Money Transfer
Referral program
Mobile Apps
Rating 3.50 6
We calculate the rating from AskWallet editorial and user ratings

Payoneer’s cross-border payments platform empowers businesses, online sellers and freelancers to pay and get paid globally as easily as they do locally.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Founded: 2005
Has mobile app: Yes
Has web version: Yes
Languages: Arabic, English, Español, Italiano, 日本語, 한국어, Português, Русский, Tiếng Việt, Український, Српски
Reference number: 900105
Available in these countries: AFG, Aland Islands, ANG, Anguilla, Antarctica, BAR, BDI, BEN, BHU, BUR, COK, COM, CPV, Crimea, CUB, DJI, ERI, Faroe Islands, FIJ, French Guyana, French Polynesia, GAB, GAM, GEQ, Greenland, GRN, Guadeloupe, GUI, GUY, IRI, IRQ, JPN, KGZ, KIR, LAO, LBA, LBR, Macao, Martinique, MHL, MLI, Montserrat, MTN, NAM, New Caledonia, NIG, Niue, PLW, PNG, PRK, Reunion, Saint Pierre and Miquelon, SAM, SKN, SOL, South Georgia and the South Sandwich Islands, SUD, SUR, Svalbard and Jan Mayen, SYR, Timor-Leste, TJK, TKM, TOG, VAN, VIN, GBR, ASA, Bonaire, CAF, CHA, COD, GBS, GUM, ISV, KAZ, MAD, MAW, MGL, MYA, Norfolk Island, Northern Mariana Islands, NRU, PUR, Saint Barthelemy, Saint Martin, Sint Maarten, SLE, TLS, USA, UZB, Western Sahara, YEM, ALB, AND, ARG, ARM, ARU, AUS, AUT, AZE, BAH, BEL, BER, BIH, BIZ, BLR, BOL, BRA, BRN, BRU, BUL, CAM, CAN, CAY, CHI, CHN, COL, CRC, CRO, CYP, CZE, DEN, DMA, DOM, ECU, ESA, ESP, EST, Falkland Islands, FIN, FRA, French Guiana, French Polinesia, FSM, GEO, GER, Gibraltar, GRE, GUA, HKG, HON, HUN, INA, IND, ISL, ISR, ITA, IVB, JAM, JOR, KOR, KSA, KUW, LIE, LTA, LTU, LUX, MAS, MDA, MDV, MEX, MKD, MLT, MNE, MON, NCA, NED, NEP, Netherlands Antilles, NOR, NZL, OMA, PAN, PAR, PER, PHI, Pitcairn Islands, POL, POR, QAT, ROU, RUS, Saint Kitts and Navis, Saint Lucia, Saint Vincent and the Grenadines, SGP, SLO, SMR, SRB, SRI, SUI, SVK, SWE, TGA, THA, TPE, TTO, Turks and Caicos, TUV, UAE, UKR, URU, Vatican City, VEN, VIE, Wallis and Futuna, LAT, CGO, PAK, PLE, SOM, SSD, SEY, VUT, LIB, ZIM, BLG, JAP, IRL, ROM, BAN, NGR, TUR, Europe, IRE, GBP, CMR, GHA, GIB, RSA, RWA, SPA, UGA, EEA, HNK, NZD, EEA (USA not available now), EEA (USA and Canada not available now)
Jurisdiction: JPN, USA, AUS, HKG, IND
Licenses: AEMI

Main info

Has insurance: No
Has trading: No
Has budget planner: No
Has bill split: No
Has iban: No
Has sepa: No
Has swift: Yes
Service fee: 29,95 USD; 24,95 EUR; 24,95 GBP/year
Main service fee text: 0 EUR/month
Account opening fee: 0 EUR
Withdrawal fee: Bank Transfer:
- different currencies = <2%
- the same currency = 1,5 EUR/1,5 GBP/1,5 USD
P2P fee: 0%
Main currency: AUD, CAD, EUR, GBP, JPY, MXN, USD
Number of currencies: 7
Conversion fee: 0,5%
Referral program: Invite your friends and earn $25 for each referral
Other currencies: GBP, AUD, CAD, EUR, JPY, USD, MXN
Business account


Has virtual card No
Has card Yes
Has multicurrency card No
Card provider MasterCard (Prepaid)
ATM withdrawal fee - 2,50 EUR
- 1,95 GBP
- 3,15 USD
Card limits 24h limit (all trns) = 5 000 USD

ATM (10 trns) = 2 500 USD
POS (9 trns) = 2 500 USD

Business account

Business account has IBAN No
Business account has SEPA No
Business account has SWIFT Yes
Business account has business card Yes
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No
Business account P2P fee 0%
Business account affiliate program


Has recurring payments Yes
Has cards acquiring payments Yes
Merchant account opening fee 0 EUR
Merchant service fee 0 EUR

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Reviews by users

Review and rate Payoneer

Payoneer overview

Payoneer - an EMI empowering freelacers.

5 min read 07.03.2021

Payoneer - an EMI empowering freelacers.

social-icon Mason Chapman

I provided 2 valid documents for verification, still denied. delaying my fund for almost a month, how regrettable could that be.

social-icon Leono Grondin
social-icon Rigo Veidenbaums

I couldn't verify my account. I submitted my National ID card twice but got rejected first time and approved second time. But I see I need to submit the documents again for my verification. Then support team solve the problem very quickly.

social-icon Maxenc Reynaud
social-icon Rozalija Muizeli

I don't have much to say! All I can say is 👎

social-icon Nikki Campbell

great help. i'm very satisfied.