BigPay

BigPay
E-wallet
Money Transfer
Personal
Virtual Card
Prepaid Card
Сredits and loans
Referral program
Mobile Apps

BigPay is a digital banking platform made for global consumers who wish to spend money freely. It has an e-wallet app and a physical Visa card, both of which come with over 150 different currencies that are not subject to fees commonly seen in other cards. Other features include international payments, International ATM withdrawals, referral rewards, and more!

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2017

Has mobile app:

Yes

Has web version:

No

Has apple pay:

No

Has google pay:

No

Contacts:
Languages:

English

Emi type:

eWallet/ Moneytransfer

Jurisdiction:

MYS

Licenses:

BNM

Main info

Main info
Has insurance:

No

Has trading:

No

Has budget planner:

Yes

Has bill split:

Yes

Virtual card service fee:

0 MYR

Electronic payment methods and fees:

Card: RM15.00

Money transfers: RM0.00 - RM22.00

Main service fee text:

BigPay do not charge you any fees to sign up and have a account. Spending in Malaysia and overseas are fee-free, except for withdrawals. For international spending, BigPay still offer one of the most competitive exchange rates and only up to 1% of currency conversion fees + network charges.

Account opening fee:

0 MYR

Deposit fee:

RM1 + 2% of the reload value with the following caps:

​i. RM2 per transaction for reload amount up to RM100; and
ii. RM5 per transaction for reload amount above RM100


Withdrawal fee:

BigPay Card: Cash withdrawals in Malaysia will cost you RM6 and RM10 if you're abroad.

P2P fee:

Local Bank Transfers: RM0.50 for each transfer to Malaysian bank accounts.

International Bank Transfers: This depends on where you're sending to. You can easily find out the cost of your transfer directly in your BigPay app. From Payments, tap International Bank Transfers, choose where you're sending to, enter an amount and we'll show you the fee.

Main currency:

MYR

Number of currencies:

1

Conversion fee:

up to 1% + network charges.

Bonus:

BigPoints: These points are what you earn when you spend with BigPay. You can redeem your AirAsia points for discounted flights and other rewards on airasia.com/rewards.

Credit:

Introducing BigPay Personal Loans


Your 100% fully digital loan


Unlock your potential with a fully digital loan and your money disbursed to you within minutes. Be part of our beta launch today! https://bigpaylater.com.my/#need-a-personal-loan-sign-up-to-be-part-of-our-exclusive-waitlist-below

Referral program:

Refer friends to join BigPay by sharing your unique referral code. For each friend you successfully refer, you'll each receive RM10 after they have activated their card!

Card

Money transfer

Card
Has card:

Yes

Has virtual card:

Yes

Payment card type:

Prepaid

Card provider:

Mastercard/Visa

Virtual card pricing:

0 MYR

Virtual card service fee:

0 MYR

Issuing fee:

0 MYR

ATM withdrawal fee:

RM6 for local ATM withdrawals and RM10 for overseas withdrawals.
Some ATMs may charge you extra (as levied by the respective banks), so double check before you withdraw any cash.

Card limits:

● 10 withdrawals daily
● A maximum withdrawal limit of RM10,000 daily (amount includes ATM withdrawal fee)

C2C:

0%

Number of virtual cards:

1

Money transfer
Money transfer speed:

Instantly up to 1 business day.

User Reviews

e

e

e

e

e

e

e

e

e

e

e

e

e

e

e

Rate BigPay

— Rate your recent experience