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Bankera
Neobank
Payment Processing
Business
Merchant
Personal
Multi-currency
Debit card
Virtual Card
SWIFT
SEPA
IBAN
Crypto
Сredits and loans
Referral program
Mobile Apps

Bankera is an international payment services business, offering solutions to individuals and companies. It is built with a focus on digital businesses; hence it welcomes clients from various digital industries such as affiliate marketing, eCommerce, online gaming, P2P finance and others

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2017

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

English, Lietuvių, Русский, Français, Italiano, Eesti, 한국어, 简体中文, Nederlands, Português (PT), Português (BR), عربى, Polskie, Ελληνικά, Українська, Latviešu

Emi type:

Neobank

Available in these countries:

GBR, AUT, BEL, BUL, CRO, CYP, CZE, DEN, ESP, EST, FIN, FRA, GER, GRE, HUN, ISL, ITA, LIE, LTU, LUX, MLT, MON, NED, NOR, POL, POR, ROU, SLO, SUI, SVK, SWE, LAT, IRE

Jurisdiction:

LTU, MLT

Licenses:

EMI

Main info

Main info
Has insurance:

No

Has trading:

No

Has budget planner:

Yes

Has bill split:

No

Has IBAN:

Yes

Has SEPA:

Yes

Has SEPA Instant:

Yes

Has SWIFT:

Yes

Virtual card service fee:

0 EUR/year

Electronic payment methods and fees:

Payments in stores (EUR) (in EEA and UK): 0 EUR
Payments in stores (not in EUR/outside the EEA): 1%

Main service fee text:

Personal ( For EEA, GBR and Ukrainian citizens): Free
Personal+ ( For non EEA citizens): Free

Account opening fee:

0 EUR

Deposit fee:

SEPA in: Free
SWIFT in: 0,25%( min 25 EUR)

Withdrawal fee:

SEPA out: 0-1 EUR
SWIFT out: 0,25%( min 25 EUR)

P2P fee:

0 EUR

Main currency:

EUR

Number of currencies:

5

Conversion fee:

0,65%

Other currencies:

GBP, AED, CHF, USD

Credit:

Bankera business loans: from 2.000 EUR

Card

Crypto

Business account

Merchant

Card
Has card:

Yes

Has virtual card:

Yes

Has multicurrency card:

No

More info:

Personal Debit Card price: Free

Business Debit Card price:
Business: Free
Business+/ Class A: 19 EUR

Monthly maintenance:
Business: 0 EUR
Business+/Class A: 9 EUR

Payment card type:

Debit

Card provider:

Visa

Virtual card service fee:

0 EUR/year

Issuing fee:

0 EUR

ATM withdrawal fee:

Personal Card:
First three withdrawals per month (EUR) (UK and EEA except Lithuania): Free
More than three withdrawals (EUR) (UK and EEA except Lithuania): 1 EUR/withdrawal
Withdrawals (non-EUR) (in EEA and UK): 1% (minimum 1 EUR)
Withdrawals (outside the EEA): 2% (minimum 2 EUR)
Withdrawals (in Lithuania): 1%

Business card: 2-5%

Card limits:

€5000 POS/ €2500 ATM

Crypto
Main info:

Crypto-friendly.
Send and receive funds from SpectroCoin and other cryptocurrency exchanges and platforms. Use your Bankera account for your cryptocurrency business including exchanges, mining and staking farms.

Business account
Business account has IBAN:

Yes

Business account has SEPA:

Yes

Business account has SWIFT:

Yes

Business account has business card:

Yes

Business p2p fee has conversion:

No

Business account deposit methods and fees has conversion:

No

Business account withdrawal methods and fees has conversion:

No

Business account service fee:

Business:
Monthly maintenance: 5 EUR
Application review (business account): free
Application review (client funds’ account): individual
Application review (both accounts): individual
Priority review of the application: 1500 EUR

Business+:
Monthly maintenance: 50 EUR
Application review (business account): 450 EUR
Application review (client funds’ account): 600 EUR
Application review (both accounts): 900 EUR
Priority review of the application: 1500 EUR


Class A:
Monthly maintenance: 200 EUR
Application review (business account): 900 EUR
Application review (client funds’ account): 1800 EUR
Application review (both accounts): 2400 EUR
Priority review of the application: 1500 EUR

Rejected payment administration fee: 20 EUR + CORR. BANK CHARGES
FX (currency exchange): 0.65%
Crypto Exchanges (transfers to/from): Supported

Business account P2P fee:

0%

Business account affiliate program:
Business account deposit methods & fees:

SEPA (incoming): 0-0,5%
SWIFT (incoming): 0,25-0,75%

Business account withdrawal methods & fees:

SEPA (outgoing): 0,1 EUR/0,04 % ( min. 2 EUR, max. 200 EUR)
SWIFT (outgoing): 0,25-0,75%

Business account deposit methods and fees percent:

0.5%

Business account withdrawal methods and fees percent:

0.1 - 0.04%

Merchant
Has recurring payments:

Yes

Has m-Pos payment services:

No

Has SMS billing services:

No

Has email invoicing:

No

Merchant account opening fee:

0-900 EUR

Merchant service fee:

5-200 EUR

Fee for receiving payments:

SEPA (incoming): 0-0,5%
SWIFT (incoming): 0,25-0,75%

User Reviews

Kamil

SCAMMERS

PEOPLE DO NOT WORK WITH THEM! I cannot take out my money for more than a year! They do not reply to emails, they copy paste answers! do not give timeframes! A YEAR I cannot take my money !

Perica Dujmovic

FRAUD

Fraud and gross violation of the law by criminal Vytautas Karalevicius! It is possible to make a deposit but withdrawal is impossible. They currently hold 6.000,00 euros that belong to my company and they do not allow the payment of that money to my company's account. They canceled the international bank withdrawal without notifying before, and now they are “advising” me to pay them 900,00 euros on their Bankera project, in order to withdraw the money to my company account. In short, they ask me for 900,00 euros to give me my 6.000,00 euros! In my country this is called a racket, and the sentence is not less than 3 years in prison for such an act. By doing so, they have violated the laws of their country, my country, but also the international laws on financial operations, and in addition, it is not in accordance with the license on the basis of which they operate. In short, they remove the withdrawal to bank option without announcing that they would do that, leaving only withdrawal options that are illegal in most countries of the world to be used for commercial purposes (for companies) and companies that have money with them no longer have a way to transfer that money to their bank account. I suggest to all victims of spectrocoin and bankera to file a complaint at https://www.lb.lt to have their license revoked.

Haroldo Rivero Valdivia

im using bankera for half a year and i can say it is more than expectation, very good services and customer service is fast and responding friendly via chat and emails. i had one issue in the regard of identification process, it require more patient from clients but after that it is wonderful and im satisfied totally

Zak Briggs

Very nice app with many features and possibilities. I had an issue with one of my transactions. I sent money from my bank to my Bankera account but it seems that it was lost somehow. Bank approved and complete the transfer but in Bankera account I still didn't receive anything. However everything went back to normal after a conversation with the support team. Thanks anyway.

Haye Lassche
Spencer Donnelly

using this app for a year now, it is generally better than any other apps. i used some other platforms and traditional banks and i can say for sure that bankera is better than all of them. in case of any issues the support team is there, responds are fast in both chat and call . the agent that helped me today, james , he managed everything so fast, thank you james. i advice bankera for everyone that want to experience best type of banking services.

Aimee Hartley

the verification process was sooooo long and i uploaded so many documents. however after that i like everything with bankera, it's fast and secure….

Archie Wilkinson

Wow! What a Relief that I DID NOT INVEST in this BullCrap Company! They were able to steal 100 euro of mine thank God so I was Alerted and Averted Investing 10k Euro!!! The ICO price was .21, Thats Correct, it was sold for Twenty One Cents Per Coin! The Coin bnk is currently valued at .007! That is about Seven Tenths of One Penny! What a Scam, Pure Pump and Dump Like I said it was Going to be Many Months Ago while still in ICO stage! Thieves and Con Men Played this coin and it's ICO and made Millions....ANYONE WHO INVESTED ANYTHING WAS ROBBED AND BUNKED BY BANKERA AND SPECTO COIN

Pete Walsh

Got an account opened within a few weeks and been using it every since. Very straight forward and user friendly!

Wayne Owen

At the moment it seems a good investment, I invest my savings, I feel satisfied, they were left this week that would release the unsold tokens and distribute them to those who bought BNK, surely later enlisted in spectrocoin, which is not the best option, for some questions that they ask but I hope that before the 15th we can trade with them, if they meet the dates I will buy more. My qualification is 4 stars I hope to upload it as soon as the agreements are fulfilled, to maintain it if they do it but slowly and to decrease each week a star if they do not comply

Sören Rothe

I truly believe in this project and have high hopes for it. I'm an investor and unfortunately there are investors who are not patient and expect to plant a seed and if a full rose doesn't grow the next day, to them it's a scam. I've been doing a lot of research and this project moves on their own pace and they do sprinkle information here and there but looks good so far.

Laly Meyer
Jordan Edwards

Great services and feedback especially for those in business counts a lot ! Easy and clever applications make our life better !

Hermine Kallenberg

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