Starling Bank takes a unique approach to traditional banking. The goal is to supply everything you need from a complete UK bank account while excluding anything you don't. With no physical branches, you can still receive money management tools, a MasterCard contactless debit card, and 24/7 customer support, low fee international money transfers and more!
Rate
Services
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Personal IBAN
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Affiliate program
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Cashback
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SEPA
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Loyalty program
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Insurance
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Multicurrency account
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SWIFT
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Card
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Crypto
Details
| Founded: | 2014 |
| Has mobile app: | Yes |
| Has web version: | Yes |
| Contacts: | help@starlingbank.com |
| Languages: | English |
| Reference number: | 730166 |
| Available in these countries: | Faroe Islands, GBR, USA, AUS, AUT, BAH, BEL, BUL, CAN, CYP, CZE, DMA, EST, FIN, FRA, GER, Gibraltar, GRE, HUN, ITA, LIE, LTU, LUX, MLT, Netherlands Antilles, NOR, NZL, POL, POR, SLO, SMR, SWE, LAT, IRL, ROM, IRE, SPA, NZD |
| Jurisdiction: | GBR |
| Licenses: | FCA |
Main info
| Has insurance: | No |
| Has budget planner: | No |
| Has bill split: | No |
| Has iban: | Yes |
| Has sepa: | Yes |
| Has swift: | Yes |
| Electronic payment methods and fees: | FPS, Bacs, Cheque,CHAPS payments and international FX services |
| Main service fee text: | 0 GBP
Additional GBP personal current account: non-refundable £2 per month (paid in advance). |
| Account opening fee: | 0 GBP |
| Withdrawal fee: | Cash withdrawal in £ Sterling in the UK:
We will not charge a fee for withdrawing £ Sterling from ATMs in the UK or using the Post Office counter service. Please note our cards do not work at Link cash machines. Cash withdrawal in foreign currency outside the UK: We will not charge you a fee for withdrawing cash in foreign currency outside the UK. However, the Mastercard exchange rates will apply to any such withdrawal and you may also be charged a fee by the local ATM provider. |
| P2P fee: | Faster Payments: 0 GDP
Direct Debits: 0 GDP Standing Order: 0 GDP CHAPS payments: 20 GDP SWIFT : 5,50 GDP Sending money outside of the UK (third party accounts): 0.4% transfer fee + local fees for each currency we support Currency transfers between your Starling accounts (e.g. GBP to EUR): 0.4% transfer fee + local fees for each currency we support |
| Main currency: | GBR |
| Number of currencies: | 20 |
| Conversion fee: | 2% |
| Referral program: | Refer a friend to Starling, and they will plant a tree |
| Other currencies: | EUR, USD |
Card
| Has virtual card | Yes |
| Has card | Yes |
| More info | Spend fee-lessly.
Pay on card or withdraw cash abroad anywhere, with no fees from us ( only third part network fees). |
| Card provider | MasterCard (Debit) |
| ATM withdrawal fee | 0% |
Money transfer
| Money transfer speed (days): | 1 |
Business account
| Business account has IBAN | Yes |
| Business account has SEPA | Yes |
| Business account has SWIFT | Yes |
| Business account has business card | Yes |
| Business account service fee | GBR account: 0 GBP/month
EUR account: 2 GBP/month USD account: 5 GBP/month |
| Business account P2P fee | Faster Payments: 0 GDP
Direct Debits: 0 GDP Standing Order: 0 GDP CHAPS payments: 20 GDP SWIFT: 5,50 GDP |
| Business account opening fee | 0 GBP |
| Business account deposit methods & fees | Post Office Counter Service
(<1000 GBP): 0,3% (>= 1000 GBP): 0,35% |
| Business account withdrawal methods & fees | Post Office Counter Service: 0.50 GBP
Cards: 0% |
| Business p2p fee percent: | 2.3% |
| Business account deposit methods and fees percent: | 0.3 - 0.35% |
| Business account withdrawal methods and fees percent: | 0.058% |
Merchant
| Has email invoicing | Yes |
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Reviews by users
Review and rate Starling Bank
Rory Rafter
Patrick Tucker
Totally It Is An Amazing Bank And I Don’t Think I Need Anything More From Starling, They Provide Everything. Very Quick And Easy They Helped Me To Manage My Company Account To Have This Perfect And Trustable Alliance. I Really Appreciate That!
Jennifer
starling is really nice and simple. easily you can create the transfer from your business or private account and also it is perfect in case of transferring from your old bank with all your direct debits and necessary needs. the feature that i love in starling is that i can save in spaces for my tax. vat. i should say that because it is separate from all background accounts, surely nobody gonna fritter it away. i bought the new apartment with my saving after some time. i believe that starling is real freedom!
Chimezie Jimmy
bad day with starling, until now never i had any issues with this platform and always i was enjoying its services , however today starling did not accept the cheque because it was written in my name as a business account so surely it will not match my account name so i had a so many issues and struggling to get the payment. i should say that it is not very well and actually there is no any tools for me to use in this regard. please solve this issue somehow as fast as possible.
Kai Barlow
Dr-Amer Abdulghane
Dusty Shackleford
This bank is great and provides perfect services. Sometimes they are confusing users by some mistakes I can say; the withdrawal and deposit number showed as a positive with a plus symbol. However, I believe that starling can get better and better. Thank you for good services!
Jack Duncan
Anthony Houghton
for me the support team SURPRISINGLY was PERFECT, FAST, AND PROFESSIONAL, they managed my questions NICELY!!!!
One Eleven
IT IS NOT EASY TO USE THE APP AND THERE ARE SOME COMPLICATIONS. ALSO PAYMENTS TAKE AGES.
Chris Rainey
As soon as you can get your card, ready and starting to work with this app, you will understand how many it is easy to use and a wonderful online bank. Thank you StarlingBank!
Nemesis alk
The process for opening a business account took soooooooo long and there were no clear reasons for it, i should admit that the cs is amazing and helpful.
Ex. A.Summers.
Definitely, i want to recommend starling, it is fascinating. my family before using starling and i should say that i was skeptical. but later i wanted to have a joint account with my partner and we used starling, it was surprisingly easy and simple. the customer service is amazing and friendly. i believe this is a new world for finance and banking services.
Nick
gordon datlen
I believe the security options should get lower because it is sometimes annoying, in general, it is a wonderful app with nice services, thanks...