Bankera rating 3.86 7 How do we count the overall AskWallet star rating? It's all based on a combination of reviewer’s feedback and our expertise.
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Bankera combines traditional banking services with crypto-friendly banking. Serving individuals and business users, its range of services includes IBAN accounts, free VISA debit cards, payment processing solutions, and business loans. Transactions are processed via two largest payment networks – SWIFT and SEPA. The platform also supports SEPA Instant Credit Transfer.

Rate Bankera


  • Personal IBAN

  • Affiliate program

  • Cashback

  • Crypto

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card


Name: Bankera
Languages: English, Lietuvių, Русский, Français, Italiano, Eesti, 한국어, 简体中文, Nederlands, Português (PT), Português (BR), عربى, Polskie, Ελληνικά
Web version: Yes
Mobile apps: No
Available in this countries: GBR, AUT, BEL, BUL, CRO, CYP, CZE, DEN, ESP, EST, FIN, FRA...
License: EMI
License №: 304186270
Jurisdiction: LTU, MLT
Founded: 2017
Apple pay: No
Google pay: No

Main info

Account opening fee: 0 EUR
Service fee: 0 EUR
Deposit methods: 1) Bank Card = 0%
2) Bank Transfer = 0%
Withdrawal methods: Bank Transfer = 0,1 EUR
P2P fee: 0,1 EUR
Personal IBAN: Yes
Main currency: EUR
Number of currencies: 1
Trading: No
Budget planner: Yes
Bill split: No
Insurance: No
Business account


Card provider: VISA (Debit)
Issuing fee: 0 EUR
Service fee: €1.00 per month
Multicurrency: No
Virtual card: Yes
ATM withdrawal fee: 0-2%
Card limits: €5000 POS/ €2500 ATM
Number of cards: 1
Card pricing: 0 EUR
Service fee (per year): 0 EUR/year


Account opening fee: Personal= 0 EUR
Personal+ = 0 EUR
Business = 0 EUR
Business+ = 450 EUR
Class A = 900 EUR
Service fee: Personal= 0 EUR/month
Personal+ = 0 EUR/month
Business = 5 EUR/month
Business+ = 50 EUR/month
Class A = 200 EUR/month
Number of cryptocurrencies: 5
Supported cryptocurrencies: Bitcoin, Ether, DASH, XEM, ERC20
Crypto trading: No
P2P fee: 0-0,5 %
Crypto card: No

Business account

Account opening fee: 1) EEA = 0 EUR
2) non-EEA = 450 EUR
Service fee: 5-50-1000 EUR/month
P2P fee: 0%
Corporate card: Yes
Affiliate program:


Account opening fee: Fees start from 450 EUR
Service fee Fees start from 5 EUR/month
Recurring payments Yes
Cards acquiring services Yes
Accepting crypto payments Yes
m-Pos payment services No
MO/TO services Yes
SMS billing services No
Ticket selling services Yes
Email invoicing Yes

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Bankera reviews by users

Review and rate Bankera


Bankera — a digital bank for the blockchain era

5 min read 09.03.2021

Bankera — a digital bank for the blockchain era

Overview by Asma Ahmed

Archie Wilkinson

Wow! What a Relief that I DID NOT INVEST in this BullCrap Company! They were able to steal 100 euro of mine thank God so I was Alerted and Averted Investing 10k Euro!!! The ICO price was .21, Thats Correct, it was sold for Twenty One Cents Per Coin! The Coin bnk is currently valued at .007! That is about Seven Tenths of One Penny! What a Scam, Pure Pump and Dump Like I said it was Going to be Many Months Ago while still in ICO stage! Thieves and Con Men Played this coin and it's ICO and made Millions....ANYONE WHO INVESTED ANYTHING WAS ROBBED AND BUNKED BY BANKERA AND SPECTO COIN

Pete Walsh

Got an account opened within a few weeks and been using it every since. Very straight forward and user friendly!

Wayne Owen

At the moment it seems a good investment, I invest my savings, I feel satisfied, they were left this week that would release the unsold tokens and distribute them to those who bought BNK, surely later enlisted in spectrocoin, which is not the best option, for some questions that they ask but I hope that before the 15th we can trade with them, if they meet the dates I will buy more. My qualification is 4 stars I hope to upload it as soon as the agreements are fulfilled, to maintain it if they do it but slowly and to decrease each week a star if they do not comply

Sören Rothe

I truly believe in this project and have high hopes for it. I'm an investor and unfortunately there are investors who are not patient and expect to plant a seed and if a full rose doesn't grow the next day, to them it's a scam. I've been doing a lot of research and this project moves on their own pace and they do sprinkle information here and there but looks good so far.

Laly Meyer
Jordan Edwards

Great services and feedback especially for those in business counts a lot ! Easy and clever applications make our life better !

Hermine Kallenberg