Blackcatcard is a mobile bank that provides a quick EU bank account as well as a Mastercard that is accepted globally. It offers some significant benefits over its competitors, including no sign-up fees and the ability to earn either 2.2% annual interest or 0.1% cash back on card purchases.
Rate
Services
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Personal IBAN
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Affiliate program
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Cashback
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SEPA
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Loyalty program
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Insurance
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Multicurrency account
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SWIFT
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Card
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Crypto
Details
| Has mobile app: | Yes |
| Has web version: | Yes |
| Contacts: | customerservice@papaya.eu |
| Languages: | English, French, Russian, Deutsche, Espaniol, Italian, Turkish |
| Reference number: | C55146 |
| Founded: | 2,012 |
| Jurisdiction: | MLT |
| Licenses: | EMI |
Main info
| Has trading: | No |
| Has iban: | Yes |
| Has sepa: | Yes |
| Has swift: | Yes |
| Virtual card service fee: | 0.00 EUR monthly, 5 free Interbank SEPA payments included (1 IBAN account + 1 card)
2.00 EUR monthly, 5 free Interbank SEPA payments included (1 IBAN account + 1 card + additional cards) |
| Electronic payment methods and fees: | Card to card, IBAN, SEPA, SWIFT |
| Service fee: | 0 EUR/month ( 5 SEPA, 1 account, 1 card). 2 EUR/month (5 SEPA, 1 account, 1 card + another cards). |
| Withdrawal fee: | 5 SEPA free, from 6 -0,20 EUR |
| Main currency: | EUR |
| Number of currencies: | 1 |
| Cashback: | 0.1% (min payout 0,05 EUR per month) |
| Bonus: | 2.2% per annum under the conditions ( the minimum average monthly balance for bonus accrual is 300 EUR, the minimum card turnover per month is 200 EUR. The limit on the accrual of bonuses - on the amount of the average monthly balance over 100,000 EUR bonuses are not accrued. Bonuses are accrued monthly, based on the average monthly balance). |
| Referral program: | The offer to participate in this bonus program can only be received by new customers who have been registered with a promo code
If you sign up with a promo code, you will receive a €5 signup bonus (EEA customers only) and the chance to receive a €40 bonus if you spend €1,000 You will also receive a letter with your promo code and be able to become an agent yourself |
Card
Money transfer
Business account
Card
| Has virtual card | Yes |
| Has multicurrency card | No |
| Virtual card service fee | 0.00 EUR monthly, 5 free Interbank SEPA payments included (1 IBAN account + 1 card)
2.00 EUR monthly, 5 free Interbank SEPA payments included (1 IBAN account + 1 card + additional cards) |
| Card provider | MasterCard |
| Card limits | 5000 EUR -day
10000 EUR-month |
| Atm withdrawal fee percent: | 1% |
Money transfer
| Money transfer speed (days): | 1 |
Business account
| Business account has IBAN | Yes |
| Business account has SEPA | Yes |
| Business account has SWIFT | Yes |
| Business account has business card | Yes |
| Business account opening fee | 15.00 EUR (Legal entity registered in a country from the list 1 with VAT number 2)
500.00 EUR (Legal entity registered in a country from the list 1 without VAT number 2) 1,000.00 EUR (Legal entity registered in a country outside of the list 1 ) 1,500.00 EUR (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3) Corporate client activation fee 15.00 EUR (Legal entity registered in a country from the list1 with VAT number2) 100.00 EUR (Legal entity registered in a country from the list1 without VAT number2) 150.00 EUR (Legal entity registered in a country outside of the list1) 250.00 EUR (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3) 1: Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Ireland , Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden. 2: VAT number of legal entity should be registered with open source data https://ec.europa.eu/taxation_customs/vies/ . 3: Not-listed licensed institutions to be analyzed on individual basis. |
| Business account withdrawal methods & fees | Incoming payment fee (SEPA)
0.00 EUR (Legal entity registered in a country from the list1 with VAT number 2) 5.00 EUR (Legal entity registered in a country from the list1 without VAT number 2) 15.00 EUR (Legal entity registered in a country outside of the list 1) 0.1% max EUR 15.00 (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3) Outgoing payment fee (SEPA) 7.00 EUR (Legal entity registered in a country from the list1 with VAT number 2) 35.00 EUR (Legal entity registered in a country from the list1 without VAT number 2) 50.00 EUR (Legal entity registered in a country outside of the list1) 100.00 EUR (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3) Outgoing payment fee (additional fee for transfers over 100 000 €) 25.00 EUR (Legal entity registered in a country from the list1 with VAT number 2) 0,1% (max EUR 500.00) (Legal entity registered in a country from the list1 without VAT number 2) 0.15% (Legal entity registered in a country outside of the list1) 0.25% (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3) Contragent Bank request service fee 50.00 EUR (Legal entity registered in a country from the list1 with VAT number 2) 100.00 EUR (Legal entity registered in a country from the list1 without VAT number2) 125.00 EUR (Legal entity registered in a country outside of the list1) 200.00 EUR (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3) Payment cancellation 50.00 EUR (Legal entity registered in a country from the list1 with VAT number 2) 50.00 EUR (Legal entity registered in a country from the list1 without VAT number 2) 50.00 EUR (Legal entity registered in a country outside of the list1) 50.00 EUR (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3) 1: Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Ireland , Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden. 2: VAT number of legal entity should be registered with open source data https://ec.europa.eu/taxation_customs/vies/ . 3: Not-listed licensed institutions to be analyzed on individual basis. |
