Easy. Limitless. Low-cost. Your digital account for a unique lifestyle. OPEN ACCOUNT NOW Easy. Limitless. Low-cost. Your digital day-to-day account with zero base fees. OPEN ACCOUNT NOW Easy. Limitless. Low-cost.
Neon is a Swiss challenger app that's with a daily accountl, fully fledged digital experience. The fintech company was founded in Zurich and offers its customers a free digital account with a debit Mastercard. You can open an account easily through their website or app - everything else happens on the user-friendly mobile app, totally separate from a physical branch.
Services
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Personal IBAN
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Affiliate program
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Cashback
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SEPA
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Loyalty program
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Insurance
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Multicurrency account
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SWIFT
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Card
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Crypto
Details
2018
Yes
Yes
Yes
Yes
English, French, Italian, Deutsch
Neobank
CHE-318.873.822
JPN, NAM, SYR, GBR, KAZ, ARG, AUS, AUT, BEL, BIH, BOL, BRA, CAN, CHN, COL, CYP, CZE, DOM, ESP, EST, FIN, FRA, HKG, HUN, IND, ISL, ITA, JOR, KOR, LIE, LTU, LUX, MEX, MLT, MNE, NOR, NZL, PER, POL, ROU, RUS, SGP, SRB, SVK, SWE, THA, UKR, VEN, PAK, IRL, TUR, GHA, NLD, SVN, DNK, BGR, HRV, DEU, GRC, PRT, EGY, CHE, MAR, NGA, ZAF, TUN, ARE, IDN, MYS, PHL, TWN, LVA, DSA, AGO, HND, MWI, South MKD, SEN
CHE
Main info
Yes
Yes
Domestic IBAN transfer CHF - free.
Domestic IBAN transfer EUR - No transaction fee, 1.5% exchange rate surcharge.
International transfer (20 currencies incl. EUR) - Typically 0.8-1.7%, depending on amount and currency.
Neon free: free
Neon green: 5CHF/month
Neon metal:15CHF/month
Neon free: free
Neon green: free
Neon metal: free
Domestic withdrawal CHF with Sonect partners: free.
Withdrawal abroad: 1.5% on the amount.
Domestic transfer CHF: free
International: Typically 0.8-1.7%, depending on amount and currency.
Invite your friends to Neon. If they also open an account with Neon, not only will you both hopefully enjoy a great product, but you'll also (both!) get 10 CHF.
Others
Yes
The Neon card is technically a prepaid credit card, but it functions almost exactly like a debit card. You do not have to load the card before using it. Charges to the card are debited directly from your Neon bank account. Neon does not offer any alternative cards such as credit cards or Maestro debit cards.
Prepaid credit card/Debit
Mastercard
10 CHF
Card peyments:
Domestic withdrawal CHF at ATMs:
Neon free/ Neon green: 2x free per month, then 2 CHF per withdrawal.
Neon metal: 5x free per month, then 2 CHF per withdrawal.
Domestic withdrawal in EUR at ATMs: 5CHF.
Withdrawal abroad:
Neon free/ Neon green: 1.5% on the amount, Neon metal: free.
The current daily transaction limit is 50'000 CHF. With your card, you can withdraw up to 2'000 CHF cash per day, spend 5'000 CHF online and another 5'000 CHF in stores every day but your monthly max limit is 10'000 CHF.
10 EUR