your choise to earn more

Choise.com
Crypto bank
E-wallet
Savings
Personal
Prepaid Card
Virtual Card
IBAN
Investing/Trading
Referral program
Mobile Apps
4.2
The rating may be updated with a slight delay
Go to Choise.com

Choise (Formerly Crypterium) is an innovative crypto platform that simplifies earnings through Defi services. They offer both private and business customers over 100 million CeFi tokens which include a variety of features including high yields, reduced commission rates up to 50 times less than traditional platforms, cryptocurrency deposits, Crypterium Crypto Wallet, and more.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2017

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

English

Emi type:

Cryptobank

Available in these countries:

JPN, GBR, USA, AUT, BEL, BRA, CAN, CYP, CZE, ESP, EST, FIN, FRA, HUN, IND, ISL, ITA, LIE, LTU, LUX, MEX, MLT, NOR, POL, ROU, RUS, SVK, SWE, THA, UKR, IRL, GIB, NLD, SVN, DNK, BGR, HRV, DEU, GRC, PRT, CHE, NGA, ZAF, MYS, TWN, LVA

Jurisdiction:

EST

Licenses:

FFA, FRK, FVR

Main info

Main info
Has trading:

Yes

Has IBAN:

Yes

Electronic payment methods and fees:

Your first purchase, independently of its amount, is free of charge.

For all other incoming bank card transactions, you are charged with the following fees:

Purchase less than 250 EUR: 1,5%+0,5%
Purchase more than 250: 0,5%+0,5%

Main service fee text:

0 EUR/month

Account opening fee:

0 EUR

Deposit fee:

For a deposit made to the IBAN account, Choise.com charge 0,5% per transaction
For transfers made from other crypro wallets (not IBANs), we don't take any fees

Methods of deposit:
- Do a PayIn with your bank card;
- Top-up your balance with a crypto transaction;
- Use your Skrill or ADV Cash wallet;
- Select a Bank account and top it up with a wire transfer.

Withdrawal fee:

Send: All crypto-to-crypto transactions are fee-free in the Wallet.

If you receive, send, or exchange cryptocurrencies using the wallet, the only applicable charge is the blockchain fee. Our platform doesn’t take any commission on those transactions.

Note: The blockchain fee is not applied if the destination wallet is located within the app. Thus, if sending to another account (using wallet address or/and phone number), you will not be charged for the transaction.

Blockchain transaction fees are part of the incentives given to miners that keep the network running. Fees also offer a layer of protection against malicious behavior and spam.

Cashout to card:

Coise.com charge 2,5 EUR for a withdrawal (that’s a fixed part) and an additional 2,5% from the whole transaction amount.

P2P fee:

All crypto-to-crypto transactions are fee-free in the Choise.com Wallet.

If you receive, send, or exchange cryptocurrencies using the wallet, the only applicable charge is the blockchain fee. Choise.com doesn’t take any commission on those transactions.

Main currency:

EUR

Number of currencies:

34 cryptocurrencies
6 fiat currency: EUR, USD, GBP, AUD, JPY, KRW

Conversion fee:

Choise.com do not charge any fee for the exchange.

Credit:

Monthly Loyalty Program is designed to ensure that your loyalty pays off.
Up to 30% of our crypto-fiat transactional income will now go to the Monthly Loyalty Program Fund — a special account from which Choise.com will distribute rewards to all qualified users once a month. Loyalty rewards are deposited in CRPT purchased at market value.

Interest account:

Open the best high-yield crypto savings account and get up to 15.6% APR on your digital assets. Enjoy outstanding rates for USDC, USDT, DAI, CRPT, BTC, ETH and TON.

Referral program:

Invite friends using you referral link and earn $5 + 25% of their commissions for a whole year. Meanwhile, your friends will get a $5 gift for their first transaction.

Card

Crypto

Money transfer

Card
Has card:

Yes

Has virtual card:

Yes

Has multicurrency card:

No

More info:

Choise.com Card is free, with delivery starting at 14.99 EUR

Plastic/virtual cards service fee: 2,99 EUR

Note: The card monthly fee is withdrawn from the card balance every month starting a month from the date of card order confirmation.

The card fee is returned as compensation as CRPT on your wallet at the beginning of the next calendar month if a monthly load amount is greater than 299 EUR. This amount is calculated during the calendar month period combined with the load amount of your all cards.

If the total load is not greater than 299 EUR, we charge 2,99 EUR per each card, but then we compensate the fee for all cards, except for 1.

POS: 0,25 EUR

Top up fee: 2%

Foreign currency transaction: 2,5%

Payment card type:

Prepaid

Card provider:

Visa

Virtual card pricing:

0 EUR for the first card
0,99 EUR per each next card

ATM withdrawal fee:

3 EUR + 1.6%

Card limits:

Spend up to 10 000 EUR/mo in online and offline retailers.
Withdraw as much as 2 500 EUR/mo in ATMs worldwide.

Crypto
Main info:

You can buy, store, sell and exchange crypto in your Choise.com e-wallet.

There are also sections like this:
- NFT
- Predictions ( Predictions are a special subscription type available for Choise.com clients. This subscription allows you to assist an everyday analysis of the market situation to find good buy/sell points for your crypto assets or to maintain your investments until better times)
- Crowdinvesting ( Crowdfunding is a form of crowdsourcing and alternative funding with a focus on early-stage equity investment and growth-oriented businesses).
- Exchange

Money transfer
Money transfer speed:

Few minutes to a couple of hours.

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