European SME businesses, meet instant SEPA payments, IBAN accounts, and hassle-free money management without extra fees.
VIALET is an EMI and one of the top financial institutions in Lithuania. VIALET offers dedicated IBANs, (SEPA, SEPA Instant, SWIFT) for low and medium risk SMEs, supporting C2B, B2B, and B2C payments.
Services
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Personal IBAN
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Affiliate program
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Cashback
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SEPA
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Loyalty program
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Insurance
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Multicurrency account
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SWIFT
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Card
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Crypto
Details
2017
Yes
Yes
Yes
Yes
RU, ES, LT, LV, PL, EN, DE
304531663
EEA (exept France and Italy)
LTU
EMI
Main info
Yes
Yes
VIALET accounts can be used internationally.
IBAN account opening, SEPA / SEPA Instant payments, and monthly maintenance are free of charge, and the annual balance fee is 1%. Please note, fees-free accounts indicated are available only to low risk companies.
Please note that only individuals with valid phone number in Latvia, Lithuania and Poland with ID for EEA country (except Italy or France) can open an account.
Opening an IBAN account: Free
Issuance of a certificate related to payment account: 15€
Inactive account administration fee: 3€ per month
SEPA payments:Free
P2P payment between VIALET accounts: Free
Account top up via card: Free
Payment to Mastercard or VISA: 2€ per payment + 3% of foreign exchange transaction value (currency exchange rate according to ECB - if applicable).
EUR
8
USD / GBP / PLN / SEK / DKK / CZK / CHK
In addition to having an account in EUR currency and access to SEPA and SEPA instant payments, clients have the option to send foreign currencies from their account while using the EUR balance they hold with VIALET. VIALET enables its clients to initiate multi-currency payment and convert currency on the go using market rates without the need to convert balances beforehand.
Card
Money transfer
Business account
Merchant
Yes
Yes
Prepaid
Private customers residing in Latvia, Spain and Poland are eligible to order a physical payment card.
Mastercard
2% (min. 2.5€)
Currency exchange when using VIALET card for ATM withdrawals and payments in non-euro currency: Mastercard exchange rate plus 1% of the transaction value.
Yearly overturn limit* : 40,000.00€
Yearly limit for outgoing transactions*: 20,000.00€
- Card payments/daily: 1,400.00€
- Card payments/monthly: 7,000.00€
- ATM withdrawals/daily: 600.00€ ( that is single transaction )
- ATM withdrawals/daily: 3,000.00€
- ATM withdrawals/monthly: 7,000.00€
- ATM withdrawals/yearly: 30,000.00€
* Once you have reached yearly overturn and outgoing transactions limit and would like to extend it, please contact support for further information.
2
Yes
Yes
VIALET offers its corporate clients the possibility to open a business account with VIALET in EUR currency whose funds are safe-guarded in Lithuanian Central bank for free.
SEPA and SEPA Instant payments: 0 EUR
Annual balance fee: 1%
Yes
Yes
No
No
Yes
Acquiring card fee: from 0,9%+ 0,10 EUR
Low/ Medium/ High risk business fee: HR fee 500 EUR per annum ( MC only)