Payment Processing
Сredits and loans
Money Transfer
Debit card
Virtual Card
Referral program
Mobile Apps
Rating 3.85 13
We calculate the rating from AskWallet editorial and user ratings

Bankera is an international payment services business, offering solutions to individuals and companies. It is built with a focus on digital businesses; hence it welcomes clients from various digital industries such as affiliate marketing, eCommerce, online gaming, P2P finance and others



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Founded: 2017
Has mobile app: Yes
Has web version: Yes
Has apple pay: Yes
Has google pay: Yes
Languages: English, Lietuvių, Русский, Français, Italiano, Eesti, 한국어, 简体中文, Nederlands, Português (PT), Português (BR), عربى, Polskie, Ελληνικά
Reference number: 304186270
Jurisdiction: LTU, MLT
Licenses: EMI

Main info

Has insurance: No
Has trading: No
Has budget planner: Yes
Has bill split: No
Has iban: Yes
Has sepa: Yes
Has swift: Yes
Virtual card service fee: 0 EUR/year
Service fee: €1.00 per month
Main service fee text: 0 EUR
Account opening fee: 0 EUR
Withdrawal fee: Bank Transfer = 0,1 EUR
P2P fee: 0,1 EUR
Main currency: EUR
Number of currencies: 1
Business account


Has virtual card Yes
Has card Yes
Has multicurrency card No
Virtual card service fee 0 EUR/year
Card provider VISA (Debit)
ATM withdrawal fee 0-2%
Card limits €5000 POS/ €2500 ATM

Business account

Business account has IBAN Yes
Business account has SEPA Yes
Business account has SWIFT Yes
Business account has business card Yes
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No
Business account service fee 5-50-1000 EUR/month
Business account P2P fee 0%
Business account affiliate program
Business account opening fee 1) EEA = 0 EUR
2) non-EEA = 450 EUR
Business account deposit methods and fees percent: 0.5%
Business account withdrawal methods and fees percent: 0.1 - 0.04%


Has recurring payments Yes
Has cards acquiring payments Yes
Accepting crypto payments Yes
Has m-Pos payment services No
Has MO/TO services Yes
Has SMS billing services No
Has ticket selling services Yes
Has email invoicing Yes
Merchant account opening fee Fees start from 450 EUR
Merchant service fee Fees start from 5 EUR/month

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Reviews by users

Review and rate Bankera

Bankera overview

Bankera — a digital bank for the blockchain era.

5 min read 09.03.2021

Bankera — a digital bank for the blockchain era.

social-icon Perica Dujmovic


Fraud and gross violation of the law by criminal Vytautas Karalevicius! It is possible to make a deposit but withdrawal is impossible. They currently hold 6.000,00 euros that belong to my company and they do not allow the payment of that money to my company's account. They canceled the international bank withdrawal without notifying before, and now they are “advising” me to pay them 900,00 euros on their Bankera project, in order to withdraw the money to my company account. In short, they ask me for 900,00 euros to give me my 6.000,00 euros! In my country this is called a racket, and the sentence is not less than 3 years in prison for such an act. By doing so, they have violated the laws of their country, my country, but also the international laws on financial operations, and in addition, it is not in accordance with the license on the basis of which they operate. In short, they remove the withdrawal to bank option without announcing that they would do that, leaving only withdrawal options that are illegal in most countries of the world to be used for commercial purposes (for companies) and companies that have money with them no longer have a way to transfer that money to their bank account. I suggest to all victims of spectrocoin and bankera to file a complaint at to have their license revoked.

social-icon Haroldo Rivero Valdivia

im using bankera for half a year and i can say it is more than expectation, very good services and customer service is fast and responding friendly via chat and emails. i had one issue in the regard of identification process, it require more patient from clients but after that it is wonderful and im satisfied totally

social-icon Zak Briggs

Very nice app with many features and possibilities. I had an issue with one of my transactions. I sent money from my bank to my Bankera account but it seems that it was lost somehow. Bank approved and complete the transfer but in Bankera account I still didn't receive anything. However everything went back to normal after a conversation with the support team. Thanks anyway.

social-icon Haye Lassche
social-icon Spencer Donnelly

using this app for a year now, it is generally better than any other apps. i used some other platforms and traditional banks and i can say for sure that bankera is better than all of them. in case of any issues the support team is there, responds are fast in both chat and call . the agent that helped me today, james , he managed everything so fast, thank you james. i advice bankera for everyone that want to experience best type of banking services.

social-icon Aimee Hartley

the verification process was sooooo long and i uploaded so many documents. however after that i like everything with bankera, it's fast and secure….

social-icon Archie Wilkinson

Wow! What a Relief that I DID NOT INVEST in this BullCrap Company! They were able to steal 100 euro of mine thank God so I was Alerted and Averted Investing 10k Euro!!! The ICO price was .21, Thats Correct, it was sold for Twenty One Cents Per Coin! The Coin bnk is currently valued at .007! That is about Seven Tenths of One Penny! What a Scam, Pure Pump and Dump Like I said it was Going to be Many Months Ago while still in ICO stage! Thieves and Con Men Played this coin and it's ICO and made Millions....ANYONE WHO INVESTED ANYTHING WAS ROBBED AND BUNKED BY BANKERA AND SPECTO COIN

social-icon Pete Walsh

Got an account opened within a few weeks and been using it every since. Very straight forward and user friendly!

social-icon Wayne Owen

At the moment it seems a good investment, I invest my savings, I feel satisfied, they were left this week that would release the unsold tokens and distribute them to those who bought BNK, surely later enlisted in spectrocoin, which is not the best option, for some questions that they ask but I hope that before the 15th we can trade with them, if they meet the dates I will buy more. My qualification is 4 stars I hope to upload it as soon as the agreements are fulfilled, to maintain it if they do it but slowly and to decrease each week a star if they do not comply

social-icon Sören Rothe

I truly believe in this project and have high hopes for it. I'm an investor and unfortunately there are investors who are not patient and expect to plant a seed and if a full rose doesn't grow the next day, to them it's a scam. I've been doing a lot of research and this project moves on their own pace and they do sprinkle information here and there but looks good so far.

social-icon Laly Meyer
social-icon Jordan Edwards

Great services and feedback especially for those in business counts a lot ! Easy and clever applications make our life better !

social-icon Hermine Kallenberg