Rating 4.00 10
How do we count the overall star...

Paysera provides such services as online banking, money transfers, card processing, currency exchange, POS payment solutions, mobile micropayments. It’s mostly focused on e-shops, gaming or entertainment portals, restaurants, and mobile POS. Due to a wide network of partners all over the world, all international payments in the system are performed at local rates.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Has mobile app: Yes
Has web version: Yes
Languages: Lietuvis, English, Русский, Polski, Latviesu, Eesti, Български, Español, Română, Deutsch, Shqip
Reference number: 300060819
Founded: 2004
Not available in this countries: AFG, CUB, ERI, GUI, IRI, IRQ, LBA, PRK, SUD, SYR, CAF, GBS, MYA, YEM, SOM, SSD, LIB, ZIM.
Jurisdiction: LTU.
Licenses: EMI.

Main info

Has insurance: No
Has trading: Yes
Has budget planner: No
Has bill split: Yes
Has iban: Yes
Has sepa: Yes
Has swift: Yes
Main service fee text: 0 EUR/month
Account opening fee: 0 EUR
Withdrawal fee: 1) ATM Card PS:
- EEA (EUR) = 1 EUR
- EEA (non-EUR) = 1 EUR + 1,8%
- Not EEA = 1,5 EUR + 1,8%

2) Bank transfer = n/a
Main currency: EUR
Number of currencies: 31
Conversion fee: 0,7%
Cashback: <= 1%
Referral program:
Business account


Has virtual card No
Has multicurrency card No
Card provider VISA (Debit)
Card limits POS/24h = 10 000 EUR
ATM/24h = 600 EUR
Atm withdrawal fee percent: 1 - 3.3%
Card pricing in eur 3

Business account

Business account has IBAN Yes
Business account has SEPA No
Business account has SWIFT No
Business account has business card Yes
Business p2p fee has conversion Yes
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No
Business account service fee 0 Eur for SEPA countries
1 Eur per month for non-SEPA countries
Business account P2P fee 0 EUR for SEPA countries
Business account affiliate program
Business account opening fee 0 EUR for SEPA countries
10 EUR for non-SEPA countries
Business p2p fee percent: 0.2%

You may also like

Reviews by users

Review and rate Paysera

Paysera overview

Is Paysera really a reliable and features-packed payment partner you can conveniently use?

6 min read 29.01.2021

Is Paysera really a reliable and features-packed payment partner you can conveniently use?

social-icon Rémi


The worst company is the one that exists. It is not a bank, it has no security and no insurance. I was hacked and robbed of over $3000 and they can't even block the card. On top of that, they ask me to pay 15 dollars per transaction to open an investigation. It's unbelievable. They have no security, the thieves made 100 transactions in 2 minutes and the system didn't even detect fraud or ask for confirmation of the payments. This is unheard of, I didn't know it was possible to have this level of mediocrity in banking services. And on top of that they don't take responsibility for anything afterwards. I'm not even talking about the customer service which is disrespectful and derogatory. I advise not to work with them, the managers of this company should not exist.

social-icon Jade Bray

this bank is fascinating, it is very fast. made a transactions in 5 minutes. new updates that this app is offering made my life easier. its my best experience to use the online banks, big thanks to paysera team!!

social-icon Kyle Atkins

very nice application and a good idea. wrks very well but there are some points that don’t like at all. process for the new account took forever and the ticketing response system was one working day and now it shows two days. there should be some law and a specific frame for everything. the whole platform is amazing anyway....

social-icon Alex Barker

I've been using this bank for a long time and had an amazing experience. it is really perfect and very unique. easy to use and so many countries support it. also what surprised me was that support is fast and friendly. really recommend this bank to anyone and want to say thank you paysera!!

social-icon Henis Burakas

Money is not safe in Paysera

Money in Paysera is not insured. They block account with thousands of euros and nobody knows, where is, and how you can get back your money. Choose regular bank, it safer.

social-icon Grace Sanders

AMAZING BANK!!! fast and secure and also provides many good features. there are some problems about scanning the QR code from gallery that will make everything faster and easier but in general it is a very comfortable and very easy to use app

social-icon Saturno Hernandes Alva Hernandes Alva

wish all paysera representatives luck in the future. they earned my respect and appreciation for all professional services that they are providing to the clients and efforts that they are making to make this app better. thank you for such an amazing app

social-icon Alex Joyce

It is a Wonderful App and Idea, However It Can be Much Better than This. There are Some Hidden Fees that Made Me Disappointed. There is 15 EUR When you Ask for a SWIFT Message and More than 100 EUR for Returned Payment. I Think There Should not be Any Extra or Hidden Fees, Please Take Care About It!!!!

social-icon Isabelle Ferguson

PAYSERA IS LOVE!!!! really prefer this app because of their wonderful customer service and support. they are available always and at any time they are ready to talk with clients friendly and solve the issue quickly. Thank you Paysera and All your support team!

social-icon bita rastin

...first or second best e-money institution in the world... TransferWise and PAYSERA are fighting for the first place and I cannot choose who's the first... :-/