SoFi

Yes

Yes

Yes

Yes

(855) 456-SOFI (7634)
Monday – Thursday 5am-7pm PT
Friday – Sunday 5am-5pm PT

English

Neobank

USA

USA

SoFi has different licenses, depending on the service

Yes

Yes

Yes

0 USD

Point of Sale (POS) Transactions – Domestic/ International: 0 USD
Bill Pay: 0 USD

SoFi: O USD
SoFi Plus: 0 USD ( the only requirement needed to access SoFi Plus is to set up monthly direct deposits to SoFi Checking and Saving. You must have recurring direct deposits of $1,000/month or more to unlock the personal loan rate discount and no-fee overdraft coverage.)

SoFi: 0 USD
SoFi Plus: 0 USD

SoFi makes it easy to both withdraw and deposit money. To withdraw, simply visit any of the 55,000 Allpoint ATMs (more locations than Chase, Wells Fargo, and Bank of America combined!). You won’t pay any fee as long as you visit one of these ATMs. In order to deposit money, simply visit a retail location that offers GreenDot services.

ATM: 0 USD

0 USD

USD

Credit Card: Earn 2-3% cash back rewards for a year and up to 250 USD.
Debit Card: Get up to 15% cash back at local establishments when you pay with your SoFi debit card.

Collect a cash bonus of 50 USD to 250 USD depending on your direct deposit amount.

Personal Loan: Borrow a loan amount up to 100,000 USD with fixed rates as low as 7.99% APR (with all discounts).

Student Loan Refinancing: Fixed rates start at just 4.49% APR with autopay.

Private Student Loans

Mortgage Loans: Fixed rates start at just 4.49% APR with autopay.

Auto Loan Refinancing

Better banking is here with up to 3.75% APY and no account fees.

Organize your money, set savings goals, and save your change with Vaults and Roundups.

Recommend different SoFi products and get rewarded!