Payment Processing
Money Transfer
Debit card
Virtual Card
Referral program
Mobile Apps
Rating 3.00 3
We calculate the rating from AskWallet editorial and user ratings

Yandex.Money (YooMoney) is a Russian internet payment system targeting individual users and merchants. The service’s e-wallet can be used to pay bills/fines/taxes, send money, buy goods online, and pay for online services. It also offers prepaid physical and virtual cards to let users access their funds anywhere.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Has mobile app: Yes
Has web version: Yes
Contacts: pr@yoomoney.ru
Languages: English, Русский
Reference number: 3510-K
Founded: 2,002
Not available in these countries: AFG, ANG, BDI, GEQ, IRI, IRQ, LBA, SUD, SYR, CAF, CHA, NRU, YEM, CHN, CGO, PAK, PLE, SOM, SSD
Jurisdiction: RUS
Licenses: Central Bank RF

Main info

Has insurance: No
Has trading: No
Has budget planner: No
Has bill split: No
Has iban: No
Has sepa: No
Has swift: No
Virtual card service fee: 0 EUR/year
Service fee: 0 RUB/month
Main service fee text: 0 EUR/month
Account opening fee: 0 EUR
Withdrawal fee: Bank Cards = 3% + 45 RUB
Main currency: BYN, CHF, CNY, CZK, EUR, JPY, KZT, PLN, RUB, USD
Number of currencies: 10
Conversion fee: - 2,9%

- 0%
(Multicurrencys ON = 90 RUB/month)
Cashback: 1-5%
Bonus: https://yoomoney.ru/loyalty
Referral program: Bring new users to YuKassa and get a reward: YuKassa will transfer part of the commission for their payments to you
Other currencies: CHF, CZK, EUR, JPY, PLN, USD, CNY, RUB, KZT, BYN
Business account


Has virtual card Yes
Has multicurrency card Yes
Payment card type Debit
Virtual card service fee 0 EUR/year
Card provider MasterCard
Card limits Non-full verification:
POS/trns = 15 000 RUB
POS/30d = 200 000 RUB
ATM/24h = 5 000 RUB
ATM/30d = 40 000 RUB

Full verification:
POS/trns = 250 000 RUB
POS/30d = 3 000 000 RUB
ATM/trns = 100 000 RUB
ATM/30d = 1 300 000 RUB
Atm withdrawal fee percent: 3%
Card pricing in eur 2.2 EUR

Business account

Business account has IBAN No
Business account has SEPA No
Business account has SWIFT No
Business account has business card No
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No

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Reviews by users

Review and rate YooMoney

YooMoney overview

YooMoney — very popular in Russia and not the best e-wallet for international users.

8 min read 04.03.2021

YooMoney — very popular in Russia and not the best e-wallet for international users.

social-icon X

It’s Russian

Russian bank

social-icon Declan Shahan

Robert Shahan

Next to impossible for an American to open a yoomoney account!!! Russians who are will to sell services to an American but only accept payment through yoomoney is flat out ridiculous when there are much easier ways to transfer money to Russia!! Like PayPal. And western union, it is so simple!!! Have a good life yoomoy!!

social-icon Bàn Nguyễn


SCAM , KEEP CUSTOMERS' MONEY, incident : i have deposited a lot of money in my wallet for the purpose of purchasing services, and they asked me to send my passport information and many other documents by mail, i did, and after weeks they did not respond noticed it, then I got in touch again, and they said the document is not accepted, AND THEY KEEP MY MONEY EVERYTHING WITHOUT letting me withdraw OR SPEND ANY SERVICE, IT'S A SCAM ISLANDS TO WIN EVERYONE'S MONEY