Looking for an easier way of banking? Need a loan? Everyday banking on-the-go anytime, anywhere with the thinkmoney app.

ThinkMoney
Neobank
Personal
Credit Card
Prepaid Card
Сredits and loans
Mobile Apps

Thinkmoney is digital banking service and advice provider in the UK. The company has developed a wide range of financial solutions, such as current accounts, debit cards, credit cards, home insurance, consumer loans to individuals. With a variety of options to choose from loan marketplace in the app, you’ll easily find one to suit your financial situation.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2001

Has mobile app:

Yes

Has web version:

Yes

Contacts:
Languages:

English

Emi type:

Neobank

Available in these countries:

EEA

Jurisdiction:

GBR

Licenses:

AEMI

Main info

Main info
Has insurance:

No

Has trading:

No

Has budget planner:

Yes

Has bill split:

No

Has SEPA:

No

Has SWIFT:

No

Service fee:

0 GBP

Main service fee text:

10 GBP/month

Account opening fee:

0 EUR

Deposit fee:

Bank Cards = 0%
Post Office = 0%

Withdrawal fee:

ATM Card PS = 0-2%
Other Methods:
- Withdrawal in Post Office = n/a
- Withdrawal in Shop = n/a

P2P fee:

in GBR = 0 GBP
from GBR = 15 GBP

Main currency:

GBP

Number of currencies:

1

Credit:

Personal loans from £100 to £25,000
Secured loans from £10,000 to £250,000

Card

Business account

Card
Has card:

Yes

Has virtual card:

No

Has multicurrency card:

No

Personal credit and loans Credit cards:

Yes

Payment card type:

Credit/Prepaid

Card provider:

MasterCard

Issuing fee:

0 GBP

ATM withdrawal fee:

- 0% (in GBR)
- 2% (non-GBR)

Card limits:

The Thinkmoney Credit Card comes with an easy to manage credit limit, from £200 to £1,500.

Business account
Business account has IBAN:

No

Business account has SEPA:

No

Business account has SWIFT:

No

Business account has business card:

No

Business p2p fee has conversion:

No

Business account deposit methods and fees has conversion:

No

Business account withdrawal methods and fees has conversion:

No

User Reviews

Mark Timmins

Think money will steal your money

Absolute nightmare, avoid these scammers or I promise you will regret it

Lavrentijus Urbonas
Gunars Ratkevics

Payday is here and once again I cant log in. I've had my account for years and I love it but this not being to access your money balances on the day you get paid is getting worse it's happening more and more frequently and to be quite honest when your waiting for payday its distressing to not be able to see what is your own. We pay for the privilege of this account so theoretically it should run the same as other accounts after all it's our money.

Simone Wilson

I am very satisfied with all elements of managing my current account. Over and above that I highly praise their anti-fraud department after I fell for a scam when ordering a "Free Sample". Their anti-fraud team doggedly pursued the fraudsters and have re-imbursed me very swiftly and set in motion all barriers to prevent the fraudsters taking any further funds from my account. THANK YOU Thinkmoney team.

Susann Schall

Brilliant at helping to budget and make sure You don’t miss bill payments however the app is very rusty at times. Almost unusable every Friday morning when I imagine most people paid weekly need to use it. If money is budgeted incorrectly or not at all when pay comes in there is no one to speak to to rectify this until after 9am.

Hans Fullen

Been with thinkmoney for a year and I have had no problems. Money has been saving and been going great. ONLY issue is the app always being down ALWAYS. Pay 10£ a month to a bank and the app always being down isn’t a good cut, esp if there’s other banks that don’t charge NO Monthly fee and apps are always running smooth ie: like my Monzo & Barclays. If the app does suddenly change and not mess up like it does every 2 months. Thinkmoney is well. 50/50

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