Ibandirect rating 4.27 10 How do we count the overall AskWallet star rating? It's all based on a combination of reviewer’s feedback and our expertise.
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Ibandirect is a convenient banking app that offers an e-wallet with a euro IBAN bank account along with many services such as SEPA transfers, BTC wallet, prepaid card (Deposit by BTC or EUR) and affiliate programs. Users can buy/sell BTC and make unlimited funds transfer to other users of this platform.

Rate Ibandirect


  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card


Name: Ibandirect
URL: https://ibandirect.com/
Сontacts: support@ibandirect.com
Languages: English
Web version: Yes
Mobile apps: Yes
Available in this countries: EEA
License: AEMI
License №: 304686884
Jurisdiction: EST
Founded: 2018
Apple pay: No
Google pay: No

Main info

Account opening fee: 0 EUR
Service fee: 0 EUR/month
Deposit methods: 1) Bank Transfer (SEPA) = 5 EUR + 0,5%
2) Card (EUR) = 1%
Withdrawal methods: 1) Bank Transfer = 5 EUR + 0,5%
2) ATM Card PS = 2,5 EUR + 1,6%
3) BTC Withdrawal = 0,0005 BTC
P2P fee: 1%
Personal IBAN: Yes
Main currency: EUR
Other currencies: EUR
Conversion fee: 2,5%
Referral program: Refer your friends to get a bonus from us. Get up to 20% revenue from referred parties. To find out more, please sign up and contact us.
Trading: No
C2C: +
Bill split: No
Insurance: No
Business account


Card provider: VISA (Prepaid)
Issuing fee: 10 EUR
Service fee: 5 EUR/month
Multicurrency: Yes
NFC: Yes
Virtual card: Yes
ATM withdrawal fee: 2,5 EUR + 1,6%
Card limits: ATM/24h = 500 EUR
ATM/30d = 2500 EUR

POS/24h = 2500 EUR
POS/30d = 5000 EUR
Virtual card pricing: 5 EUR
Virtual service fee: 60 EUR/year

Business account

Corporate card: No

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Ibandirect reviews by users

Review and rate Ibandirect

Ibandirect OVERVIEW

Is Ibandirect a game-changer in the world of online and mobile banking?

5 min read 03.04.2021

Is Ibandirect a game-changer in the world of online and mobile banking?

Overview by Ibrahim Busari

Mira Pusova

it is very fascinating app with nice updates however the last time i had some issues about receiving sepa, the platform allowed me to receive it but then closed my account. it was not understandable situation because after that i can not receive any sepa payments. after some discussions with the support team everything back to normal. as a freelancer im happy with ibandirect.


The Most Simple App For Crypto Service In The Whole World, Is Easy To Use and No Problem. Very Professional and Effective, I Proposed It to So Many of My Friends and Still We are All happy About It. Great, Thank You!!

Nick Turnov

Good Day, I would like to share my happiness with all by using this app. I’m really glad for indirect services and their support team is always available in case any questions appear. In general, it is a very clean and nice app.

Joby John

perfect app and debit card for people who are using both digital currency and traditional types i used so many apps that covered crypto but this one is best and works for me. the unique feature is that many countries support it and that makes my life easier also i can have sepa payments to my iban account that connect to my card. i received my card after one week and the virtual format started to work instantly. thats a miracle! im happy with ibandirect...

Tony C.

Daily I'm using Ibandirect , no issue and I recommend it to everyone!

Zi Kulikova

The latest updates made some new fees that should not be there or they are really not reasonably expensive. They provide very good services and I'm satisfied but please solve the price issue. Thank you!



Hugo Hugo

everything is quick and professional, support team knowledge of different languages is amazing. i like their services and propose them to everyone....

Charlie Evans

Nice collaboration with this app. i hope future cooperation will be the same and better than now. in case of any issues, the support team is responding very fast.

Danila Mikulich