Accept cryptopayments, easily.

Payment Processing
Debit card
Mobile Apps
The rating may be updated with a slight delay
Go to Utrust

Utrust is a cutting-edge cryptocurrency payment solution that looks to modernize the traditional financial system. It offers fast, efficient transactions at low costs and instant crypto-fiat settlements for merchants. Additionally, it provides users with many options when they are making payments - including most major cryptocurrencies and Ethereum blockchain tokens.


  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Founded: 2017
Has mobile app: Yes
Has web version: Yes
Languages: English
Emi type: eWallet, payment processing
Available in these countries: 180+
Jurisdiction: EST
Licenses: EMI

Main info

Main info
Has sepa: Yes
Electronic payment methods and fees: Utrust giving you 0% fees on all transactions during your first 3 months. After that, pricing is crystal clear: a 1% flat fee.


Max per day: 7,500 EUR
Max per week: 15,000 EUR
Max per month: 22,500 EUR
Contactless per day: 90 EUR

POS fee:
Euro transactions in EEA: 0 EUR
Other currency transactions in EEA: 0.57 EUR + 1.0%
Other currency transactions outside EEA: 0.57 EUR + 1.5%
Deposit fee: Min: 50 EUR
Max per day: 10,000 EUR
Withdrawal fee: EUR: 0,9 EUR
Crypto: 0.15% + Network Fee
Main currency: EUR
Number of currencies: 3 fiat

7 crypto
Bitcoin, Ethereum, Dash, USDT, USDC, eGLD, UTK_ESDT
Interest account: Utrust will reward you for using digital currencies, not holding them.

You stake 20.000 UTK and get a reward in UTK for each exchange or payment you do. Utrust will buy it ourselves in the market and add it to your staking pool (more on that below).

This will work whether you are trading or making a purchase with Utrust ever-growing roster of merchants.

Instead of increasing the tokens in the circulating supply or keeping the tokens in circulation, Utrust are decreasing them. This means deflation.

After 12 months, that pool will be unlocked, and you’ll be free to use those tokens.

Just don’t do it too soon, or your rewards will go up in flames 🔥



Has card Yes
More info Replacement card: 5 EUR
Monthly fee: 0 EUR

Card available countries:
Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden, United Kingdom
Payment card type Debit
Card provider Visa
ATM withdrawal fee Euro withdrawals in EEA:1.25 EUR
Other currency withdrawals in EEA: 1.15 EUR + 1.0%
Other currency withdrawals outside EEA: 1.50 EUR + 1.5%
Card limits Max per day: 300 EUR
Max per week: 1,500 EUR
Max per month: 5,000 EUR
Max per year: 15,000 EUR
Card pricing in eur 10 EUR
Accepting crypto payments Yes

Rate Utrust

— Rate your recent experience