The complete solution for your business.

Payoneer
Money Transfer
Business
Merchant
Multi-currency
Virtual Card
Prepaid Card
SWIFT
SEPA
IBAN
Referral program
Mobile Apps

Payoneer’s cross-border payments platform empowers businesses, online sellers and freelancers to pay and get paid globally as easily as they do locally.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2005

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

No

Has google pay:

No

Contacts:

To chat with a customer care associate, please sign in to your Payoneer account.

Languages:

English, Español, Italiano, 日本語, 한국어, Português, Русский, Tiếng Việt, Українськa, Српски, العربية, ไทย, Deutch, BAHASA, 中文, 繁體中文, বাংলা

Emi type:

Financial Services Company

Available in these countries:

JPN, GBR, USA, AUS, CAN, CHN, MEX, Europe

Jurisdiction:

JPN, AUS, HKG, IND, Europe

Licenses:

AEMI, FinSEN

Main info

Main info
Has insurance:

No

Has trading:

No

Has budget planner:

No

Main currency:

AUD, CAD, EUR, GBP, JPY, MXN, USD

In addition, conversion to CZK, PLN, RUB and VND is available for tax payment purposes (subject to availability).
The list of supported currencies may change from time to time and differ from region to region.

Number of currencies:

7

Conversion fee:

0,5%

Other currencies:

GBP, AUD, CAD, EUR, JPY, USD, MXN

Card

Money transfer

Business account

Merchant

Card
More info:

Card only in USD.
Card Issue: 29,95 USD
Additional cards in any currency: free

Transactions in the same currency as your card, in supported countries: free
Transactions involving currency conversion: up to 3,5%
Transactions where merchant country is different from card issuing country (cross-border fee): up to 1,8%

Card replacement: 12,95 USD / 9,95 EUR / 9,95 GBP

Payment card type:

Prepaid

Card provider:

MasterCard

ATM withdrawal fee:

3,15 USD / 2,50 EUR/ 1,95 GBP

Card limits:

The daily spending limit of the Payoneer card is 5,000 USD/EUR/GBP but may vary on the specific card type. You can make up to 30 ATM withdrawals and up to 30 point of sale transactions. Point of sale transactions include purchases, cash disbursements, and bank teller withdrawals.

Money transfer
Money transfer speed:

Instantly up to few business day.

Business account
Business account has IBAN:

Yes

Business account has SEPA:

Yes

Business account has SWIFT:

Yes

Business account has business card:

Yes

Business p2p fee has conversion:

No

Business account deposit methods and fees has conversion:

No

Business account withdrawal methods and fees has conversion:

No

Business account service fee:

If your account is active, you'll never pay this fee. If you keep your account open for 12 months without making a transaction in your Payoneer account or on your Payoneer card, you'll be charged a 29,95 USD fee.

Business account P2P fee:

0%

Business account affiliate program:

Invite your friends and get 25 USD rewards.

https://www.payoneer.com/partners/affiliate-program/

Business account opening fee:

Free

Business account deposit methods & fees:

Credit Card: 3%
Other Methods: 1%

Business account withdrawal methods & fees:

Withdrawals in local currency from a Payoneer balance of a different currency: UP TO 2% OF TRANSACTION AMOUNT
Withdrawals in local currency from a Payoneer balance of the same currency: 1.50 USD/EUR/GBP (USD/EUR/GBP to USD/EUR/GBP) withdrawal
Withdrawals in non-local currency: UP TO 2% OF TRANSACTION AMOUNT

Merchant
Has recurring payments:

Yes

Has cards acquiring payments:

Yes

Accepting crypto payments:

No

Has email invoicing:

Yes

Merchant account opening fee:

0 EUR

Merchant service fee:

0 EUR

Fee for receiving payments:

By another Payoneer customer: free
Directly by your clients: 3% (Credit card (all currencies)), 1% ACH bank debit
Directly by marketplaces and networks: Fees set by each marketplace or network may vary. Please check their website for precise rates.
Via receiving accounts: FREE* EUR, GBP, and more
*Fees may apply for payments below a minimum amount

User Reviews

My name is kebe Ejeta I'm boring in ethiopia

Personal loan debts financial services

I'm porefenional man in Construction Technology work

Mason Chapman

I provided 2 valid documents for verification, still denied. delaying my fund for almost a month, how regrettable could that be.

Leono Grondin
Rigo Veidenbaums

I couldn't verify my account. I submitted my National ID card twice but got rejected first time and approved second time. But I see I need to submit the documents again for my verification. Then support team solve the problem very quickly.

Maxenc Reynaud
Rozalija Muizeli

I don't have much to say! All I can say is 👎

Nikki Campbell

great help. i'm very satisfied.

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