Full range of payment solutions for growing online business.

Payment Processing
Debit card
Virtual Card
The rating may be updated with a slight delay

DECTA is a global payment processing company, a provider of integrated services for payment processing, online acquiring, and payment card issuing. Being the principal member of Visa and Mastercard networks, DECTA offers services to banks, payment service providers, and corporate clients with more than 2000 customers across 27 countries.


  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Founded: 2014
Has mobile app: No
Has web version: Yes
Has apple pay: Yes
Contacts: info@decta.com
Languages: English, Русский
Emi type: Payment Processing
Available in these countries: AFG, Aland Islands, ANG, Anguilla, Antarctica, BAR, BDI, BEN, BHU, BUR, COK, COM, CPV, Crimea, CUB, DJI, ERI, Faroe Islands, FIJ, French Guyana, French Polynesia, GAB, GAM, GEQ, Greenland, GRN, Guadeloupe, GUI, GUY, IRI, IRQ, JPN, KGZ, KIR, LAO, LBA, LBR, Macao, Martinique, MHL, MLI, Montserrat, MTN, NAM, New Caledonia, NIG, Niue, PLW, PNG, PRK, Reunion, Saint Pierre and Miquelon, SAM, SKN, SOL, South Georgia and the South Sandwich Islands, SUD, SUR, Svalbard and Jan Mayen, SYR, Timor-Leste, TJK, TKM, TOG, VAN, VIN, GBR, ASA, Bonaire, CAF, CHA, COD, GBS, GUM, ISV, KAZ, MAD, MAW, MGL, MYA, Norfolk Island, Northern Mariana Islands, NRU, PUR, Saint Barthelemy, Saint Martin, Sint Maarten, SLE, TLS, USA, UZB, Western Sahara, YEM, ALB, AND, ARG, ARM, ARU, AUS, AUT, AZE, BAH, BEL, BER, BIH, BIZ, BLR, BOL, BRA, BRN, BRU, BUL, CAM, CAN, CAY, CHI, CHN, COL, CRC, CRO, CYP, CZE, DEN, DMA, DOM, ECU, ESA, ESP, EST, Falkland Islands, FIN, FRA, French Guiana, French Polinesia, FSM, GEO, GER, Gibraltar, GRE, GUA, HKG, HON, HUN, INA, IND, ISL, ISR, ITA, IVB, JAM, JOR, KOR, KSA, KUW, LIE, LTA, LTU, LUX, MAS, MDA, MDV, MEX, MKD, MLT, MNE, MON, NCA, NED, NEP, Netherlands Antilles, NOR, NZL, OMA, PAN, PAR, PER, PHI, Pitcairn Islands, POL, POR, QAT, ROU, RUS, Saint Kitts and Navis, Saint Lucia, Saint Vincent and the Grenadines, SGP, SLO, SMR, SRB, SRI, SUI, SVK, SWE, TGA, THA, TPE, TTO, Turks and Caicos, TUV, UAE, UKR, URU, Vatican City, VEN, VIE, Wallis and Futuna, LAT, CGO, PAK, PLE, SOM, SSD, SEY, VUT, LIB, ZIM, BLG, JAP, IRL, ROM, BAN, NGR, TUR, Europe, IRE, GBP, CMR, GHA, GIB, RSA, RWA, SPA, UGA, EEA, HNK, NZD, EEA (USA not available now), EEA (USA and Canada not available now)
Jurisdiction: GBR
Licenses: EMI, FCA

Main info

Main info
Has insurance: No
Has trading: No
Has budget planner: No
Has bill split: No
Has iban: No
Electronic payment methods and fees: Visa, Mastercard, Apple Pay, PayPal, Volt, Zimpler, etc.
Main currency: GBP
Number of currencies: 12
Other currencies: AUD, CAD, CHF, CZK, DKK, EUR, NOK, PLN, SEK, USD, RUB


Business account


More info Access to card processing capabilities is a major prerequisite for starting a card program. DECTA in-house processing center is readily available as part of our issuer services along with our BIN sponsorship and white label card issuing solutions.

This helps reduce the need for additional 3rd party integrations and provides issuers with all the essential functionality to effectively manage a card program:
- Direct connection to Mastercard payment network
- Biometric authentication for online payments
- Card payment processing
- Full 3-D Secure (3DS) compliance
Card provider Mastercard / Visa
Business account
Business account has IBAN No
Business account has SEPA No
Business account has SWIFT No
Business account has business card Yes
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No
Has recurring payments Yes
Has cards acquiring payments Yes
Accepting crypto payments No
Has MO/TO services Yes
Has SMS billing services Yes
Has email invoicing Yes
Merchant account opening fee FREE for Low and Medium risk businesses
500 EUR for High Risk businesses
Merchant service fee 30 EUR/month
Fee for receiving payments Starting from IC++ 0,2%

User Reviews

Tatiana Gomzicova
Ferdinand Wilbert

we are a funds transfer company and we have had our strong clients for over a years. Anyway with the mix of team cooperation and technology, we used decta. at first the solution needed some changes however now we are satisfied and definitely recommending decta. it is very clear.

James Erasmus

now it has already been more than two years since my friends and I have been using this payment solution. before I had opportunities to work with other companies and I should say that decta for sure is very better than others and it is one of the main leaders. important to know that decta is part of the rietumu bank group, so there are no problems about security of the funds or any hidden fees. we are not a very big company but still our personal manager is always available and that’s AMAZING

John Drake

There were so many questions when I started to work with Decta, however all my questions were answered very quickly by customer service. because of my habits, I started to compare with other companies and platforms, as a result I got the best rates with Decta and I’m happy that it is worth my time. Should mention that the Decta Payment solution is also a very effective tool.


Very wonderful E-Commerce offers got from this platform and should say that their services are amazing. Big thanks to technical service team.


Usually don’t like to put reviews, but this time, Thank you decta. I had some issues with the process however THE customer service surprised me for REAL

Pamela S. Sawicki

it is not important how many project is hard, decta comes with the most effective solution in a short time and because of that we are happy to work with this company and have such wonderful experiences. APIs are available anytime and their gateways uptime is 99%. It is fast and useful. very recommend this company and thanks to its support

Nicolash Rodrigues Ferreira

this company is providing a perfect payment solution, however it is not really comfortable the process but still i believe decta is very nice!

Markus Beyer
Juan Marques

working with Decta makes me happy because its solution is not just effective but also the decline rate is not high. RECOMMEND this platform for any companies that are searching for the most effective, fast and secure platform for their businesses.

Jacob Murray

Working with Decta as a payment facilitator, and they doing good job. Account managers reply fast and professional. Conversion rate is also quite high.

Percival Griffith

Our experience dealing with Decta has been excellent, no matter how complex the projects were, they delivered the solution in an efficient manner, on time and competitively priced. The company and its team have exceeded our expectations on numerous occasions, their gateway’s uptime is 99.99%, APIs always available, highly recommended!

Grace Edwards

Avoid this company. Spend many time empty negotiations. Very unprofessional . Poor experience

Luis Zapata

Definitely recommend working with Decta. As funds transfer company, we've been their acquiring clients for over a year now. And throughout this journey, both technology and team cooperation experience were excellent. The solution was customised, easy to use and helped us to boost our conversions extensively.


— Rate your recent experience