Soldo is a spend management platform

Soldo
E-wallet
Payment Processing
Business
Multi-currency
Virtual Card
Prepaid Card
SWIFT
SEPA
IBAN
Referral program
Mobile Apps

Soldo is an e-money institution that offers a multi-user expense account to help firms control business spending and easily integrates with accounting software for managing and reconciling expenses via web-based administration console and an app. It also provides corporate payment cards along with cards for employees for SMEs and not-for-profit organizations.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2014

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

English, Deutsch, Español, Français, Italiano, Nederlands

Emi type:

e-wallet, payment processing

Available in these countries:

ISL, LIE, NOR, EEA

Jurisdiction:

GBR, IRL

Licenses:

EMI, FCA

Main info

Main info
Has insurance:

No

Has trading:

No

Has budget planner:

Yes

Has bill split:

Yes

Main currency:

EUR

Number of currencies:

3

Other currencies:

GBP, USD

Card

Money transfer

Business account

Card
Has card:

Yes

Has virtual card:

Yes

Has multicurrency card:

Yes

More info:

Card pricing :
EUR 10.00 for Soldo Start plan
EUR 6.00 for all other plans

Card Transaction Currency Exchange: Mastercard exchange rate2 + 2% for Soldo Start plan, 1% for all other plans

Payment card type:

Prepaid

Card provider:

Mastercard

Virtual card pricing:

EUR 2.00 for Soldo Start plan
EUR 1.00 for all other plans

ATM withdrawal fee:

Card Withdrawal at cashpoint:
Card denominated in GBP 1% of amount with minimum: GBP 2.00
Card denominated in GBP but withdrawal in other currency: 1% of exchanged currency amount (to GBP) with a minimum of GBP 2.00
Card denominated in EUR 1% of amount with minimum EUR 2.00
Card denominated in EUR but withdrawal in other currency: 1% of exchanged currency amount (to EUR) with a minimum of EUR 2.00
Card denominated in USD 1% of amount with minimum USD 2.00
Card denominated in USD but withdrawal in other currency: 1% of exchanged currency amount (to USD) with a minimum of USD 2.00

Number of virtual cards:

25 - 75

Money transfer
Money transfer speed (days):

0.1 - 5

Business account
Business account has IBAN:

Yes

Business account has SEPA:

Yes

Business account has SWIFT:

Yes

Business account has business card:

Yes

Business account deposit methods and fees has conversion:

Yes

Business account withdrawal methods and fees has conversion:

Yes

Business account service fee:

Start - free

a basic plan for small businesses with prepaid cards connected to a single wallet, giving you a taste of the Soldo platform.

Included:
Unlimited card transactions
5 users (up to 1 admin and 1 accountant)
5 user cards


Pro - £30/month

for small teams of up to 20 users, with added flexibility to control funds and more payment choices to manage company spend.

Included:
Unlimited card transactions
5 users (including up to 2 admins/accountants)
6 cards (user or company cards)
5 cards for recurring payments
25 single-use virtual cards per month for purchases

Premium - £90/month

built to meet the more advanced needs of larger teams, with features that provide increased efficiency and control plus support for multiple currencies.

Included:
Unlimited card transactions
10 users (Including up to 3 admins/managers)
15 cards (user or company cards)
15 cards for recurring payments
75 single-use virtual cards per month for purchases


Enterprise: for medium and larger businesses, get the full power of the Soldo platform customised and supported by dedicated account and customer success teams.

Price: Custom pricing

Included:
A package designed around your business. Get in touch to learn more about how we can meet all your company spend management needs.

Business account P2P fee:

0%

Business account affiliate program:

Refer a business and get £50 each

Business account deposit methods & fees:

Incoming USD Bank Transfer USD 10.00

Business account withdrawal methods & fees:

Withdrawal via Faster Payment GBP 2.00
Withdrawal via Bank Transfer SEPA EUR 1.50
Withdrawal via Bank Transfer International Payments1 EUR/GBP/USD 16.00
Cash n/a

User Reviews

Nonameings

Site is very unintuitive. Doing anything was more complex than necessary. Harder than any other site we use.

TeNonamenagh

As always, quick and responsive and very helpful.

AleksNonamerin

Very helpful, useful and easy to use solution for daily card payments.

Bart

Stay away, they wouldn't let me remove the cards and then charged me subscription fees for them. And now they are trying to scare me with a formal debt collection process. Stay away, this is pure fraud.'we do now require the balance to be paid in full by the end of the week to avoid your accounting being escalated through our formal collections process. To add, this would result in further interest and fees being applied to your account in respect of the outstanding balance.'

SaNonameatt

Excellent service and systems. Any dificulties no matter how small is resolved with respect and curtesy towards me.

Margit

Good service provider!

Tim

They are wasting my timeThanks for your interest in Soldo and for taking the time to send in your application.Unfortunately, we can’t offer you a Soldo account at this moment. We understand this may be disappointing, but hope you find the right spend management partner for you.If you’ve got any questions or think we can help you in any way, don’t hesitate to get in touch.

D Pancenko

We opened a business account in a Soldo Bank, I would like to tell, that Soldo team does everything to help customer. Fast payments, low fees on commissions, friendly interface, and very easy dashboard. Would love that my previous banks could treat me the same way as SOLDO team does. Special THANKS to the Anastasia from Soldo team!

Stacey

Great product, great support!My work have been using Soldo for over a year now, and it's so quick and easy. Whenever there are problems, there is someone on hand on the live chat to help.Niki was really helpful and patient today.Would really recommend.

Nonames-steadman

Very quick, sorted within ten minutes. Great service.

Natalya

Excellent service.

Josh

Cards arrived quickly and easy to use in our business without giving staff main bank account cards.

Andy

Please don't kick me out every 2 minutes.The customer service I had wasn't really helpful in terms of problem solving.

NonameER

Sade was so helpful today she talked me through the Soldo mobile app getting set up and how to use it. Great credit to her company !!!

SteNonames

Security is an absolute pain and customer support takes ages normally a lot longer that it takes the system to log out out automatically.

NC

Considering that they are operating thousands of kilometers away from me and are not normally able to see what we run into, they are very willing to help and persist until they do.

Nonameood

Very quick response to solve issue. Thank you

M Patel

Closed my account within 24 hours without giving me a satisfactory reason (section 15.3). They had a problem with my name or something else I really don’t know. I have over ?250,000 credit limit so credit was nver an issue. I knew u will use “FCA card” as you have blamed them in most of your issues.

Ann Gatt

A difficult task to complete. Going back through all 2021 and 2022 transactions to find which wallet the charges for new cards had been taken out of. Rafael has done a brilliant job.

VlNonamevicius

I did made a deposit to my Soldo account on the 9 of march, now is the 26 of march. The money never come. Transfer was made from bank in Denmark. For about 2 weeks ago Bank in Denmark got a request with questions about who is sending money, who the receiving them, what is the reason for the transfer and so on. Bank in Denmark has answered the request, but it did not help. The money is gone. Has been talking by phone with customer service in Soldo several times. Has been written to them a lot of times doing the past few days. Everything I got from them is: our finance team will look into the case and will return asap. There is no initiative from them side to solve the problem. Yersteday they told me that them do not know where the money is and Further on I have to deal with Danish bank. I have a transfer copy from the Danish bank and the money are taken from the account. That’s it. If there are other people that have dificulties with soldo and thinking or alredy is in action with legal procedures I would like to join you. My contact?s is: +4560904660 v.makaviciusgmail.com

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