We're not a bank. We're better.

Current
Neobank
Savings
Personal
Virtual Card
Debit card
Сredits and loans
Referral program
Mobile Apps
4.0
The rating may be updated with a slight delay
Go to Current

Current is a mobile-only financial technology enterprise that offers banking services through a limited number of account types. The NYC-based neobank, which opened its first accounts in 2017, provides an alternative to traditional banking.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2015

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

English

Emi type:

Financial Technology Company

Available in these countries:

USA

Jurisdiction:

New York

Licenses:

Visa USA Inc.

Main info

Main info
Has insurance:

Yes

Has trading:

No

Has budget planner:

No

Has bill split:

No

Virtual card service fee:

0

Service fee:

0 USD

Account opening fee:

Basic - 0 USD
Premium - 4,99 USD/month
Teen - 0 USD

Deposit fee:

0 USD

Withdrawal fee:

0 USD

P2P fee:

0 USD

Main currency:

USD

Number of currencies:

1

Cashback:

Current offers a debit card with cash back that's simple as can be: all you have to do is swipe, earn, and redeem. In less than two minutes, you can download the Current app and sign up for a banking account to start earning points today.

Bonus:

$50 Bonus for signing up.

Referral program:

You will earn $1 for every friend you refer to Current as soon as they sign up for an account AND we'll give your friend $1 to start their Current account as well.

Card

Money transfer

Merchant

Card
Has card:

Yes

Has virtual card:

Yes

Has multicurrency card:

No

Personal credit and loans Credit cards:

Yes

Payment card type:

Debit card

Card provider:

Visa

Virtual card pricing:

0

Virtual card service fee:

0

ATM withdrawal fee:

With Current, you can bank with no ATM fees and instantly find a location near you on the ATM locator map in our app.

Card limits:

Maximum of $500 in daily withdrawals from an ATM Maximum of $2,000 in daily purchases using your Current debit card.

Money transfer
Money transfer speed (days):

1

Merchant
Has recurring payments:

No

Accepting crypto payments:

No

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