YooMoney: for all kinds of online use

YooMoney
Money Transfer
Payment Processing
E-wallet
Personal
Multi-currency
Business
Merchant
Debit card
Virtual Card
Investing/Trading
Referral program
Mobile Apps
1.6
The rating may be updated with a slight delay

Yandex.Money (YooMoney) is a Russian internet payment system targeting individual users and merchants. The service’s e-wallet can be used to pay bills/fines/taxes, send money, buy goods online, and pay for online services. It also offers prepaid physical and virtual cards to let users access their funds anywhere.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2002

Has mobile app:

Yes

Has web version:

Yes

Has apple pay:

Yes

Has google pay:

Yes

Contacts:
Languages:

English, Русский

Emi type:

E-wallet

Reference number:

3510-K

Not available in these countries:

AFG, ANG, BDI, GEQ, IRI, IRQ, LBA, SUD, SYR, CAF, CHA, NRU, YEM, CHN, CGO, PAK, PLE, SOM, SSD

Jurisdiction:

RUS

Licenses:

Central Bank RF

Main info

Main info
Has insurance:

No

Has trading:

No

Has budget planner:

No

Has bill split:

No

Has IBAN:

No

Has SEPA:

No

Has SWIFT:

No

Virtual card service fee:

0 EUR/year

Service fee:

0 RUB/month

Main service fee text:

0 EUR/month

Account opening fee:

0 EUR

Deposit fee:

1) Bank Cards:
- web = 1% (<4000 RUB)
- web = 0% (>= 4000 RUB)
2) iBank = 0%
3) Other methods = 0-2%

Withdrawal fee:

Bank Cards = 3% + 45 RUB

P2P fee:

1) Yandex app -> Yandex money = 0%
2) Yandex web -> Yandex money = 0,5%

Main currency:

BYN, CHF, CNY, CZK, EUR, JPY, KZT, PLN, RUB, USD

Number of currencies:

10

Conversion fee:

- 2,9%

- 0%
(Multicurrencys ON = 90 RUB/month)

Other currencies:

CHF, CZK, EUR, JPY, PLN, USD, CNY, RUB, KZT, BYN

Cashback:

1-5%

Bonus:
Referral program:

Bring new users to YuKassa and get a reward: YuKassa will transfer part of the commission for their payments to you

Card

Business account

Merchant

Card
Has card:

Yes

Has virtual card:

Yes

Has multicurrency card:

Yes

Payment card type:

Debit

Card provider:

MasterCard

Virtual card service fee:

0 EUR/year

ATM withdrawal fee:

- 0% (<10 000 RUB/30d)
- 3% (>= 10 000 RUB/30d)
min 100 RUB

Card limits:

Non-full verification:
POS/trns = 15 000 RUB
POS/30d = 200 000 RUB
ATM/24h = 5 000 RUB
ATM/30d = 40 000 RUB

Full verification:
POS/trns = 250 000 RUB
POS/30d = 3 000 000 RUB
ATM/trns = 100 000 RUB
ATM/30d = 1 300 000 RUB

C2C:

+

Card pricing in eur:

2.2 EUR

Business account
Business account has IBAN:

No

Business account has SEPA:

No

Business account has SWIFT:

No

Business account has business card:

No

Business p2p fee has conversion:

No

Business account deposit methods and fees has conversion:

No

Business account withdrawal methods and fees has conversion:

No

Merchant
Has recurring payments:

Yes

Has cards acquiring payments:

Yes

Fee for receiving payments:

Bank cards=2,8%
Online banking = 3,5-3,6%
Other methods= 3-6%

User Reviews

X

It’s Russian

Russian bank

kaiji San

I just got scammed as well, you add the money, and then they pretend to want to verify your identity..And to verify your identity they leave you with a Russian website and a Russian document to complete and to even notarize and translate in Russian ! And of course you can't send this document by email they only accept letters ! And even if you were to comply with all this crap, apparently and according to another contributor on this website they may refuse your application !And apparently there is no way to get your money back, once you sent it as a foreigner, you just got scammed because you get into they ''verification'' scam model.For me, it's just 1000 Rupees but for other people that could be much more..UNBELIEVABLE THAT COMPANIES LIKE THAT STILL EXIST.

Declan Shahan

Robert Shahan

Next to impossible for an American to open a yoomoney account!!! Russians who are will to sell services to an American but only accept payment through yoomoney is flat out ridiculous when there are much easier ways to transfer money to Russia!! Like PayPal. And western union, it is so simple!!! Have a good life yoomoy!!

Paulius

This platform appears to be a legitimate merchant and money collection app, however they facilitate scammers, allowing the scammers to instantly collect cash from people and offers no buyer protection, 'we're sorry but the scammer got your cash instantly so we can't get it back' I got this reply after 24 hours. Recommended for scammers, normal people shouldn't trust this merchant brand.

Bàn Nguyễn

SCAM , KEEP CUSTOMERS' MONEY,

SCAM , KEEP CUSTOMERS' MONEY, incident : i have deposited a lot of money in my wallet for the purpose of purchasing services, and they asked me to send my passport information and many other documents by mail, i did, and after weeks they did not respond noticed it, then I got in touch again, and they said the document is not accepted, AND THEY KEEP MY MONEY EVERYTHING WITHOUT letting me withdraw OR SPEND ANY SERVICE, IT'S A SCAM ISLANDS TO WIN EVERYONE'S MONEY

mr can tro

SCAM , KEEP CUSTOMERS' MONEY,incident : i have deposited a lot of money in my wallet for the purpose of purchasing services, and they asked me to send my passport information and many other documents by mail, i did, and after weeks they did not respond noticed it, then I got in touch again, and they said the document is not accepted, AND THEY KEEP MY MONEY EVERYTHING WITHOUT letting me withdraw OR SPEND ANY SERVICE, IT'S A SCAM ISLANDS TO WIN EVERYONE'S MONEY

Pit

They are colluding with a gang of online scammers, even though they know about the scams they continue to allow scammers to receive payments with their services. Definitely NOT RELIABLE.

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