Bridging fiat and crypto worlds

Payment Processing
Referral program
Mobile Apps
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Go to Mercuryo

Mercuryo is a innovative Estonian-based fintech company. They offer an integrated multi-currency wallet that has the capability to store, send, and sell cryptocurrencies. They also provide free prepaid plastic and virtual VISA cards, widgets for merchants so they can accept cryptocurrency payments and an intuitive mobile app which allows you to track transactions.


  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Founded: 2018
Has mobile app: Yes
Has web version: Yes
Has apple pay: Yes
Has google pay: Yes
Languages: English, French, German, Italian, Polish, Portuguese, Russian, Spanish
Emi type: E-wallet
Not available in these countries: AFG, BDI, CUB, IRQ, KGZ, MLI, PNG, PRK, SYR, CAF, SLE, YEM, BOL, CHN, COL, ECU, ISL, PAN, PER, VEN, PAK, SOM, IRN, PSE, SDN, LBN, BGD, MMR, South SDN, ZWE, MAR, SAU, TUN, CRI, LBY, NIC, Kosovo, ATA, KHM, GUF, PYF, GNB, COG, AGO, HND, Abkhasia, Eland Islands, DZA, GTM, HTI, South Ossetia, NPL, BRB
Jurisdiction: GBR, CAN, EST, LTU
Licenses: AEMI, PSD agent, MSB

Main info

Main info
Has trading: Yes
Has budget planner: Yes
Electronic payment methods and fees: Mercuryo accepts ONLY Visa and MasterCard - virtual, debit, and credit cards. Mercuryo doesn't accept Maestro cards, doesn't support PayPal and Revolut cards at the moment.

Mercuryo only process bank cards and do not accept any other payment methods, such as WIRE or SEPA bank transfers.
Service fee: Mercuryo charges 3.95% when you buy and 3.95% when you sell crypto. Mercuryo does not include any hidden or extra fees. You already see the final amount of crypto to be deposited on your blockchain address and the fiat amount to be charged from your bank card by Mercuryo.
Main service fee text: 0 EUR/month
Account opening fee: 0 EUR
Main currency: EUR / USD

Bitcoin (BTC)
Bitcoin Cash (BCH)
Ethereum (ETH)
Basic Attention Token (BAT ERC-20)
Tether (USDT ERC-20)
Algorand (ALGO)
OKB (OKB) (ERC-20)
Dai (DAI). (ERC-20)
Toncoin (TON)
Binance coin (BNB BEP20)
Binance USD (BUSD BEP20)
1inch token (1INCH BEP20)
Polkadot (DOT)
Kusama (KSM)
Avalanche (AVAX C-Chain network)
Polygon (MATIC)
Solana (SOL)
Number of currencies: 12
Conversion fee: 0%
Other currencies: GBP, INR, JPY, KRW, TRY, BRL, MXN, NGN, UAH, VND


Money transfer

Business account

Has card No
Has multicurrency card No
Money transfer
Money transfer speed (days): 0.1
Business account
Business account has IBAN Yes
Business account affiliate program The user receives a Commission fee in the amount of 0.5% (zero point five) percent for each transaction of the Referral client registered on the Site or app Mercuryo, with the help of Referral links.
Business account deposit methods & fees You can top up your Mercuryo account by attaching a bank card to your account in the Mercuryo system. You can also transfer cryptocurrency to your Mercuryo wallet from a third-party wallet or exchange.

Card: 3,95%
Business account withdrawal methods & fees Mercuryo charges 3.95% when you transfer crypto to your card. When you withdraw crypto to your card, the minimum commission is 4 EUR/ 4 USD/ 50 RUB.

User Reviews

Andrew Phillips

Everything is alright, its clear, easy to use, fast, very high quality exchange, and I should say that, the fact that your support team available at night too, is WONDERFUL! I used the help of customer service several times, they are very professional and responsive, I really enjoyed contacting them. THANK YOU for such a good work…

Carl Hughes

Generally I can say it is very good quality app but there is a issue that i really dont like it, when you minimize your phone screen to check other information from other apps or emails, the app locks and again you should start the whole deposit or withdraw process from the start. For now im using both my laptop and phone to make such actions but i believe it need to be solved and improved, thank you anyway…..

Samuel Myers

I always make my transactions via mercuryo, at first it was very important for me the rates, but now i dont even look at it, because i know its the best one and i totally trust this platform, its quick, professional, educated guys sitting in chat to help, and offers best services. surely i want to recommend you this platform, it will help your life.

Charles Sullivan

When i had mastercard, it was perfect, i could purchase and sell anything via card and everything can be done instantly. but from the time that im using prepaid visa, because they dont accept mastercard anymore, everything become harder and not as simple and enjoyable as before. please bring back that feature. other then this, the app is best of the best.

Ryan Potter


Alexander Cook

I lost access to my other accounts in other platforms because of your STUPID APP!!! after registration it failled my verification and immediately i lost my other accounts in other apps, i even know how it works, if there were ZERO RATE, i would choose that, really SHAME!!! and its more like a SCAM!!!!!

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