Сredits and loans
Debit card
Virtual Card
Referral program
Mobile Apps
Rating 4.00 0
We calculate the rating from AskWallet editorial and user ratings

Current is a mobile-only financial technology enterprise that offers banking services through a limited number of account types. The NYC-based neobank, which opened its first accounts in 2017, provides an alternative to traditional banking.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Has mobile app: Yes
Has web version: Yes
Languages: English
Founded: 2,015
Available in these countries: USA
Jurisdiction: New York
Licenses: Visa USA Inc.

Main info

Has insurance: Yes
Has trading: No
Has budget planner: No
Has bill split: No
Virtual card service fee: 0
Service fee: 0 USD
Account opening fee: Basic - 0 USD
Premium - 4,99 USD/month
Teen - 0 USD
Withdrawal fee: 0 USD
Main currency: USD
Number of currencies: 1
Cashback: Current offers a debit card with cash back that's simple as can be: all you have to do is swipe, earn, and redeem. In less than two minutes, you can download the Current app and sign up for a banking account to start earning points today.
Bonus: $50 Bonus for signing up.
Referral program: You will earn $1 for every friend you refer to Current as soon as they sign up for an account AND we'll give your friend $1 to start their Current account as well.
Money transfer


Has virtual card Yes
Has multicurrency card No
Personal credit and loans Credit cards Yes
Payment card type Debit card
Virtual card pricing 0
Virtual card service fee 0
Card provider Visa
Card limits Maximum of $500 in daily withdrawals from an ATM Maximum of $2,000 in daily purchases using your Current debit card.

Money transfer

Money transfer speed (days): 1

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Reviews by users

Review and rate Current