Intergiro

Intergiro
Payment Processing
BaaS
Business
Merchant
Multi-currency
Debit card
Virtual Card
Prepaid Card
SWIFT
SEPA
IBAN
Crypto
Referral program
Mobile Apps

Intergiro international Stockholm ab is a Swedish electronic money institution focused on providing Business Banking and Banking as a Service solutions. However, it offers more than that including a current account, multi-currency account, IBAN, SEPA payments, Prepaid virtual and physical card.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

Intergiro has been around (with a different name) since 2014, was re-shaped in 2017, a closed beta launched in 2019. But the public launch was in 2021.

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

English

Emi type:

E-wallet
Payment processing

Not available in these countries:

AFG, Crimea, IRQ, MLI, NAM, PRK, SYR, YEM, BIH, VEN, PAK, SOM, IRN, SDN, LBN, KUB, MMR, South SDN, ZWE, LBY, NIC, WSM, COG, Sevastopol, Luhansk People's Republic, Donetsk People's Republic

Jurisdiction:

SWE

Licenses:

FSAS

Main info

Main info
Virtual card service fee:

0 EUR

Service fee:

0 EUR/year

Account opening fee:

0 EUR

Main currency:

EUR

Number of currencies:

8

Conversion fee:

Live Intergiro FX rate

Other currencies:

GBP, AUD, DKK, NOK, PLN, SEK, USD

Card

Money transfer

Business account

Card
Has card:

Yes

Has virtual card:

Yes

Has multicurrency card:

No

Payment card type:

Prepaid
Crypto debit

Card provider:

MasterCard ( Prepaid)
Visa ( Crypto Debit)

Virtual card service fee:

0 EUR

ATM withdrawal fee:

Virtual card: N/A
Physical card: 1.5 EUR

Currently all cards are attached to one of your euro wallets and each purchase with the card is settled in euro. This means that if you make a purchase in another currency than euro, a currency conversion is required (and will take place automatically).

Virtual card pricing in eur:

1 EUR

Card pricing in eur:

3 EUR

Money transfer
Money transfer speed (days):

1 - 5

Business account
Business account has IBAN:

Yes

Business account has SEPA:

Yes

Business account has SWIFT:

Yes

Business p2p fee has conversion:

Yes

Business account deposit methods and fees has conversion:

Yes

Business account withdrawal methods and fees has conversion:

Yes

Business account service fee:

Starter - 9 EUR per month
Growth - 29 EUR per month
Professional - 49 EUR per month
Enterprise - Custom

Business account P2P fee:

Inbound Euro payments (via SEPA): free
Outbound Euro payments(via SEPA): 50x / month (€1 per transaction thereafte) to 200x / month (€1 per transaction thereafter)
Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN: €1-2
Outbound local payments in AUD: €2-3
International payments (inbound / outbound via SWIFT): €10-20

Business account affiliate program:

An Intergiro Introducer is a business entity that sends applications to Intergiro and gets paid commissions based on the fees that accepted applicants generate with us. The Introducer submits applications to Intergiro via the Introducer Portal and uploads the required documentation there. The Intergiro Onboarding team communicates with the Introducer regarding the applications and what is needed to complete them.

Business account opening fee:

Starter - 0 EUR
Growth - 0 EUR
Professional - 0 EUR
Enterprise - Custom

Business account deposit methods & fees:

Bank Transaction via SEPA - Free

International Bank Transaction via SWIFT:
Starter - 20 EUR/transaction
Growth - 15 EUR/transaction
Professional - 10 EUR/transaction

Business account withdrawal methods & fees:

Bank Transaction via SEPA
Bank transaction in USD, GBP, SEK, DKK, NOK, PLN:
Starter - 2 EUR/transaction
Growth - 1.5 EUR/transaction
Professional - 1 EUR/transaction

Bank transaction in AUD:
Starter - 3 EUR/transaction
Growth - 2.5 EUR/transaction
Professional - 2 EUR/transaction

International Bank Transaction via SWIFT:
Starter - 20 EUR/transaction
Growth - 15 EUR/transaction
Professional - 10 EUR/transaction

User Reviews

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Nikola

WOW

Real good service!

Jacob

Superb service. Quick and efficient :) I'd highly recommend

customer

very good service, thank you

Alan

Received information and reference letter within 5-10 minutes, good and in a timely matter support. Thanks

customer

Worst onboarding experience so far.They have no clues at what they are doing, asking for my tenants personal website or a proof of address from my tenants again for a building, I have provide notarized documents of ownership.Honestly, they are fishy so I follow one rule: if when it's simple they fail when I will have a problem they won't be able to help.By the way they asked for documents that I can't legally have and it doesn't matter finally they decided my company is too riskier for them well you know being a landlord is advanced fintech...(Dear Anna ask Rickard and Simon before coming to me because you have no excuse for what your company did)Tom at Hexpansion

Nonamei

so far all good, a practical online banking solution, onboarding process was smooth and platform is easy to use

customer FE

Thanks to your dedicated support team, we successfully solved the rest password for log in to our new Intergiro account.

customer

Very happy with intergiro so far. Quick application process and great customer service

Dan T

Thanks! You are super!

customer

intergiro is really a super and reactive bank I advise you for all your payments with your company.the chat is reactive and fast I but a rating of 5/5 and I think it's the best online bank among all online banksI advise youMohamed Bennaoui

Nas

Bad experience with this thing.I received a call from them, after i explained to the person the business, he said all good we support your activity etc...After i received an email from a guy (Magnos) and asked me for my company documents + to explain about the business .I have uploaded all legal documents and again i had to explain in the email my activity.The funny part that after i sent the official documents, i received an email from this lovely guy Mgnos that i realized from his email that he doesn't understand the shares owner part in the the company constitution document (official document), i had to explain to him again in an email :))) . So i wasted 2 weeks with this company and at the end they rejected the application which i m sure even they dont know why :))) . Guys this thing is waste of time. Never again.Your reply guys means nothing, just to cover your back :D

customer

KYC was strict, but the banking experience is good. I would recommend. Support is also quick to respond if there is any question.

customer

I can only recommend Intergiro for their speedy and friendly service.

customer

A good process, well supported.

customer

Good service and working well

KundSNonameter

good reliable service, but fast payments are not enough

customer

So far one of the best Business Banking service!

customer

intergiro always efficient and professional

customer

Modern technology, convenient and fast.

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