BigPay
BigPay is a digital banking platform made for global consumers who wish to spend money freely. It has an e-wallet app and a physical Visa card, both of which come with over 150 different currencies that are not subject to fees commonly seen in other cards. Other features include international payments, International ATM withdrawals, referral rewards, and more!
Services
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Personal IBAN
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Affiliate program
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Cashback
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SEPA
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Loyalty program
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Insurance
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Multicurrency account
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SWIFT
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Card
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Crypto
Details
2017
Yes
No
No
No
English
eWallet/ Moneytransfer
MYS
BNM
Main info
No
No
Yes
Yes
0 MYR
Card: RM15.00
Money transfers: RM0.00 - RM22.00
BigPay do not charge you any fees to sign up and have a account. Spending in Malaysia and overseas are fee-free, except for withdrawals. For international spending, BigPay still offer one of the most competitive exchange rates and only up to 1% of currency conversion fees + network charges.
0 MYR
RM1 + 2% of the reload value with the following caps:
i. RM2 per transaction for reload amount up to RM100; and
ii. RM5 per transaction for reload amount above RM100
BigPay Card: Cash withdrawals in Malaysia will cost you RM6 and RM10 if you're abroad.
Local Bank Transfers: RM0.50 for each transfer to Malaysian bank accounts.
International Bank Transfers: This depends on where you're sending to. You can easily find out the cost of your transfer directly in your BigPay app. From Payments, tap International Bank Transfers, choose where you're sending to, enter an amount and we'll show you the fee.
MYR
1
up to 1% + network charges.
BigPoints: These points are what you earn when you spend with BigPay. You can redeem your AirAsia points for discounted flights and other rewards on airasia.com/rewards.
Introducing BigPay Personal Loans
Your 100% fully digital loan
Unlock your potential with a fully digital loan and your money disbursed to you within minutes. Be part of our beta launch today! https://bigpaylater.com.my/#need-a-personal-loan-sign-up-to-be-part-of-our-exclusive-waitlist-below
Refer friends to join BigPay by sharing your unique referral code. For each friend you successfully refer, you'll each receive RM10 after they have activated their card!
Card
Money transfer
Yes
Yes
Prepaid
Mastercard/Visa
0 MYR
0 MYR
0 MYR
RM6 for local ATM withdrawals and RM10 for overseas withdrawals.
Some ATMs may charge you extra (as levied by the respective banks), so double check before you withdraw any cash.
● 10 withdrawals daily
● A maximum withdrawal limit of RM10,000 daily (amount includes ATM withdrawal fee)
0%
1
Instantly up to 1 business day.