The smoothest way to manage crypto

Embily
Debit card
Virtual Card
Crypto
Investing/Trading
Personal
Referral program
Mobile Apps
SWIFT
SEPA
IBAN
Business
3.4
The rating may be updated with a slight delay
Go to Embily

The Embily Card is a physical or virtual Visa debit card that may be used to pay for products and services everywhere Visa is accepted. With the Embily Card, you may top up your account balance at any moment with either cryptocurrency or fiat money, and your funds will be immediately converted to Euros.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Has mobile app: Yes
Has web version: Yes
Has apple pay: Yes
Has google pay: Yes
Languages: English
Available in these countries: GBR, USA, EEA

Main info

Main info
Has trading: Yes
Has iban: Yes
Has sepa: Yes
Has swift: Yes
Main service fee text: POS transaction successful - EEA + UK territory: Free

POS transaction successful - Other territories: 0.15 EUR

Chargeback handling - per chargeback: 30 EUR

Account closure fee: 25 EUR
Account opening fee: Opening an IBAN account is free
Deposit fee: Account Funding (Card-to-Card) fee: 1.5 EUR

IBAN account:
Incoming SEPA - 0.02 EUR + 0.25% of the payment amount
Outgoing SEPA - 0.06 EUR + 0.05% of the payment amount
Main currency: EUR
Number of currencies: 11

Fiat: USD, EUR, SGD, HKD

Crypto: BTC, ETH, USDC, DAI, TRX, BNB, USDT (ERC-20+OMNI+TRC20).
Conversion fee: 1,5%
Referral program: Embily partners share their experiences and receive bonuses each time a friend joins.

Card

Business account

Card
Has card Yes
Has virtual card Yes
More info Top Up: At the moment, the Embily card can be top-up with nine cryptocurrencies: BTC, ETH (ERC20), USDT (ERC20), USDT (OMNI), TRON, USDT (TRC-20), BNB (BEP2), USDC, DAI.

Card Delivery with DHL: Free

Card load fee: 1%

Monthly Service charge per card: 2 EUR
Payment card type Debit
Card provider Visa
ATM withdrawal fee ATM balance inquiry: Free

ATM disbursement - EEA + UK territory: 1.5 EUR

ATM disbursement - Other territories: 1.50 EUR + 0.7%
Card limits Depends on the level:

ATM daily limits: from 500 EUR to 2500 EUR
ATM monthly limits: from 2500 EUR to 10000 EUR

In store daily limits: from 2500 EUR to 7500 EUR
In store mothly limits: from 5000 EUR to 20000 EUR

Ecomm daily limits: from 2500 EUR to 7500 EUR
Ecomm monthly limits: from 5000 EUR to 20000 EUR
C2C At the moment, the transfer function works only between cards within one Embily account. You can do it with SEPA transfer.
Virtual card pricing in eur: 6 EUR
Card pricing in eur 15 EUR
Business account
Business account deposit methods & fees Embily settle commissions on a case-by-case basis, starting from 0,5%. Send to Embily a request and they'll make you the best offer.
Business account withdrawal methods & fees Embily settle commissions on a case-by-case basis, starting from 0,5%. Send to Embily a request and they'll make you the best offer.

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