ThinkMoney rating 2.67 6 How do we count the overall AskWallet star rating? It's all based on a combination of reviewer’s feedback and our expertise.
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thinkmoney is digital banking service and advice provider in the UK. The company has developed a wide range of financial solutions, such as current accounts, debit cards, credit cards, home insurance, consumer loans to individuals. With a variety of options to choose from loan marketplace in the app, you’ll easily find one to suit your financial situation.

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  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card


Name: ThinkMoney
Languages: English
Web version: Yes
Mobile apps: Yes
Available in this countries: EEA
License: AEMI
License №: 900033
Jurisdiction: GBR
Founded: 2001

Main info

Account opening fee: 0 EUR
Service fee: 10 GBP/month
Deposit methods: 1) Bank Cards = 0%
2) Post Office = 0%
Withdrawal methods: 1) ATM Card PS = 0-2%
2) Other Methods:
- Withdrawal in Post Office = n/a
- Withdrawal in Shop = n/a
P2P fee: in GBR = 0 GBP
from GBR = 15 GBP
Main currency: GBP
Number of currencies: 1
Trading: No
Budget planner: Yes
Bill split: No
Insurance: No
Credit and Loans
Business account


Card provider: MasterCard (Credit)
Issuing fee: 0 GBP
Service fee: 0 GBP
Multicurrency: No
NFC: Yes
Virtual card: No
ATM withdrawal fee: - 0% (in GBR)
- 2% (non-GBR)
Card limits: Credit Limit = 200-1500 GBP

Credit and Loans

Loan amount: 116 - 28951
APR: 2.4 - 27%
Credit cards: Yes

Business account

Corporate card: No

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ThinkMoney reviews by users

Review and rate ThinkMoney


Thinkmoney digital-only banking provider may help you to put money aside for your monthly bills

3 min read 11.03.2021

Thinkmoney digital-only banking provider may help you to put money aside for your monthly bills

Overview by Asma Ahmed

Mark Timmins

Think money will steal your money

Absolute nightmare, avoid these scammers or I promise you will regret it

Lavrentijus Urbonas
Gunars Ratkevics

Payday is here and once again I cant log in. I've had my account for years and I love it but this not being to access your money balances on the day you get paid is getting worse it's happening more and more frequently and to be quite honest when your waiting for payday its distressing to not be able to see what is your own. We pay for the privilege of this account so theoretically it should run the same as other accounts after all it's our money.

Simone Wilson

I am very satisfied with all elements of managing my current account. Over and above that I highly praise their anti-fraud department after I fell for a scam when ordering a "Free Sample". Their anti-fraud team doggedly pursued the fraudsters and have re-imbursed me very swiftly and set in motion all barriers to prevent the fraudsters taking any further funds from my account. THANK YOU Thinkmoney team.

Susann Schall

Brilliant at helping to budget and make sure You don’t miss bill payments however the app is very rusty at times. Almost unusable every Friday morning when I imagine most people paid weekly need to use it. If money is budgeted incorrectly or not at all when pay comes in there is no one to speak to to rectify this until after 9am.

Hans Fullen

Been with thinkmoney for a year and I have had no problems. Money has been saving and been going great. ONLY issue is the app always being down ALWAYS. Pay 10£ a month to a bank and the app always being down isn’t a good cut, esp if there’s other banks that don’t charge NO Monthly fee and apps are always running smooth ie: like my Monzo & Barclays. If the app does suddenly change and not mess up like it does every 2 months. Thinkmoney is well. 50/50