Monese rating 3.83 6 How do we count the overall AskWallet star rating? It's all based on a combination of reviewer’s feedback and our expertise.
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Monese offers instant European and UK checking accounts available online, and MasterCard debit card to businesses and individuals. Users can open a bank account in EUR, GBP, or RON currencies, and request and transfer funds in 19 currencies internationally. Its debit card can be used worldwide at ATMs, in-store, or online.

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  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card


Name: Monese
Languages: Български, Deutsch, Česky, English, Eesti, Español, Français, Italiano, Lietuvių, Polski, Português, Română, Português - (BR), Türkçe
Web version: Yes
Mobile apps: Yes
Available in this countries: GBR, AUT, BEL, BUL, CRO, CYP, CZE, DEN, ESP, EST, FIN, FRA...
License: AEMI
License №: 900010
Jurisdiction: GBP
Founded: 2015
Apple pay: Yes
Google pay: Yes

Main info

Account opening fee: 0 EUR
Service fee: 0 EUR/month
Deposit methods: 1) Bank Transfer = 0%
2) Debit Card = 0%
3) Other Methods = n/a
Withdrawal methods: 1) Bank Transfer = n/a
2) ATM Card PS = n/a
P2P fee: 0%
Personal IBAN: Yes
Main currency: GBP, EUR, RON
Number of currencies: 3
Other currencies: EUR, GBP, RON
Conversion fee: 0%
Trading: No
Budget planner: Yes
Bill split: No
Insurance: No
Business account


Card provider: MasterCard (Debit)
Issuing fee: 0 EUR
Service fee: Simple = 0 GBP/month
Classic = 5,95 GBP/month
Premium = 14,95 GBP/month
Multicurrency: Yes
NFC: Yes
Virtual card: Yes
ATM withdrawal fee: 1) Simple:
- 0% (<200 GBP/30d)
- 2% (>= 200 GBP/30d)
2) Classic:
- 0% (<900 GBP/30d)
- 2% (>=900 GBP/30d)
3) Premium = 0%
Virtual card pricing: 0 EUR
Virtual service fee: 0 EUR/year

Business account

Deposit methods & fees: 1) Bank Transfer = 0%
2) Other Methods = n/a
Corporate card: Yes
Affiliate program:


Recurring payments Yes
Cards acquiring services Yes

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Monese reviews by users

Review and rate Monese


Is Monese a winner of the battle of fees and plans or not?

7 min read 27.01.2021

Is Monese a winner of the battle of fees and plans or not?

Overview by Asma Ahmed

Noel Sauvage
Jennifer Verdi
Zella Kade

It was very easy ans quick to open the account and receive the card. Everything was on line. I think it is a bank of the future.

Lies Pfeifer

Excellent banking services It is easy to use the services, really I like it.

Jutta Falkenstein

Love the app so far not had any problems and I loved that you don't pay for delivery till your card arrives safely well please

Helga Ivic

Absolutely horrid customer service don't help an constantly closing complaints saying resolved when asnt been, will not answer my questions just ignore them with sorry no explanation , been 4 weeks and still trying get answers just brushed off constantly, when call they tell you wait for email reply which either don't get or if do week later with resolved sorry , NOT RESOLVED ,TREATED DISGUSTINGLY ,IGNORED ,MIGHT AS WELL JUST PUSH ME UNDER A BUS WASTE OF TIME AVOID AVOID AVOID ,close your account without warning without actually good reason took them 3 weeks actually tell me closed account closed my parnters as well for no reason at all and when I tried speak prove with screen shots they no reason close my account or partners they just say sorry or try tell me my complaint is resolved , far from it , I wouldn't be surprised if just a robot no actual humans how poor the customer service is , can not answer any my actual questions, made my life so HARD work and actually lost money now 😡😡😡😡😡