Accept cryptopayments, easily.

Utrust
E-wallet
Payment Processing
Business
Merchant
Personal
Debit card
SEPA
Crypto
Investing/Trading
Mobile Apps

Utrust is a cutting-edge cryptocurrency payment solution that looks to modernize the traditional financial system. It offers fast, efficient transactions at low costs and instant crypto-fiat settlements for merchants. Additionally, it provides users with many options when they are making payments - including most major cryptocurrencies and Ethereum blockchain tokens.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2017

Has mobile app:

Yes

Has web version:

Yes

Contacts:
Languages:

English

Emi type:

eWallet, payment processing

Available in these countries:

180+

Jurisdiction:

EST

Licenses:

EMI

Main info

Main info
Has SEPA:

Yes

Electronic payment methods and fees:

Utrust giving you 0% fees on all transactions during your first 3 months. After that, pricing is crystal clear: a 1% flat fee.

Spending:

Max per day: 7,500 EUR
Max per week: 15,000 EUR
Max per month: 22,500 EUR
Contactless per day: 90 EUR


POS fee:
Euro transactions in EEA: 0 EUR
Other currency transactions in EEA: 0.57 EUR + 1.0%
Other currency transactions outside EEA: 0.57 EUR + 1.5%

Deposit fee:

Min: 50 EUR
Max per day: 10,000 EUR

Withdrawal fee:

EUR: 0,9 EUR
Crypto: 0.15% + Network Fee

Main currency:

EUR

Number of currencies:

3 fiat
EUR, GBP, USD

7 crypto
Bitcoin, Ethereum, Dash, USDT, USDC, eGLD, UTK_ESDT

Interest account:

Utrust will reward you for using digital currencies, not holding them.

You stake 20.000 UTK and get a reward in UTK for each exchange or payment you do. Utrust will buy it ourselves in the market and add it to your staking pool (more on that below).

This will work whether you are trading or making a purchase with Utrust ever-growing roster of merchants.

Instead of increasing the tokens in the circulating supply or keeping the tokens in circulation, Utrust are decreasing them. This means deflation.

After 12 months, that pool will be unlocked, and you’ll be free to use those tokens.

Just don’t do it too soon, or your rewards will go up in flames 🔥

Card

Merchant

Card
Has card:

Yes

More info:

Replacement card: 5 EUR
Monthly fee: 0 EUR

Card available countries:
Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden, United Kingdom

Payment card type:

Debit

Card provider:

Visa

ATM withdrawal fee:

Euro withdrawals in EEA:1.25 EUR
Other currency withdrawals in EEA: 1.15 EUR + 1.0%
Other currency withdrawals outside EEA: 1.50 EUR + 1.5%

Card limits:

Max per day: 300 EUR
Max per week: 1,500 EUR
Max per month: 5,000 EUR
Max per year: 15,000 EUR

Card pricing in eur:

10 EUR

Merchant
Accepting crypto payments:

Yes

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