Kontist Review

Kontist
E-wallet
Business
Virtual Card
Prepaid Card
SEPA
IBAN
Сredits and loans
Referral program
Mobile Apps

Kontist is Germany’s newest progressive bank for self-employed individuals or freelancers. From free registrations to automatic withholding taxes, this cutting-edge financial institution takes care of all the necessary documentation so you don't have to worry about filing taxes. And Kontist just launched its innovative new services - making it easier than ever before!

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Emi type:

Accounting + Business Account

Available in these countries:

DEU

Jurisdiction:

DEU

Licenses:

BaFin

Main info

Main info
Has insurance:

Yes

Has budget planner:

Yes

Credit:

11%: 500 EUR to 5,000 EUR overdraft facility

Referral program:

Invite your friends to Kontist and earn up to €300!

Card

Business account

Merchant

Card
Has card:

Yes

Has virtual card:

Yes

Payment card type:

Prepaid

Card provider:

Visa

Card limits:

ATM:
Daily limit: 3,000 EUR or 5 withdrawals
Monthly limit: 10,000 EUR or 50 withdrawals

POS & Online:
Daily limits: 10,000 EUR or 20 Transactions
Monthly limits: 25,000 EUR or 200 Transactions

Business account
Business account has SEPA:

Yes

Business account service fee:

Account Free: free/month plus VAT*
* For monthly transactions over €300. If you have less than 300€ transaction volume (incoming and outgoing transactions in total) you pay 2€ / month.

Account Premium: 9 EUR/month plus VAT

Kontist Duo: 13 EUR/month plus VAT( (19 EUR from the 2nd year)

Tax service: 179 EUR/month plus VAT

Business account P2P fee:

Every customer has 10 free transactions every month. After that, 0,15 EUR will be charged per transaction.

Business account deposit methods & fees:

You can send and receive money within SEPA in Euro only. These payments are free of charge.

Business account withdrawal methods & fees:

- You can send and receive money within SEPA in Euro only. These payments are free of charge.
-ATM

Merchant
Has email invoicing:

Yes

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