The smoothest way to manage crypto

Embily
Business
Personal
Debit card
Virtual Card
SWIFT
SEPA
IBAN
Crypto
Investing/Trading
Referral program
Mobile Apps

The Embily Card is a physical or virtual Visa debit card that may be used to pay for products and services everywhere Visa is accepted. With the Embily Card, you may top up your account balance at any moment with either cryptocurrency or fiat money, and your funds will be immediately converted to Euros.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Has mobile app:

No

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Languages:

English

Available in these countries:

GBR, USA, EEA

Main info

Main info
Has trading:

Yes

Has IBAN:

Yes

Has SEPA:

Yes

Has SWIFT:

Yes

Main service fee text:

POS transaction successful - EEA + UK territory: Free

POS transaction successful - Other territories: 0.15 EUR

Chargeback handling - per chargeback: 30 EUR

Account closure fee: 25 EUR

Account opening fee:

Opening an IBAN account is free

Deposit fee:

Account Funding (Card-to-Card) fee: 1.5 EUR

IBAN account:
Incoming SEPA - 0.02 EUR + 0.25% of the payment amount
Outgoing SEPA - 0.06 EUR + 0.05% of the payment amount

Main currency:

EUR

Number of currencies:

11

Fiat: USD, EUR, SGD, HKD

Crypto: BTC, ETH, USDC, DAI, TRX, BNB, USDT (ERC-20+OMNI+TRC20).

Conversion fee:

1,5%

Referral program:

Embily partners share their experiences and receive bonuses each time a friend joins.

Card

Business account

Card
Has card:

Yes

Has virtual card:

Yes

More info:

Top Up: At the moment, the Embily card can be top-up with nine cryptocurrencies: BTC, ETH (ERC20), USDT (ERC20), USDT (OMNI), TRON, USDT (TRC-20), BNB (BEP2), USDC, DAI.

Card Delivery with DHL: Free

Card load fee: 1%

Monthly Service charge per card: 2 EUR

Payment card type:

Debit

Card provider:

Visa

ATM withdrawal fee:

ATM balance inquiry: Free

ATM disbursement - EEA + UK territory: 1.5 EUR

ATM disbursement - Other territories: 1.50 EUR + 0.7%

Card limits:

Depends on the level:

ATM daily limits: from 500 EUR to 2500 EUR
ATM monthly limits: from 2500 EUR to 10000 EUR

In store daily limits: from 2500 EUR to 7500 EUR
In store mothly limits: from 5000 EUR to 20000 EUR

Ecomm daily limits: from 2500 EUR to 7500 EUR
Ecomm monthly limits: from 5000 EUR to 20000 EUR

C2C:

At the moment, the transfer function works only between cards within one Embily account. You can do it with SEPA transfer.

Virtual card pricing in eur:

6 EUR

Card pricing in eur:

15 EUR

Business account
Business account deposit methods & fees:

Embily settle commissions on a case-by-case basis, starting from 0,5%. Send to Embily a request and they'll make you the best offer.

Business account withdrawal methods & fees:

Embily settle commissions on a case-by-case basis, starting from 0,5%. Send to Embily a request and they'll make you the best offer.

User Reviews

M A

worst crypto card ever

Just sent 400 eur to my card only to find out i have to wait until tomorrow until i see my ethereum deposit. What a bunch of troglodytes. It defeats the whole purpose of the card

Jane

Perfect card

I love Embily card. It’s so easy to use. It’s my first experience with crypto cards and it was nice and easy. Thanks to the support team, the guys are very helpful.

Alla

Good job

The best cryptocard service!

Ralph

overall nice experience

I use Embily for crypto purchasing mainly. But I use the virtual card sometimes too. It's nice for small daily payments.

Max

Best virtual crypto card

I really like the Embily virtual card because it's free, active right after KYC, and ties into Apple Pay. I pay with my phone and watch in stores and cafes, it is also suitable for online shopping.

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