Pay it in 6. Interest-free, easy.
New Zealand-based Laybuy is a payment platform designed to make it easier for shoppers to manage online and in-store purchases. This isn't just another boring old finance company- they don't charge any interest and allow you to pay for your purchase over 6 weekly instalments. They've been around since April of 2017 with an easy-to-use app, and automatic payments.
Services
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Personal IBAN
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Affiliate program
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Cashback
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SEPA
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Loyalty program
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Insurance
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Multicurrency account
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SWIFT
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Card
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Crypto
Details
2017
Yes
Yes
Yes
Yes
English
Payment platform
6149287
AUS, NZL, GBP
Main info
Debit/ Credit cards
There is no upfront fee for using Laybuy
However, customers will be required to pay an initial instalment towards the price of their purchase
Late payment fee
Customers are charged a $10 fee for failing to meet a payment on time
AUD, NZD, GBP
3
Card
Merchant
Yes
BNPL MasterCard Virtual
Mastercard
Free
Laybuy offers a minimum credit limit of $120 and a maximum limit of $1,200
Laybuy reviews its customer's credit limits every two to three months and emails customers directly if they're eligible for an increase
4-10%