Simple and secure multi-currency prepaid cards and international payments.

Caxton
Money Transfer
Business
Savings
Personal
Multi-currency
Debit card
Travel
Investing/Trading
Referral program
Mobile Apps

Caxton FX Ltd is electronic money institution focused on international payments. The company offers physical multi-currency cards, personal virtual accounts, international payments, foreign exchange, business expense management to business entities. Their pre-paid currency cards and international bank transfer services suits for both private and business customers.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2002

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

English

Emi type:

E-wallet, Money transfer

Available in these countries:

GBR

Jurisdiction:

GBR

Licenses:

AEMI

Main info

Main info
Has insurance:

Yes

Has trading:

No

Has budget planner:

No

Has bill split:

No

Has IBAN:

No

Has SEPA:

No

Has SWIFT:

No

Main service fee text:

0 EUR/month

Account opening fee:

0 EUR

Deposit fee:

Debit card: 0%
Other Methods: 0%

Withdrawal fee:

ATM Card PS: 0%
Postal service (only GBR):
<750 GBP: 2 GBP
750-1000 GBP: 7,50 GBP
1000 GBP: 8,50 GBP
1000-2500 GBP: 11 GBP
(in Saturday + 1,5 GBP)

Main currency:

GBP

Number of currencies:

24

Conversion fee:

Mastercard fee minus 2,49%

Other currencies:

MAD, NZD, AED, AUD, CAD, CHF, CZK, DKK, EUR, HKD, HUF, ILS, INR, JPY, NOK, OMR, PLN, SAR, SEK, SGD, THB, TRY, USD, ZAR

Cashback:

Earn rewards and money back from some of your favourite retailers, with every purchase on your Caxton Red card.

Bonus:

- From discounted airport parking to free next day international transfers, your Caxton Red account comes with many additional perks to enjoy at home or abroad.
- There’s no need to worry about taking too much money abroad with you, thanks to Caxton Buy Back Guarantee. Let them know when you’re home, and they will buy back any unused currency at the same rate you bought it. Add Buy Back Guarantee to your order at the time of purchasing your currency, and Caxton will do the rest. It's just 4.99 GBP.

Interest account:

From that bucket list destination, to the wedding of a lifetime, let your savings stack up with Caxton flexible Travel Savings Plan. Set up in minutes – simply log into your Caxton account and select 'Travel Savings Plan' to get started.

Referral program:

10 GBP per referral (both)Caxton premier = 50 GBP

Card

Business account

Merchant

Card
Has card:

Yes

Has virtual card:

No

Has multicurrency card:

Yes

Payment card type:

Debit

Card provider:

Mastercard

Issuing fee:

Currency Card: Apply online, then load a minimum of 10 GBP to receive your free Caxton Card.
Caxton Red: Free. Service fee: 5 GBP/month

ATM withdrawal fee:

0%*

*Caxton does not charge overseas ATM fees, but some providers may charge their own fees to use. UK ATM withdrawals and balance enquiries are subject to fees.

Card limits:

Caxton Black/Red:
ATM (24h/2trns): 300 GBP

Caxton Premier:
ATM (24h/4trns): 600 GBP/trn

Business account
Business account has IBAN:

No

Business account has SEPA:

No

Business account has SWIFT:

No

Business account has business card:

Yes

Business p2p fee has conversion:

No

Business account deposit methods and fees has conversion:

No

Business account withdrawal methods and fees has conversion:

No

Business account affiliate program:
Merchant
Has recurring payments:

Yes

Has cards acquiring payments:

Yes

User Reviews

Bradley Wright

Quick responses and was able to resolve my issue efficiently.

Franziska Ostwald
Mila Petrauskienė

Easy to load the card and competitive euro rate compared to other cards and no withdrawal fee, but not the best rate for money transfers.

Hildegard Döring

Redeeming my balance took a long time (Covid maybe) so I contacted the help centre and had really good service from Francesca, who supported me through until the balance came into my account (7 working days), which put my mind at rest.

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