Monese

Monese
Neobank
Travel
Сredits and loans
Money Transfer
Business
Personal
Multi-currency
Virtual Card
Referral program
Mobile Apps
SWIFT
SEPA
IBAN
Prepaid Card
Rating 3.83 6
We calculate the rating from AskWallet editorial and user ratings

Monese offers instant European and UK checking accounts available online and MasterCard debit card to businesses and individuals. Users can open a bank account in EUR, GBP or RON currencies and request and transfer funds in 19 currencies internationally. Its debit card can be used worldwide at ATMs, in-store or online.

Rate

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Founded: 2015
Has mobile app: Yes
Has web version: Yes
Has apple pay: Yes
Has google pay: Yes
Contacts: support@monese.com
Languages: Български, Deutsch, Česky, English, Eesti, Español, Français, Italiano, Lietuvių, Polski, Português, Română, Português - (BR), Türkçe
Reference number: 900010
Available in these countries: GBR, AUT, BEL, BUL, CRO, CYP, CZE, DEN, ESP, EST, FIN, FRA, GER, GRE, HUN, ISL, ITA, LIE, LUX, MLT, MON, NED, NOR, POL, POR, ROU, SLO, SUI, SVK, LAT, IRE
Jurisdiction: GBP
Licenses: AEMI

Main info

Has insurance: No
Has trading: No
Has budget planner: Yes
Has bill split: No
Has iban: Yes
Has sepa: Yes
Has swift: Yes
Virtual card service fee: 0 EUR/year
Service fee: Simple = 0 GBP/month
Classic = 5,95 GBP/month
Premium = 14,95 GBP/month
Main service fee text: 0 EUR/month
Account opening fee: 0 EUR
Withdrawal fee: 1) Bank Transfer = n/a
2) ATM Card PS = n/a
P2P fee: 0%
Main currency: GBP, EUR, RON
Number of currencies: 3
Conversion fee: 0%
Other currencies: GBP, EUR, RON
Card
Business account
Merchant

Card

Has virtual card Yes
Has card Yes
Has multicurrency card Yes
Virtual card service fee 0 EUR/year
Card provider MasterCard (Debit)
ATM withdrawal fee 1) Simple:
- 0% (<200 GBP/30d)
- 2% (>= 200 GBP/30d)
2) Classic:
- 0% (<900 GBP/30d)
- 2% (>=900 GBP/30d)
3) Premium = 0%

Business account

Business account has IBAN Yes
Business account has SEPA Yes
Business account has SWIFT Yes
Business account has business card Yes
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No
Business account affiliate program https://monese.com/gb/en/partners
Business account deposit methods & fees 1) Bank Transfer = 0%
2) Other Methods = n/a

Merchant

Has recurring payments Yes
Has cards acquiring payments Yes

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Reviews by users

Review and rate Monese

Monese overview

Is Monese a winner of the battle of fees and plans or not?

7 min read 27.01.2021

Is Monese a winner of the battle of fees and plans or not?

social-icon Noel Sauvage
social-icon Jennifer Verdi
social-icon Zella Kade

It was very easy ans quick to open the account and receive the card. Everything was on line. I think it is a bank of the future.

social-icon Lies Pfeifer

Excellent banking services It is easy to use the services, really I like it.

social-icon Jutta Falkenstein

Love the app so far not had any problems and I loved that you don't pay for delivery till your card arrives safely well please

social-icon Helga Ivic

Absolutely horrid customer service don't help an constantly closing complaints saying resolved when asnt been, will not answer my questions just ignore them with sorry no explanation , been 4 weeks and still trying get answers just brushed off constantly, when call they tell you wait for email reply which either don't get or if do week later with resolved sorry , NOT RESOLVED ,TREATED DISGUSTINGLY ,IGNORED ,MIGHT AS WELL JUST PUSH ME UNDER A BUS WASTE OF TIME AVOID AVOID AVOID ,close your account without warning without actually good reason took them 3 weeks actually tell me closed account closed my parnters as well for no reason at all and when I tried speak prove with screen shots they no reason close my account or partners they just say sorry or try tell me my complaint is resolved , far from it , I wouldn't be surprised if just a robot no actual humans how poor the customer service is , can not answer any my actual questions, made my life so HARD work and actually lost money now 😡😡😡😡😡