Rating 4.40 5
How do we count the overall star...

FAIRFX is a cloud-based P2P payments platform that enables customers to make easy, low-cost multi-currency payments via one integrated system. FairFX Currency Card lets you lock in great rates in 15 major currencies including euros and US dollars. Spend in over 190 countries wherever Mastercard is accepted. Manage your spending on the go through our mobile app.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Has mobile app: Yes
Has web version: Yes
Contacts: help@fairfx.com
Languages: English
Reference number: 488396
Website: https://www.fairfx.com/
Founded: 2007
Available in this countries: AFG, Aland Islands, ANG, Anguilla, Antarctica, BAR, BDI, BEN, BHU, BUR, COK, COM, CPV, Crimea, CUB, DJI, ERI, Faroe Islands, FIJ, French Guyana, French Polynesia, GAB, GAM, GEQ, Greenland, GRN, Guadeloupe, GUI, GUY, IRI, IRQ, JPN, KGZ, KIR, LAO, LBA, LBR, Macao, Martinique, MHL, MLI, Montserrat, MTN, NAM, New Caledonia, NIG, Niue, PLW, PNG, PRK, Reunion, Saint Pierre and Miquelon, SAM, SKN, SOL, South Georgia and the South Sandwich Islands, SUD, SUR, Svalbard and Jan Mayen, SYR, Timor-Leste, TJK, TKM, TOG, VAN, VIN, GBR, ASA, Bonaire, CAF, CHA, COD, GBS, GUM, ISV, KAZ, MAD, MAW, MGL, MYA, Norfolk Island, Northern Mariana Islands, NRU, PUR, Saint Barthelemy, Saint Martin, Sint Maarten, SLE, TLS, USA, UZB, Western Sahara, YEM, ALB, AND, ARG, ARM, ARU, AUS, AUT, AZE, BAH, BEL, BER, BIH, BIZ, BLR, BOL, BRA, BRN, BRU, BUL, CAM, CAN, CAY, CHI, CHN, COL, CRC, CRO, CYP, CZE, DEN, DMA, DOM, ECU, ESA, ESP, EST, Falkland Islands, FIN, FRA, French Guiana, French Polinesia, FSM, GEO, GER, Gibraltar, GRE, GUA, HKG, HON, HUN, INA, IND, ISL, ISR, ITA, IVB, JAM, JOR, KOR, KSA, KUW, LIE, LTA, LTU, LUX, MAS, MDA, MDV, MEX, MKD, MLT, MNE, MON, NCA, NED, NEP, Netherlands Antilles, NOR, NZL, OMA, PAN, PAR, PER, PHI, Pitcairn Islands, POL, POR, QAT, ROU, RUS, Saint Kitts and Navis, Saint Lucia, Saint Vincent and the Grenadines, SGP, SLO, SMR, SRB, SRI, SUI, SVK, SWE, TGA, THA, TPE, TTO, Turks and Caicos, TUV, UAE, UKR, URU, Vatican City, VEN, VIE, Wallis and Futuna, LAT, CGO, PAK, PLE, SOM, SSD, SEY, VUT, LIB, ZIM, BLG, JAP, IRL, ROM, BAN, NGR, TUR, Europe, IRE, GBP, CMR, GHA, GIB, RSA, RWA, SPA, UGA, EEA, HNK, NZD, EEA (USA not available now), EEA (USA and Canada not available now).
Jurisdiction: GBR.
Licenses: API.

Main info

Has insurance: No
Has trading: No
Has budget planner: No
Has bill split: No
Has iban: No
Has sepa: No
Has swift: Yes
Main service fee text: 0 EUR
Account opening fee: 0 EUR
Withdrawal fee: 1) ATM Card PS = 1 GBP
2) Bank Transfer = 5 EUR/GBP/USD
Main currency: GBP
Number of currencies: 15
Conversion fee: 1,75%
Cashback: 3,5%
Other currencies: GBP, NZD, AUD, CAD, CHF, DKK, EUR, HKD, HUF, JPY, NOK, PLN, SEK, USD, ZAR.
Money transfer
Business account


Has virtual card No
Has multicurrency card Yes
Card provider MasterCard (Prepaid)
Atm withdrawal fee percent: 1.1%

Money transfer

Money transfer speed (days): undefined - 2
Money transfer fee percent: 1.75%

Business account

Business account has IBAN No
Business account has SEPA No
Business account has SWIFT Yes
Business account has business card No
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No
Business account service fee 0 GBP/month
Business account opening fee 0 GBP

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Reviews by users

Review and rate FairFX

social-icon Sélén Bourgeois

System works well Euro debit card worked well in Belgium.

social-icon Ingūns Priedīte

Simple to top up & secure service. Will keep using.

social-icon Lieselotte Rebinder
social-icon Amber Andersen

One small niggle - smaller uploading amounts would be useful, enable people to build up their holiday money in small amounts. This would make easier for people who are paid weekly or who prefer to save over a period of time. On the plus side, I have held a Euro and US $ card for several years, due to the excellent customer service, reliable website for information on rates and topping up. Also knowing that I can use these cards in store, online and to withdraw cash in the county of my visit without any issues, makes it all the worthwhile carrying these cards. I wouldn't use anything else, due to the piece of mind these cards provide, not to mention the rates are pretty good and you don't have to que at a bank or high-street currency exchange!

social-icon Amy Schneider

Excellent no need to shop around - just know the best rates will be offered with FairFX. 😊