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Neon
Neobank
Money Transfer
Personal
Credit Card
IBAN
Referral program
Mobile Apps

Neon is a Swiss challenger bank that's an all-digital, fully fledged banking experience. The fintech company was founded in Zurich and offers its customers a free digital bank account with a debit Mastercard. You can open an account easily through their website or app - everything else happens on the user-friendly mobile app, totally separate from a physical branch.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2018

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

English, French, Italian, Deutsch

Emi type:

Neobank

Reference number:

CHE-318.873.822

Available in these countries:

JPN, NAM, SYR, GBR, KAZ, ARG, AUS, AUT, BEL, BIH, BOL, BRA, CAN, CHN, COL, CYP, CZE, DOM, ESP, EST, FIN, FRA, HKG, HUN, IND, ISL, ITA, JOR, KOR, LIE, LTU, LUX, MEX, MLT, MNE, NOR, NZL, PER, POL, ROU, RUS, SGP, SRB, SVK, SWE, THA, UKR, VEN, PAK, IRL, TUR, GHA, NLD, SVN, DNK, BGR, HRV, DEU, GRC, PRT, EGY, CHE, MAR, NGA, ZAF, TUN, ARE, IDN, MYS, PHL, TWN, LVA, DSA, AGO, HND, MWI, South MKD, SEN

Jurisdiction:

CHE

Main info

Main info
Has insurance:

Yes

Has IBAN:

Yes

Electronic payment methods and fees:

Domestic IBAN transfer CHF - free.
Domestic IBAN transfer EUR - No transaction fee, 1.5% exchange rate surcharge.
International transfer (20 currencies incl. EUR) - Typically 0.8-1.7%, depending on amount and currency.

Service fee:

Neon free - free
Neon green - 5CHF/month
Neon metal - 15CHF/month

Account opening fee:

Neon free - free
Neon green - free
Neon metal - free

Withdrawal fee:

Domestic withdrawal CHF with Sonect partners - free.
Withdrawal abroad - 1.5% on the amount.

P2P fee:

Domestic transfer CHF: free
International: Typically 0.8-1.7%, depending on amount and currency.

Referral program:

Invite your friends to Neon. If they also open an account with Neon, not only will you both hopefully enjoy a great product, but you'll also (both!) get 10 CHF.

Others

Others
Has card:

Yes

More info:

The Neon card is technically a prepaid credit card, but it functions almost exactly like a debit card. You do not have to load the card before using it. Charges to the card are debited directly from your Neon bank account. Neon does not offer any alternative cards such as credit cards or Maestro debit cards.

Payment card type:

Prepaid credit card/Debit

Card provider:

Mastercard

ATM withdrawal fee:

Card peyments:
Domestic withdrawal CHF at ATMs:
Neon free/ Neon green - 2x free per month, then 2 CHF per withdrawal.
Neon metal - 5x free per month, then 2 CHF per withdrawal.

Domestic withdrawal in EUR at ATMs - 5CHF.
Withdrawal abroad - Neon free/ Neon green - 1.5% on the amount, Neon metal - free.

Card limits:

The current daily transaction limit is 30'000 CHF. With your card, you can withdraw up to 2'000 CHF cash per day, spend 5'000 CHF online and another 5'000 CHF in stores every day but your monthly max limit is 10'000 CHF.

Card pricing in eur:

10 EUR

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