European SME businesses, meet instant SEPA payments, IBAN accounts, and hassle-free money management without extra fees.

Vialet
E-wallet
Money Transfer
Business
Personal
Multi-currency
Virtual Card
Prepaid Card
SEPA
IBAN
SWIFT
Travel
Crypto
Mobile Apps
4.3
The rating may be updated with a slight delay

VIALET is an EMI and one of the top financial institutions in Lithuania. VIALET offers dedicated IBANs, (SEPA, SEPA Instant, SWIFT) for low and medium risk SMEs, supporting C2B, B2B, and B2C payments.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2017

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

RU, ES, LT, LV, PL, EN, DE

Reference number:

304531663

Available in these countries:

EEA (exept France and Italy)

Jurisdiction:

LTU

Licenses:

EMI

Main info

Main info
Has IBAN:

Yes

Has SEPA:

Yes

Main service fee text:

VIALET accounts can be used internationally.

IBAN account opening, SEPA / SEPA Instant payments, and monthly maintenance are free of charge, and the annual balance fee is 1%. Please note, fees-free accounts indicated are available only to low risk companies.

Please note that only individuals with valid phone number in Latvia, Lithuania and Poland with ID for EEA country (except Italy or France) can open an account.

Account opening fee:

Opening an IBAN account: Free
Issuance of a certificate related to payment account: 15€
Inactive account administration fee: 3€ per month

P2P fee:

SEPA payments:Free
P2P payment between VIALET accounts: Free
Account top up via card: Free
Payment to Mastercard or VISA: 2€ per payment + 3% of foreign exchange transaction value (currency exchange rate according to ECB - if applicable).

Main currency:

EUR

Number of currencies:

8

USD / GBP / PLN / SEK / DKK / CZK / CHK

Conversion fee:

In addition to having an account in EUR currency and access to SEPA and SEPA instant payments, clients have the option to send foreign currencies from their account while using the EUR balance they hold with VIALET. VIALET enables its clients to initiate multi-currency payment and convert currency on the go using market rates without the need to convert balances beforehand.

Card

Money transfer

Business account

Merchant

Card
Has card:

Yes

Has virtual card:

Yes

Payment card type:

Prepaid
Private customers residing in Latvia, Spain and Poland are eligible to order a physical payment card.

Card provider:

Mastercard

ATM withdrawal fee:

2% (min. 2.5€)

Currency exchange when using VIALET card for ATM withdrawals and payments in non-euro currency: Mastercard exchange rate plus 1% of the transaction value.

Card limits:

Yearly overturn limit* : 40,000.00€
Yearly limit for outgoing transactions*: 20,000.00€
- Card payments/daily: 1,400.00€
- Card payments/monthly: 7,000.00€
- ATM withdrawals/daily: 600.00€ ( that is single transaction )
- ATM withdrawals/daily: 3,000.00€
- ATM withdrawals/monthly: 7,000.00€
- ATM withdrawals/yearly: 30,000.00€


* Once you have reached yearly overturn and outgoing transactions limit and would like to extend it, please contact support for further information.

Money transfer
Money transfer speed (days):

2

Business account
Business account has IBAN:

Yes

Business account has SEPA:

Yes

Business account opening fee:

VIALET offers its corporate clients the possibility to open a business account with VIALET in EUR currency whose funds are safe-guarded in Lithuanian Central bank for free.

Business account withdrawal methods & fees:

SEPA and SEPA Instant payments: 0 EUR

Annual balance fee: 1%

Merchant
Accepting crypto payments:

Yes

Has MO/TO services:

Yes

Has SMS billing services:

No

Has ticket selling services:

No

Has email invoicing:

Yes

Fee for receiving payments:

Acquiring card fee: from 0,9%+ 0,10 EUR
Low/ Medium/ High risk business fee: HR fee 500 EUR per annum ( MC only)

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