BlackCatCard

BlackCatCard
E-wallet
Crypto
Business
Personal
Debit card
Virtual Card
Referral program
Mobile Apps
SWIFT
SEPA
IBAN
Rating 3.50 0
We calculate the rating from AskWallet editorial and user ratings

Blackcatcard is a mobile bank that provides a quick EU bank account as well as a Mastercard that is accepted globally. It offers some significant benefits over its competitors, including no sign-up fees and the ability to earn either 2.2% annual interest or 0.1% cash back on card purchases.

Rate

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Has mobile app: Yes
Has web version: Yes
Contacts: customerservice@papaya.eu
Languages: English, French, Russian, Deutsche, Espaniol, Italian, Turkish
Reference number: C55146
Founded: 2,012
Jurisdiction: MLT
Licenses: EMI

Main info

Has trading: No
Has iban: Yes
Has sepa: Yes
Has swift: Yes
Virtual card service fee: 0.00 EUR monthly, 5 free Interbank SEPA payments included (1 IBAN account + 1 card)
2.00 EUR monthly, 5 free Interbank SEPA payments included (1 IBAN account + 1 card + additional cards)
Electronic payment methods and fees: Card to card, IBAN, SEPA, SWIFT
Service fee: 0 EUR/month ( 5 SEPA, 1 account, 1 card). 2 EUR/month (5 SEPA, 1 account, 1 card + another cards).
Withdrawal fee: 5 SEPA free, from 6 -0,20 EUR
Main currency: EUR
Number of currencies: 1
Cashback: 0.1% (min payout 0,05 EUR per month)
Bonus: 2.2% per annum under the conditions ( the minimum average monthly balance for bonus accrual is 300 EUR, the minimum card turnover per month is 200 EUR. The limit on the accrual of bonuses - on the amount of the average monthly balance over 100,000 EUR bonuses are not accrued. Bonuses are accrued monthly, based on the average monthly balance).
Referral program: The offer to participate in this bonus program can only be received by new customers who have been registered with a promo code
If you sign up with a promo code, you will receive a €5 signup bonus (EEA customers only) and the chance to receive a €40 bonus if you spend €1,000
You will also receive a letter with your promo code and be able to become an agent yourself
Card
Money transfer
Business account

Card

Has virtual card Yes
Has multicurrency card No
Virtual card service fee 0.00 EUR monthly, 5 free Interbank SEPA payments included (1 IBAN account + 1 card)
2.00 EUR monthly, 5 free Interbank SEPA payments included (1 IBAN account + 1 card + additional cards)
Card provider MasterCard
Card limits 5000 EUR -day
10000 EUR-month
Atm withdrawal fee percent: 1%

Money transfer

Money transfer speed (days): 1

Business account

Business account has IBAN Yes
Business account has SEPA Yes
Business account has SWIFT Yes
Business account has business card Yes
Business account opening fee 15.00 EUR (Legal entity registered in a country from the list 1 with VAT number 2)
500.00 EUR (Legal entity registered in a country from the list 1 without VAT number 2)
1,000.00 EUR (Legal entity registered in a country outside of the list 1 )
1,500.00 EUR (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3)

Corporate client activation fee
15.00 EUR (Legal entity registered in a country from the list1 with VAT number2)
100.00 EUR (Legal entity registered in a country from the list1 without VAT number2)
150.00 EUR (Legal entity registered in a country outside of the list1)
250.00 EUR (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3)

1: Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Ireland , Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

2: VAT number of legal entity should be registered with open source data https://ec.europa.eu/taxation_customs/vies/ .

3: Not-listed licensed institutions to be analyzed on individual basis.
Business account withdrawal methods & fees Incoming payment fee (SEPA)
0.00 EUR (Legal entity registered in a country from the list1 with VAT number 2)
5.00 EUR (Legal entity registered in a country from the list1 without VAT number 2)
15.00 EUR (Legal entity registered in a country outside of the list 1)
0.1% max EUR 15.00 (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3)
Outgoing payment fee (SEPA)
7.00 EUR (Legal entity registered in a country from the list1 with VAT number 2)
35.00 EUR (Legal entity registered in a country from the list1 without VAT number 2)
50.00 EUR (Legal entity registered in a country outside of the list1)
100.00 EUR (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3)
Outgoing payment fee (additional fee for transfers over 100 000 €)
25.00 EUR (Legal entity registered in a country from the list1 with VAT number 2)
0,1% (max EUR 500.00) (Legal entity registered in a country from the list1 without VAT number 2)
0.15% (Legal entity registered in a country outside of the list1)
0.25% (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3)
Contragent Bank request service fee
50.00 EUR (Legal entity registered in a country from the list1 with VAT number 2)
100.00 EUR (Legal entity registered in a country from the list1 without VAT number2)
125.00 EUR (Legal entity registered in a country outside of the list1)
200.00 EUR (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3)
Payment cancellation
50.00 EUR (Legal entity registered in a country from the list1 with VAT number 2)
50.00 EUR (Legal entity registered in a country from the list1 without VAT number 2)
50.00 EUR (Legal entity registered in a country outside of the list1)
50.00 EUR (FinTech legal entities (including, but not limited to licensed financial institutions, crypto-based operators etc.3)

1: Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Ireland , Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

2: VAT number of legal entity should be registered with open source data https://ec.europa.eu/taxation_customs/vies/ .

3: Not-listed licensed institutions to be analyzed on individual basis.

You may also like

Reviews by users

Review and rate BlackCatCard