Zen

Zen
E-wallet
Payment Processing
Business
Merchant
Personal
Multi-currency
Debit card
Virtual Card
Mobile Apps
SWIFT
SEPA
IBAN
Rating 3.50 0
We calculate the rating from AskWallet editorial and user ratings

ZEN is a Lithuanian EMI responsible for managing all types of debit card transactions - including your card purchases over the internet, money transfers at points of sale or ATMs, international payments to either bank account or individual. They're authorized and regulated by the Bank of Lithuania so you can rest assured that you'll be receiving safe service every time!

Rate

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Has mobile app: Yes
Has web version: Yes
Contacts: hello@zen.com
Languages: English, Polish, Deutch, Spanish, French, Russian, Ukranian, Italian, Greek
Reference number: 304749651
Founded: 2,015
Available in these countries: Aland Islands, JPN, PRK, Reunion, GBR, Saint Martin, USA, AUT, BEL, CAN, CHN, CYP, CZE, ESP, EST, FIN, FRA, HKG, HUN, IND, ISL, ISR, ITA, LIE, LTU, LUX, MLT, NOR, NZL, POL, ROU, SGP, SVK, SWE, IRL, Isle of Man, NLD, SVN, DNK, BGR, HRV, DEU, GRC, PRT, CHE, ZAF, TWN, JEY, LVA, GGY, GUF, MYT, MTQ, MCO, CYM, New Zealand
Jurisdiction: LTU
Licenses: EMI

Main info

Has trading: No
Has iban: Yes
Has sepa: Yes
Has swift: Yes
Merchant service fee: Creative 10 EUR
Smart 25 EUR
Enterprise 100 EUR
Supreme 500 EUR
Service fee: 0,99-4,99 EUR
Main service fee text: Gold-0,99 EUR
Platinum-4,99 EUR
Account opening fee: Gold-0,99 EUR
Platinum-4,99 EUR
Withdrawal fee: GOLD account:

-IBAN account’s in EUR, USD, GBP and 27 more currencies

-Free local (SEPA)transfers:2 months- free, next for €0,10

-Free international SWIFT transfers (SHA): 1 month- free,next SHA - €3,00

-International SWIFT transfers (OUR):€10.00

-Free currency exchange: To €5 000 / month, then Above 0.3% fee

-Free ATM withdrawal: To €300 / month, then above 1.5% fee

-Free top-ups: Card, Blik, Apple & Google Pay. To €3 000 / month, above 0.5% fee

-Paid top-ups: PaySafeCash, Webmoney, iDeal. In-app dynamic pricing depending on the method

PLATINUM account:

- IBAN account’s in EUR, USD, GBP and 27 more currencies

-Free local (SEPA)transfers:10 months- free, next for €0,10

-Free international SWIFT transfers (SHA): 2 month- free, next SHA - €3,00

-International SWIFT transfers (OUR):€10.00

-Free currency exchange: Unlimited

-Free ATM withdrawal: To €700 / month, then above 1.5% fee

-Free top-ups: Card, Blik, Apple & Google Pay. To €5 000 / month, above 0.5% fee

-Paid top-ups: PaySafeCash, Webmoney, iDeal. In-app dynamic pricing depending on the method
Main currency: EUR, GBP
Number of currencies: 30
Conversion fee: Free currency exchange: To €5 000 / month, above 0.3% fee
Cashback: Up to 15% of cashback rate when using the offers from ZEN partners
Bonus: One-year extended warranty for the electronics you purchased. You paid with your ZEN Mastercard® and something went wrong? The merchant refused to help you or someone scammed you? Just select the transaction in your transaction history and click Get Refund. Then describe your problem and attach any necessary documentation.
Business account service fee: Creative - 10 EUR
Smart - 25 EUR
Enterprise - 100 EUR
Supreme - 500 EUR
Other currencies: NZD, AED, AUD, BGN, CAD, CHF, CZK, DKK, HKD, HRK, HUF, ILS, JPY, NOK, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, USD, ZAR, CNY, MXN, KES, UGX
Card
Money transfer
Business account
Merchant

Card

Has virtual card Yes
Has multicurrency card Yes
Payment card type Debit
Virtual card pricing Free
Card provider Mastercard
Card limits For cards which settlement currency is EUR – maximum up to 30000 €
For cards which settlement currency is PLN – maximum up to 120 000 PLN
For cards which settlement currency is GBP – maximum up to 30 000 £
Number of virtual cards: 3 - 5
Atm withdrawal fee percent: 1.5%

Money transfer

Money transfer speed (days): 1
Money transfer fee percent: 0.1%

Business account

Business account has IBAN Yes
Business account has SEPA Yes
Business account has SWIFT Yes
Business account has business card Yes
Business account service fee Creative - 10 EUR
Smart - 25 EUR
Enterprise - 100 EUR
Supreme - 500 EUR
Business account P2P fee 20 payment methods. 0-8%
Business account withdrawal methods & fees - IBAN account’s in EUR, USD, GBP and 31 more currencies

- Free currency exchange: from To €10 000 / month- unlimited, above 0.3% fee

-Free international SWIFT transfers (SHA): 3 / month- 50 / month, next for €3.00

- International SWIFT transfers (OUR) - 10 €
Business account deposit methods and fees percent: 8%
Business account withdrawal methods and fees percent: 0.3%

Merchant

Merchant service fee Creative 10 EUR
Smart 25 EUR
Enterprise 100 EUR
Supreme 500 EUR

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