Money Transfer
Debit card
Virtual Card
Referral program
Rating 4.27 11
We calculate the rating from AskWallet editorial and user ratings

Capitalist is an online payments system that has been around for 7 years. This payment ecosystem has several perks, such as a free multicurrency wallet with instant currency conversions, virtual and plastic cards (even Facebook and AdWord batch issuance), tools for loading and withdrawing funds, a marketplace where traffic can be bought without fees & more!



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Has mobile app: No
Has web version: Yes
Languages: English, Русский
Reference number: 06504698
Founded: 2,014
Available in these countries: AFG, Aland Islands, ANG, Anguilla, Antarctica, BAR, BDI, BEN, BHU, BUR, COK, COM, CPV, Crimea, CUB, DJI, ERI, Faroe Islands, FIJ, French Guyana, French Polynesia, GAB, GAM, GEQ, Greenland, GRN, Guadeloupe, GUI, GUY, IRI, IRQ, JPN, KGZ, KIR, LAO, LBA, LBR, Macao, Martinique, MHL, MLI, Montserrat, MTN, NAM, New Caledonia, NIG, Niue, PLW, PNG, PRK, Reunion, Saint Pierre and Miquelon, SAM, SKN, SOL, South Georgia and the South Sandwich Islands, SUD, SUR, Svalbard and Jan Mayen, SYR, Timor-Leste, TJK, TKM, TOG, VAN, VIN, GBR, ASA, Bonaire, CAF, CHA, COD, GBS, GUM, ISV, KAZ, MAD, MAW, MGL, MYA, Norfolk Island, Northern Mariana Islands, NRU, PUR, Saint Barthelemy, Saint Martin, Sint Maarten, SLE, TLS, USA, UZB, Western Sahara, YEM, ALB, AND, ARG, ARM, ARU, AUS, AUT, AZE, BAH, BEL, BER, BIH, BIZ, BLR, BOL, BRA, BRN, BRU, BUL, CAM, CAN, CAY, CHI, CHN, COL, CRC, CRO, CYP, CZE, DEN, DMA, DOM, ECU, ESA, ESP, EST, Falkland Islands, FIN, FRA, French Guiana, French Polinesia, FSM, GEO, GER, Gibraltar, GRE, GUA, HKG, HON, HUN, INA, IND, ISL, ISR, ITA, IVB, JAM, JOR, KOR, KSA, KUW, LIE, LTA, LTU, LUX, MAS, MDA, MDV, MEX, MKD, MLT, MNE, MON, NCA, NED, NEP, Netherlands Antilles, NOR, NZL, OMA, PAN, PAR, PER, PHI, Pitcairn Islands, POL, POR, QAT, ROU, RUS, Saint Kitts and Navis, Saint Lucia, Saint Vincent and the Grenadines, SGP, SLO, SMR, SRB, SRI, SUI, SVK, SWE, TGA, THA, TPE, TTO, Turks and Caicos, TUV, UAE, UKR, URU, Vatican City, VEN, VIE, Wallis and Futuna, LAT, CGO, PAK, PLE, SOM, SSD, SEY, VUT, LIB, ZIM, BLG, JAP, IRL, ROM, BAN, NGR, TUR, Europe, IRE, GBP, CMR, GHA, GIB, RSA, RWA, SPA, UGA, EEA, HNK, NZD, EEA (USA not available now), EEA (USA and Canada not available now)
Jurisdiction: IVB
Licenses: EMI

Main info

Has insurance: No
Has trading: No
Has budget planner: No
Has bill split: No
Has iban: No
Has sepa: Yes
Has swift: Yes
Merchant service fee: 0 EUR/month
Service fee: 3 EUR/month
Main service fee text: 0 EUR
Account opening fee: 0 EUR
Withdrawal fee: 1) Bank Cards = 2,5%
2) Bank Transfer = 2,5%
3) Other Methods = 1,8-2,8%

* Additional fees may be charged for Russia, Ukraine and Kazakhstan
Main currency: EUR, USD, RUB
Number of currencies: 3
Conversion fee: 2%
Referral program: 0,25-0,2% of comission from each transaction.
Money transfer
Business account


Has virtual card Yes
Has multicurrency card No
More info ☑️ Free multi-currency wallet with instant conversion (USD, EUR, RUR | BTC, ETH, USDT);
☑️ Plastic and Virtual VISA cards for worldwide-using.
☑️ Virtual cards MasterCard with possibility of batch issuance aimed at using them on Facebook ad campaigns.
☑️ A number of tools for loading and withdrawing funds from the balance (bank cards and accounts worldwide, SWIFT/SEPA, electronic and crypto wallets, cellular operators etc.) that are adapted to the affiliate marketing requests.
☑️ Mass Payments service as a business payment solution that allows our clients to transfer payments to affiliates, salaries to employees, winnings (betting and gambling segment), and cashback with only one click.
☑️ Marketplace for affiliates:
- Buying traffic and web instruments without commission (traffic in popular ad networks, services, such as hostings, domains, anti-detect-browsers, etc.)
- Product placement for e-commerce business (ad networks, web-services, etc.)
Card provider VISA (Debit)
Card limits ATM/24h = 500 EUR
ATM/30d = 2500 EUR

POS/24h = 2500 EUR
POS/30d = 5000 EUR
Atm withdrawal fee percent: 2%
Virtual card pricing in eur: 3.5 - 6 EUR
Virtual card service fee in eur: 18 EUR
Card pricing in eur 7.5 EUR

Money transfer

Money transfer speed (days): 2
Money transfer fee percent: 1.8 - 3.9%

Business account

Business account has IBAN No
Business account has SEPA Yes
Business account has SWIFT Yes
Business account has business card No
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No
Business account deposit methods & fees 1) Bank Transfer (EUR/USD) = 0%
2) Other Methods = n/a
Business account withdrawal methods & fees 1) Bank Cards = 2,5%
2) Bank Transfer = 2,5%
3) Other Methods = 1,8-2,8%

* Additional fees may be charged for Russia, Ukraine and Kazakhstan


Merchant service fee 0 EUR/month

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Reviews by users

Review and rate Capitalist

social-icon Ina Lend

Like it

Nice multicurrency e-wallet! A dynamic fee for payments in erc/trc, high security +google 2FA, it's up to you)) You can also take a virtual card, but transactions inside are free.

social-icon Нелли Муравьёва

Good solution for business

We often cooperate with implementing partners from Russia and Ukraine. Capitalist provides better rates on remittances in comparison with other systems, but has high withdrawal fee. We try to make payments only on Capitalist accounts, however, didn't have problems with QIWI, Webmoney, etc.

social-icon Vladimir Miroyar

Convenient solution for business

An interesting business solution if there is no great need for a constant cash withdrawal. This system is more likely for IT sphere, where the share of non-cash transfers is high. Our company saved a lot using this system when we switched to settlements with employees within the system without commission. In general, the tariffs are lower at some points, I especially like the exchange. Received a deal in dollars, translated at the lowest rate in euros.

social-icon Monica D. Fitzsimmons

I thought it was a really easy process to set up - uploaded passport photo, it was really quick

social-icon Morgan Mahmood

I have never had a single issue with this company, Customer services are great. Would highly recommend.

social-icon Finance Department

Flight is normal

One of the best payment systems. We have been cooperating with Capitalist for over a year. We make many settlements with partners around the world. There were no critical problems in the work, and if there were any questions, the manager solved them in a very short time. The support answers questions very quickly. Many partners have opened payment cards for themselves in the Capitalist system, it is very convenient! Continue to develop and reduce commissions :)

social-icon masi sai

During the period of using the service, I was repeatedly convinced of the professionalism of the staff, the efficiency and clarity of the support service. Competitive rates and no delays in transactions. Various options for replenishment and transfers currently fully satisfy my requirements for payment systems. There will be more cards and ePayments will no longer be nostalgic.

social-icon Rokhay Hamon

Very good using it a year without problem

social-icon Sigurts Veinbergs

If you need any help from this company don't get your hopes up. I've been asking now, for several days now, how I can withdraw funds from them. They have been responding to me but the answer has always been the same - and it's effectively ""We don't know, ask your bank"". They have a withdraw function on their site which goes to your credit card (wire transfers are only available to business clients and after submitting my UK registered company details to them they told me that AML rules forbid them from dealing with UK businesses) - What the hell! So when I tried the credit card thing to a global, top 5 bank, the bank refused the incoming payment (3 times) - the bank are obviously useless (because it's a call center) so I've asked for Capitalist to have a look at their client base and see if there's anyone else using the same bank as me - and if so can they advise me what data I need to fill in, in order to get it working.

social-icon Dalv Meunier

Great guys! Always help in solving problems. Convenient and intuitive interface. A lot of opportunities to work as an advertiser and webmaster.

social-icon Turs Silmanis

Your customer relation department don't know how to talk with a customer.. Is this good service you guy's are talking about.. ???