SoFi

SoFi
Neobank
Business
Savings
Personal
Credit Card
Debit card
Virtual Card
SWIFT
Crypto
Сredits and loans
Investing/Trading
Referral program
Mobile Apps

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2011

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:

(855) 456-SOFI (7634)
Monday – Thursday 5am-7pm PT
Friday – Sunday 5am-5pm PT

Languages:

English

Emi type:

Neobank

Available in these countries:

USA

Jurisdiction:

USA

Licenses:

SoFi has different licenses, depending on the service

Main info

Main info
Has insurance:

Yes

Has trading:

Yes

Has budget planner:

Yes

Has SWIFT:

Yes

Virtual card service fee:

0 USD

Electronic payment methods and fees:

Point of Sale (POS) Transactions – Domestic/ International: 0 USD
Bill Pay: 0 USD

Main service fee text:

SoFi: O USD
SoFi Plus: 0 USD ( the only requirement needed to access SoFi Plus is to set up monthly direct deposits to SoFi Checking and Saving. You must have recurring direct deposits of $1,000/month or more to unlock the personal loan rate discount and no-fee overdraft coverage.)

Account opening fee:

SoFi: 0 USD
SoFi Plus: 0 USD

Deposit fee:

SoFi makes it easy to both withdraw and deposit money. To withdraw, simply visit any of the 55,000 Allpoint ATMs (more locations than Chase, Wells Fargo, and Bank of America combined!). You won’t pay any fee as long as you visit one of these ATMs. In order to deposit money, simply visit a retail location that offers GreenDot services.

Withdrawal fee:

ATM: 0 USD

P2P fee:

0 USD

Main currency:

USD

Cashback:

Credit Card: Earn 2-3% cash back rewards for a year and up to 250 USD.
Debit Card: Get up to 15% cash back at local establishments when you pay with your SoFi debit card.

Bonus:

Collect a cash bonus of 50 USD to 250 USD depending on your direct deposit amount.

Credit:

Personal Loan: Borrow a loan amount up to 100,000 USD with fixed rates as low as 7.99% APR (with all discounts).

Student Loan Refinancing: Fixed rates start at just 4.49% APR with autopay.

Private Student Loans

Mortgage Loans: Fixed rates start at just 4.49% APR with autopay.

Auto Loan Refinancing

Interest account:

Better banking is here with up to 3.75% APY and no account fees.

Organize your money, set savings goals, and save your change with Vaults and Roundups.

Referral program:

Recommend different SoFi products and get rewarded!

Card

Crypto

Card
Has card:

Yes

Has virtual card:

Yes

More info:

Card price: 0 USD
Card service fee: 0 USD

Payment card type:

Credit/ Debit

Card provider:

Mastercard

Virtual card pricing:

0 USD

Virtual card service fee:

0 USD

ATM withdrawal fee:

55,000+ fee-free ATMs within the Allpoint® Network.

Crypto
Main info:

30 available crypto currencies.

Trade crypto. Get up to 100 USD in bitcoin. Sign up and get a bonus within 7 days.

User Reviews

Sunil Darshandhari

Sir

I am boring I spent lot of money but nothing in 🇳🇵 using mobile

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