Ibandirect

Ibandirect
Money Transfer
E-wallet
Personal
Multi-currency
Prepaid Card
Virtual Card
SEPA
IBAN
Crypto
Referral program
Mobile Apps
3.8
The rating may be updated with a slight delay

Ibandirect is a convenient banking app that offers an e-wallet with a euro IBAN bank account along with many services such as SEPA transfers, BTC wallet, prepaid card (Deposit by BTC or EUR) and affiliate programs. Users can buy/sell BTC and make unlimited funds transfer to other users of this platform.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2018

Has mobile app:

Yes

Has web version:

Yes

Contacts:
Languages:

English

Emi type:

E-wallet

Reference number:

304686884

Available in these countries:

EEA

Jurisdiction:

EST

Licenses:

AEMI

Main info

Main info
Has insurance:

No

Has trading:

Yes

Has IBAN:

Yes

Has SEPA:

Yes

Has SWIFT:

No

Virtual card service fee:

60 EUR/year

Service fee:

5 EUR/month

Main service fee text:

0 EUR/month
Charges for any change of Account details: 40 EUR

Account opening fee:

0 EUR

Deposit fee:

Incoming SEPA Payments: 0.5 % + 1 EUR
Crypto: free

Withdrawal fee:

Outgoing SEPA Payments: 0.5 % + 1 EUR
BTC Withdrawal Fee:0.0003 BTC
LTC Withdrawal Fee:0.01 LTC
BCH Withdrawal Fee: 0.01 BCH

P2P fee:

1%

Main currency:

EUR

Conversion fee:

2,5%

Referral program:

Refer your friends to get a bonus from us. Get up to 20% revenue from referred parties. To find out more, please sign up and contact us.

Others

Others
Has card:

Yes

Has virtual card:

Yes

More info:

Card pricing: 10 EUR (Contactless, Chip and PIN, IBAN opening, Card delivery by registered post)
Monthly Service charge per card: 5 EUR
POS transaction successful: 0.35 EUR per trx
Chargeback handling per chargeback: €30

Payment card type:

Prepaid

Card provider:

VISA (Prepaid)

Virtual card pricing:

5 EUR

Virtual card service fee:

60 EUR/year

ATM withdrawal fee:

ATM balance inquiry: 0.50 EUR
ATM disbursement: 2.50 EUR + 1.60%

Card limits:

ATM limit, daily/monthly: 500 EUR/2500 EUR
Other limit, daily/monthly: 2500 EUR/5000 EUR
ECOMM limit, daily/monthly: 2500 EUR/5000 EUR
Using both cards, plastic and virtual: 10000 EUR

C2C:

1%

Virtual card pricing in eur:

5 EUR

Virtual card service fee in eur:

60 EUR

Card pricing in eur:

10 EUR

User Reviews

A customer

Great tool, amazing ease of use and decent support.

VelNonameovic

Good experience. Good support.

DM

Friendly support, thanks for your help solving my card issue.

Tase l

The charge you for everything, % for put money in plus fix fee, % plus fix fee, for money out, 15€ inside forever that you can never take out etc.

Dmitry Var

Iban stole money

This is unique company in Europe that has blocked the money of ALL Russians. They didn't warn me and didn't let withdraw the money. They didn't even send a blocking email. There is no way to withdraw cryptocurrency. They refuse to provide a letter from the central bank of Lithuania with a recommendation to freeze the accounts of ALL Russians. Support does not respond to emails. People who have fled Russia and have no means have suffered. Other normal Lithuanian companies warned in advance about the termination of work with Russia and gave two months to withdraw the money. Ibandirect even refuse to provide a letter from central bank. Scam. This is the first time I've seen this kind of customer service. They divide people by nationality in 2022 year..

Dmitrii

This is unique company in Europe that has blocked the money of ALL Russians. They didn't warn me and didn't let withdraw the money. They didn't even send a blocking email. There is no way to withdraw cryptocurrency. They refuse to provide a letter from the central bank of Lithuania with a recommendation to freeze the accounts of ALL Russians. Support does not respond to emails. People who have fled Russia and have no means have suffered.Other normal Lithuanian companies warned in advance about the termination of work with Russia and gave two months to withdraw the money. Ibandirect even refuse to provide a letter from central bank.Scam. This is the first time I've seen this kind of customer service. They divide people by nationality in 2022 year..

JNonameHerreweghe

First of all I would like to say that you offer a nice service. Bitcoin in combination with an iban is what I am looking for.However my experience was not that good:- First of all I had trouble typing my address. It had to consist of three words which is not common in the country where I live. But okay the support assisted me very well.After that I had to verify my account. Photos were taken in a hurry and therefore they were rejected. I was asked to contact support and after that my account suddenly got blocked. I sent multiple mails to support but still didn't get reply.I do not want to accuse you from anything, but I am just not satisfied with the way your registration process is handled.Hope we could sort this out further so I could use your nice service.

Nick

So far so good. This is legit business. I do not have any complaints. I could recommend Ibandirect to my friends.

NemNonamesic

you will have 5stars if there is possibility to recieve money from USA wire transfers...

NNonameomen

If you are from the Balkans, you will not find a better option. Iban Direct is the best!

VladNonamekovic

Best service for virtual cards and cripto buying from your acc.

Mick

THIS IBAN DIRECT IS THE TROUBLE MAKER BANK,WHEN I DO DEPOSIT MORE THAN €50 WITH THE EURO CURRENCY SEPA SYSTEM ALWAYS HAVE A PROBLEM FOR COME IN TO MY ACCOUNT BANK IBAN DIRECT AND UNTIL HOLD MY MONEY FOR 6 DAYS AND ALWAYS ASK ME FOR STUPID QUESTION.NO MORE FOR ME FOR DO ANY TRANSACTION WITH THIS BANK.THIS THE RUBISH BANK AT EUROPE??????????????

NonametNonameeinves

Can't withdraw money from my account, sent many emails. Complete scam.

Lilo

Tryed to withdraw my bitcoins and ltc both are blocked support doesnt answer .Scam scam scam

Kingnebx

Will make it a 5 star when my account is verified. ??????

Noname

Impeccable support and despite not being able to carry out my business operations with them, as in the beginning they told me that I could when I realized that it was not like that. They assumed their mistake and did not make me pay for the card and for the closure of the account, since it did not serve me for what I need. If in the future they changed the type of prepaid cards to debit, I would surely work with them again.Thank you very much and greetings.

Derilo

I just finished talking with support on ibandirect. I have never encountered such friendly people. Short and precise answers. I would recommend Ibandirect If you don't have experience in this field of business, be sure you will be in right hand, supported and guided with excellency!

Mira Pusova

it is very fascinating app with nice updates however the last time i had some issues about receiving sepa, the platform allowed me to receive it but then closed my account. it was not understandable situation because after that i can not receive any sepa payments. after some discussions with the support team everything back to normal. as a freelancer im happy with ibandirect.

Luma

The Most Simple App For Crypto Service In The Whole World, Is Easy To Use and No Problem. Very Professional and Effective, I Proposed It to So Many of My Friends and Still We are All happy About It. Great, Thank You!!

Nick Turnov

Good Day, I would like to share my happiness with all by using this app. I’m really glad for indirect services and their support team is always available in case any questions appear. In general, it is a very clean and nice app.

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