Rating 4.27 10
How do we count the overall star...

Ibandirect is a convenient banking app that offers an e-wallet with a euro IBAN bank account along with many services such as SEPA transfers, BTC wallet, prepaid card (Deposit by BTC or EUR) and affiliate programs. Users can buy/sell BTC and make unlimited funds transfer to other users of this platform.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Has mobile app: Yes
Has web version: Yes
Contacts: support@ibandirect.com
Languages: English
Reference number: 304686884
Website: https://ibandirect.com/
Founded: 2018
Available in this countries: EEA.
Jurisdiction: EST.
Licenses: AEMI.

Main info

Has insurance: No
Has trading: No
Has bill split: No
Has iban: Yes
Has sepa: Yes
Has swift: No
Main service fee text: 0 EUR/month
Account opening fee: 0 EUR
Withdrawal fee: 1) Bank Transfer = 5 EUR + 0,5%
2) ATM Card PS = 2,5 EUR + 1,6%
3) BTC Withdrawal = 0,0005 BTC
Main currency: EUR
Conversion fee: 2,5%
Referral program: Refer your friends to get a bonus from us. Get up to 20% revenue from referred parties. To find out more, please sign up and contact us.
Other currencies: EUR.
Business account


Has virtual card Yes
Has multicurrency card Yes
Virtual card service fee 60 EUR/year
Card provider VISA (Prepaid)
Card limits ATM/24h = 500 EUR
ATM/30d = 2500 EUR

POS/24h = 2500 EUR
POS/30d = 5000 EUR
Atm withdrawal fee percent: 4.1%
Virtual card pricing in eur: 5 EUR
Virtual card service fee in eur: 60 EUR
Card pricing in eur 10

Business account

Business account has IBAN No
Business account has SEPA No
Business account has SWIFT No
Business account has business card No
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No

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Reviews by users

Review and rate Ibandirect

Ibandirect overview

Is Ibandirect a game-changer in the world of online and mobile banking?

5 min read 03.04.2021

Is Ibandirect a game-changer in the world of online and mobile banking?

social-icon Mira Pusova

it is very fascinating app with nice updates however the last time i had some issues about receiving sepa, the platform allowed me to receive it but then closed my account. it was not understandable situation because after that i can not receive any sepa payments. after some discussions with the support team everything back to normal. as a freelancer im happy with ibandirect.

social-icon Luma

The Most Simple App For Crypto Service In The Whole World, Is Easy To Use and No Problem. Very Professional and Effective, I Proposed It to So Many of My Friends and Still We are All happy About It. Great, Thank You!!

social-icon Nick Turnov

Good Day, I would like to share my happiness with all by using this app. I’m really glad for indirect services and their support team is always available in case any questions appear. In general, it is a very clean and nice app.

social-icon Joby John

perfect app and debit card for people who are using both digital currency and traditional types i used so many apps that covered crypto but this one is best and works for me. the unique feature is that many countries support it and that makes my life easier also i can have sepa payments to my iban account that connect to my card. i received my card after one week and the virtual format started to work instantly. thats a miracle! im happy with ibandirect...

social-icon Tony C.

Daily I'm using Ibandirect , no issue and I recommend it to everyone!

social-icon Zi Kulikova

The latest updates made some new fees that should not be there or they are really not reasonably expensive. They provide very good services and I'm satisfied but please solve the price issue. Thank you!

social-icon Collin


social-icon Hugo Hugo

everything is quick and professional, support team knowledge of different languages is amazing. i like their services and propose them to everyone....

social-icon Charlie Evans

Nice collaboration with this app. i hope future cooperation will be the same and better than now. in case of any issues, the support team is responding very fast.

social-icon Danila Mikulich