Neon is a Swiss challenger bank that's an all-digital, fully fledged banking experience. The fintech company was founded in Zurich and offers its customers a free digital bank account with a debit Mastercard. You can open an account easily through their website or app - everything else happens on the user-friendly mobile app, totally separate from a physical branch.
|Has mobile app:||Yes|
|Has web version:||Yes|
|Has apple pay:||Yes|
|Has google pay:||Yes|
|Languages:||English, French, Italian, Deutsch|
|Available in these countries:||JPN, NAM, SYR, GBR, KAZ, ARG, AUS, AUT, BEL, BIH, BOL, BRA, CAN, CHN, COL, CYP, CZE, DOM, ESP, EST, FIN, FRA, HKG, HUN, IND, ISL, ITA, JOR, KOR, LIE, LTU, LUX, MEX, MLT, MNE, NOR, NZL, PER, POL, ROU, RUS, SGP, SRB, SVK, SWE, THA, UKR, VEN, PAK, IRL, TUR, GHA, NLD, SVN, DNK, BGR, HRV, DEU, GRC, PRT, EGY, CHE, MAR, NGA, ZAF, TUN, ARE, IDN, MYS, PHL, TWN, LVA, DSA, AGO, HND, MWI, South MKD, SEN|
|Electronic payment methods and fees:||Domestic IBAN transfer CHF - free.
Domestic IBAN transfer EUR - No transaction fee, 1.5% exchange rate surcharge.
International transfer (20 currencies incl. EUR) - Typically 0.8-1.7%, depending on amount and currency.
|Service fee:||Neon free - free
Neon green - 5CHF/month
Neon metal - 15CHF/month
|Account opening fee:||Neon free - free
Neon green - free
Neon metal - free
|Withdrawal fee:||Domestic withdrawal CHF with Sonect partners - free.
Withdrawal abroad - 1.5% on the amount.
|P2P fee:||Domestic transfer CHF: free
International: Typically 0.8-1.7%, depending on amount and currency.
|Referral program:||Invite your friends to Neon. If they also open an account with Neon, not only will you both hopefully enjoy a great product, but you'll also (both!) get 10 CHF.|
|Payment card type:||Prepaid credit card|
|ATM withdrawal fee:||Card peyments:
Domestic withdrawal CHF at ATMs:
Neon free/ Neon green - 2x free per month, then 2 CHF per withdrawal.
Neon metal - 5x free per month, then 2 CHF per withdrawal.
Domestic withdrawal in EUR at ATMs - 5CHF.
Withdrawal abroad - Neon free/ Neon green - 1.5% on the amount, Neon metal - free.
|Card limits:||The current daily transaction limit is 30'000 CHF. With your card, you can withdraw up to 2'000 CHF cash per day, spend 5'000 CHF online and another 5'000 CHF in stores every day but your monthly max limit is 10'000 CHF.|
|Card pricing in eur:||10 EUR|