Payment Processing
Debit card
Virtual Card
Rating 4.60 15
We calculate the rating from AskWallet editorial and user ratings

DECTA is a global payment processing company, a provider of integrated services for payment processing, online acquiring, and payment card issuing. Being the principal member of Visa and Mastercard networks, DECTA offers services to banks, payment service providers, and corporate clients with more than 2000 customers across 27 countries.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Has mobile app: No
Has web version: Yes
Languages: English, Русский, Français
Reference number: 900592
Founded: 2,014
Available in these countries: AFG, Aland Islands, ANG, Anguilla, Antarctica, BAR, BDI, BEN, BHU, BUR, COK, COM, CPV, Crimea, CUB, DJI, ERI, Faroe Islands, FIJ, French Guyana, French Polynesia, GAB, GAM, GEQ, Greenland, GRN, Guadeloupe, GUI, GUY, IRI, IRQ, JPN, KGZ, KIR, LAO, LBA, LBR, Macao, Martinique, MHL, MLI, Montserrat, MTN, NAM, New Caledonia, NIG, Niue, PLW, PNG, PRK, Reunion, Saint Pierre and Miquelon, SAM, SKN, SOL, South Georgia and the South Sandwich Islands, SUD, SUR, Svalbard and Jan Mayen, SYR, Timor-Leste, TJK, TKM, TOG, VAN, VIN, GBR, ASA, Bonaire, CAF, CHA, COD, GBS, GUM, ISV, KAZ, MAD, MAW, MGL, MYA, Norfolk Island, Northern Mariana Islands, NRU, PUR, Saint Barthelemy, Saint Martin, Sint Maarten, SLE, TLS, USA, UZB, Western Sahara, YEM, ALB, AND, ARG, ARM, ARU, AUS, AUT, AZE, BAH, BEL, BER, BIH, BIZ, BLR, BOL, BRA, BRN, BRU, BUL, CAM, CAN, CAY, CHI, CHN, COL, CRC, CRO, CYP, CZE, DEN, DMA, DOM, ECU, ESA, ESP, EST, Falkland Islands, FIN, FRA, French Guiana, French Polinesia, FSM, GEO, GER, Gibraltar, GRE, GUA, HKG, HON, HUN, INA, IND, ISL, ISR, ITA, IVB, JAM, JOR, KOR, KSA, KUW, LIE, LTA, LTU, LUX, MAS, MDA, MDV, MEX, MKD, MLT, MNE, MON, NCA, NED, NEP, Netherlands Antilles, NOR, NZL, OMA, PAN, PAR, PER, PHI, Pitcairn Islands, POL, POR, QAT, ROU, RUS, Saint Kitts and Navis, Saint Lucia, Saint Vincent and the Grenadines, SGP, SLO, SMR, SRB, SRI, SUI, SVK, SWE, TGA, THA, TPE, TTO, Turks and Caicos, TUV, UAE, UKR, URU, Vatican City, VEN, VIE, Wallis and Futuna, LAT, CGO, PAK, PLE, SOM, SSD, SEY, VUT, LIB, ZIM, BLG, JAP, IRL, ROM, BAN, NGR, TUR, Europe, IRE, GBP, CMR, GHA, GIB, RSA, RWA, SPA, UGA, EEA, HNK, NZD, EEA (USA not available now), EEA (USA and Canada not available now)
Jurisdiction: GBR
Licenses: AEMI

Main info

Has insurance: No
Has trading: No
Has budget planner: No
Has bill split: No
Has iban: No
Merchant service fee: 30 EUR/month
Electronic payment methods and fees: Visa, Mastercard, Apple Pay, Bank Links
Number of currencies: 12+
Other currencies: GBP, AUD, CAD, CHF, CZK, DKK, EUR, NOK, PLN, SEK, USD, RUB
Business account


Has virtual card Yes
Has multicurrency card Yes

Business account

Business account has IBAN No
Business account has SEPA No
Business account has SWIFT No
Business account has business card Yes
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No


Merchant service fee 30 EUR/month

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Reviews by users

Review and rate DECTA

DECTA overview

DECTA — a global payment service provider

5 min read 20.10.2021

DECTA — a global payment service provider

social-icon Tatiana Gomzicova
social-icon Ferdinand Wilbert

we are a funds transfer company and we have had our strong clients for over a years. Anyway with the mix of team cooperation and technology, we used decta. at first the solution needed some changes however now we are satisfied and definitely recommending decta. it is very clear.

social-icon James Erasmus
social-icon Saray

now it has already been more than two years since my friends and I have been using this payment solution. before I had opportunities to work with other companies and I should say that decta for sure is very better than others and it is one of the main leaders. important to know that decta is part of the rietumu bank group, so there are no problems about security of the funds or any hidden fees. we are not a very big company but still our personal manager is always available and that’s AMAZING

social-icon John Drake

There were so many questions when I started to work with Decta, however all my questions were answered very quickly by customer service. because of my habits, I started to compare with other companies and platforms, as a result I got the best rates with Decta and I’m happy that it is worth my time. Should mention that the Decta Payment solution is also a very effective tool.

social-icon Sitev

Very wonderful E-Commerce offers got from this platform and should say that their services are amazing. Big thanks to technical service team.

social-icon DEREK SAUNDERS

Usually don’t like to put reviews, but this time, Thank you decta. I had some issues with the process however THE customer service surprised me for REAL

social-icon Pamela S. Sawicki

it is not important how many project is hard, decta comes with the most effective solution in a short time and because of that we are happy to work with this company and have such wonderful experiences. APIs are available anytime and their gateways uptime is 99%. It is fast and useful. very recommend this company and thanks to its support

social-icon Nicolash Rodrigues Ferreira

this company is providing a perfect payment solution, however it is not really comfortable the process but still i believe decta is very nice!

social-icon Markus Beyer
social-icon Juan Marques

working with Decta makes me happy because its solution is not just effective but also the decline rate is not high. RECOMMEND this platform for any companies that are searching for the most effective, fast and secure platform for their businesses.

social-icon Jacob Murray

Working with Decta as a payment facilitator, and they doing good job. Account managers reply fast and professional. Conversion rate is also quite high.

social-icon Percival Griffith

Our experience dealing with Decta has been excellent, no matter how complex the projects were, they delivered the solution in an efficient manner, on time and competitively priced. The company and its team have exceeded our expectations on numerous occasions, their gateway’s uptime is 99.99%, APIs always available, highly recommended!

social-icon Grace Edwards

Avoid this company. Spend many time empty negotiations. Very unprofessional . Poor experience

social-icon Luis Zapata

Definitely recommend working with Decta. As funds transfer company, we've been their acquiring clients for over a year now. And throughout this journey, both technology and team cooperation experience were excellent. The solution was customised, easy to use and helped us to boost our conversions extensively.