNT

Stablecoins: DAI, USDC, USDT, XSGD, USDP, TUSD, EURS, EURT

Conversion fee:

0%

Other currencies:

GBP, CAD, CZK, EUR, HRK, HUF, PLN, RON, USD

Cashback:

Cryptoback™ rewards pay back up to 2% in WXT on all spending, in-store & online.

Bonus:

Wirex revolutionary rewards program has been revamped - it now offers bigger rewards and boosted perks. You can get:
- Up to 16% Savings Bonus on the balance of your WXT account
- Up to 8% Cryptoback™ rewards on all your in-store and online shopping
- Boosted Tiers for enhanced Saving Bonuses and Cryptoback™ rewards
- Exclusive Mastercard/Visa merchant offers

Credit:

Use your crypto as collateral and take out a Wirex Credit line. It’s easy, secure and ready to spend straight away on your Wirex Card.

Interest account:

4-12% annual Savings Bonus on WXT balance!

Referral program:

Refer a friend: 10 USD in WXT.

Card

Crypto

Money transfer

Card
Has virtual card:

Yes

Has multicurrency card:

Yes

Payment card type:

Debit

Card provider:

VISA (in APAC)
MasterCard (in EEA)

Virtual card pricing:

First card: free
Next: 3 USD

Issuing fee:

0 EUR

ATM withdrawal fee:

NO FEE ATM withdrawals up to 400 EUR per month, then 2% fee

Card limits:

ATM: Up to 1000 EUR/day.

Crypto
Main info:

Crypto exchange services: OTC rates + commission.
External transfer (crypto): Blockchain fees apply.

Deposit fee:

2,99%

Withdrawal fee:

Blockchain fees apply.

Money transfer
Money transfer speed:

Instantly up to 1 day.

User Reviews

Hertha Preuss

Great app! Ease of use, and seamless exchanging between currencies.

Adelheid Schiller
Duncan Murray

Everything is so smooth and fast. Changing currencies, holding currencies and putting them on the card! Its so easy and fast! Perfect for everything!

Claus Pohl
Kim Lee

Wirex is so trustworthy, even though if yet understand how it works, one may think is brain taking, but after one must have understood it all, in seconds, you can buy, pay, transfer, load, and trade without pain nor worries. Customer service is always ready to see that their customers are thoroughly served too. I adore wirex, and can say it loud on the roof top anywhere

Richard Federson

Wonderful app and wonderful team. Good job to you all 👍

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