Looking for an easier way of banking? Need a loan? Everyday banking on-the-go anytime, anywhere with the thinkmoney app.
Thinkmoney is digital banking service and advice provider in the UK. The company has developed a wide range of financial solutions, such as current accounts, debit cards, credit cards, home insurance, consumer loans to individuals. With a variety of options to choose from loan marketplace in the app, you’ll easily find one to suit your financial situation.
Services
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Personal IBAN
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Affiliate program
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Cashback
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SEPA
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Loyalty program
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Insurance
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Multicurrency account
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SWIFT
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Card
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Crypto
Details
2001
Yes
Yes
English
Neobank
EEA
GBR
AEMI
Main info
No
No
Yes
No
No
No
0 GBP
10 GBP/month
0 EUR
Bank Cards = 0%
Post Office = 0%
ATM Card PS = 0-2%
Other Methods:
- Withdrawal in Post Office = n/a
- Withdrawal in Shop = n/a
in GBR = 0 GBP
from GBR = 15 GBP
GBP
1
Personal loans from £100 to £25,000
Secured loans from £10,000 to £250,000
Card
Business account
Yes
No
No
Yes
Credit/Prepaid
MasterCard
0 GBP
- 0% (in GBR)
- 2% (non-GBR)
The Thinkmoney Credit Card comes with an easy to manage credit limit, from £200 to £1,500.
No
No
No
No
No
No
No
User Reviews
Think money will steal your money
Absolute nightmare, avoid these scammers or I promise you will regret it
Payday is here and once again I cant log in. I've had my account for years and I love it but this not being to access your money balances on the day you get paid is getting worse it's happening more and more frequently and to be quite honest when your waiting for payday its distressing to not be able to see what is your own. We pay for the privilege of this account so theoretically it should run the same as other accounts after all it's our money.
I am very satisfied with all elements of managing my current account. Over and above that I highly praise their anti-fraud department after I fell for a scam when ordering a "Free Sample". Their anti-fraud team doggedly pursued the fraudsters and have re-imbursed me very swiftly and set in motion all barriers to prevent the fraudsters taking any further funds from my account. THANK YOU Thinkmoney team.
Brilliant at helping to budget and make sure You don’t miss bill payments however the app is very rusty at times. Almost unusable every Friday morning when I imagine most people paid weekly need to use it. If money is budgeted incorrectly or not at all when pay comes in there is no one to speak to to rectify this until after 9am.
Been with thinkmoney for a year and I have had no problems. Money has been saving and been going great. ONLY issue is the app always being down ALWAYS. Pay 10£ a month to a bank and the app always being down isn’t a good cut, esp if there’s other banks that don’t charge NO Monthly fee and apps are always running smooth ie: like my Monzo & Barclays. If the app does suddenly change and not mess up like it does every 2 months. Thinkmoney is well. 50/50