Laybuy

Laybuy
Payment Processing
Business
Merchant
Personal
Virtual Card
Mobile Apps
Rating 4.00 0
We calculate the rating from AskWallet editorial and user ratings

New Zealand-based Laybuy is a payment platform designed to make it easier for shoppers to manage online and in-store purchases. This isn't just another boring old finance company- they don't charge any interest and allow you to pay for your purchase over 6 weekly instalments. They've been around since April of 2017 with an easy-to-use app, and automatic payments.

Rate

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Has mobile app: Yes
Has web version: Yes
Contacts: https://help.laybuy.com/hc/en-us/requests/new
Languages: English
Reference number: 6149287
Founded: 2,017
Available in these countries: AUS, NZL, GBP

Main info

Merchant service fee: 4-10%
Electronic payment methods and fees: Debit/ Credit cards
Main service fee text: There is no upfront fee for using Laybuy
However, customers will be required to pay an initial instalment towards the price of their purchase
Late payment fee
Customers are charged a $10 fee for failing to meet a payment on time
Main currency: AUD, NZD, GBP
Number of currencies: 3
Card
Merchant

Card

Has virtual card Yes
Payment card type BNPL MasterCard Virtual
Virtual card pricing Free
Card provider Mastercard
Card limits Laybuy offers a minimum credit limit of $120 and a maximum limit of $1,200
Laybuy reviews its customer's credit limits every two to three months and emails customers directly if they're eligible for an increase

Merchant

Merchant service fee 4-10%

You may also like

Reviews by users

Review and rate Laybuy