Pay it in 6. Interest-free, easy.

Laybuy
Payment Processing
Business
Merchant
Personal
Virtual Card
Mobile Apps
4.0
The rating may be updated with a slight delay
Go to Laybuy

New Zealand-based Laybuy is a payment platform designed to make it easier for shoppers to manage online and in-store purchases. This isn't just another boring old finance company- they don't charge any interest and allow you to pay for your purchase over 6 weekly instalments. They've been around since April of 2017 with an easy-to-use app, and automatic payments.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2017

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

English

Emi type:

Payment platform

Reference number:

6149287

Available in these countries:

AUS, NZL, GBP

Main info

Main info
Electronic payment methods and fees:

Debit/ Credit cards

Main service fee text:

There is no upfront fee for using Laybuy
However, customers will be required to pay an initial instalment towards the price of their purchase
Late payment fee
Customers are charged a $10 fee for failing to meet a payment on time

Main currency:

AUD, NZD, GBP

Number of currencies:

3

Card

Merchant

Card
Has virtual card:

Yes

Payment card type:

BNPL MasterCard Virtual

Card provider:

Mastercard

Virtual card pricing:

Free

Card limits:

Laybuy offers a minimum credit limit of $120 and a maximum limit of $1,200
Laybuy reviews its customer's credit limits every two to three months and emails customers directly if they're eligible for an increase

Merchant
Merchant service fee:

4-10%

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