Money Transfer
Debit card
Virtual Card
Referral program
Mobile Apps
Rating 4.33 6
We calculate the rating from AskWallet editorial and user ratings

Wirex is an FCA licensed, global leader in digital money solutions for personal use. Wirex Ltd offers its consumers in the EEA a debit Mastercard and a debit Visa card for those in APAC, a currency exchange for individuals across the world. Wirex's services are available in many countries and consumers can make transactions in multiple currencies.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Founded: 2014
Has mobile app: Yes
Has web version: Yes
Has apple pay: No
Has google pay: No
Contacts: privacy@wirexapp.com
Languages: English, 中文, Español, Français, Italiano
Reference number: 902025
Available in these countries: AUS, AUT, BUL, CRO, DEN, EST, FIN, FRA, GRE, HKG, HUN, ISL, ITA, LIE, LTU, NED, NOR, NZL, PHI, POL, SGP, SLO, SWE, LAT, IRL, SPA
Not available in these countries: GBR
Jurisdiction: GBR
Licenses: AEMI

Main info

Has insurance: No
Has trading: Yes
Has budget planner: No
Has bill split: No
Has iban: No
Has sepa: Yes
Has swift: Yes
Main service fee text: 0 EUR/month
Account opening fee: 0 EUR
Withdrawal fee: Bank Transfer:
- SWIFT = n/a
- SEPA = n/a
P2P fee: 0%
Main currency: EUR
Number of currencies: 38
Cashback: With Cryptoback™ rewards, the more you spend with your Wirex card, the more you get back
You can now earn up to 8% Cryptoback™ rewards every time you make a purchase
Bonus: The Standard plan ensures that absolutely everyone is rewarded for using Wirex. You’ll automatically earn 0.5% Cryptoback™ rewards and up to 5% interest with X-Accounts – all for zero monthly fees. If you lock WXT for 180 days, you can boost your Cryptoback™ rewards rate, unlock a 1% annual Savings Bonus and earn enhanced interest rates of up to 7% with X-Accounts! 

Fancy an upgrade? For only €/£/SG$9.99 a month, the Premium plan offers preferential rates and superior rewards. For the full Premium experience, simply lock your WXT for 180 days - you’ll secure up to 3% Cryptoback™ rewards, up to 6% annual Savings Bonus and up to 14% interest with X-Accounts! 

For the ultimate Wirex experience, you need the Elite plan. At just €/£/SG$29.99 a month, get VIP access to the highest levels of Cryptoback™ rewards, Savings Bonuses and interest with X-Accounts. Plus, locking in WXT for 180 days will more than double your rewards, paying out up to 8% Cryptoback™ rewards, a 16% annual Savings Bonus and 20% interest on X-Accounts!
Referral program: As a referrer, you and your friend can receive rewards in two stages:

500 WXT once your friend buys $100 worth of crypto (BTC, LTC, XRP, ETH) directly with their linked credit/debit card
500 WXT when the same friend orders a contactless Wirex card and makes their first in-store purchase.*
*applicable to the territories where you can order the Wirex card.
Other currencies: GBP, CAD, CZK, EUR, HRK, HUF, PLN, RON, USD
Money transfer
Business account


Has virtual card Yes
Has card Yes
Has multicurrency card Yes
Payment card type Debit/
Virtual card pricing First card- free
Next - 3 USD
Card provider VISA (in APAC)
MasterCard (in EEA)
ATM withdrawal fee NO FEE ATM withdrawals up to €400 per month, then 2% fee

Money transfer

Money transfer speed (days): 1

Business account

Business p2p fee has conversion No


Has recurring payments Yes
Accepting crypto payments Yes
Has m-Pos payment services Yes

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Reviews by users

Review and rate Wirex

social-icon Hertha Preuss

Great app! Ease of use, and seamless exchanging between currencies.

social-icon Adelheid Schiller
social-icon Duncan Murray

Everything is so smooth and fast. Changing currencies, holding currencies and putting them on the card! Its so easy and fast! Perfect for everything!

social-icon Claus Pohl
social-icon Kim Lee

Wirex is so trustworthy, even though if yet understand how it works, one may think is brain taking, but after one must have understood it all, in seconds, you can buy, pay, transfer, load, and trade without pain nor worries. Customer service is always ready to see that their customers are thoroughly served too. I adore wirex, and can say it loud on the roof top anywhere

social-icon Richard Federson

Wonderful app and wonderful team. Good job to you all 👍