Fidor is an internet-based direct bank offers online private and business accounts for freelancers, self-employed and firms. It offers conventional banking services and integrated financial apps from partners. Its products portfolio includes online savings bonds, credit cards, deposit accounts etc. Users can also invest in foreign currencies or buy precious metals.
Rate Fidor Bank
Services
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Personal IBAN
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Affiliate program
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Cashback
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Crypto
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SEPA
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Loyalty program
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Insurance
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Multicurrency account
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SWIFT
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Card
Details
| Name: | Fidor Bank |
| URL: | https://www.fidor.de/en/ |
| E-mail: | info@fidor.de |
| Languages: | English, Deutsch |
| Web version: | Yes |
| Mobile apps: | Yes |
| Available in this countries: | EEA |
| License: | EMI |
| Jurisdiction: | GER |
| Founded: | 2009 |
Main
| Account opening fee: | 0 EUR |
| Service fee: | 5 EUR/month |
| Deposit methods: | 1) Bank Transfer (SEPA) = 0 EUR
2) Other Methods: - 0% <100 EUR - 1,75% >=100 EUR |
| Withdrawal methods: | 1) ATM Card PS = 0-3%
2) Other Methods: - 0% <=3 trns - 3 EUR/trns >3 trns |
| P2P fee: | 0% |
| Personal IBAN: | Yes |
| SEPA: | Yes |
| SWIFT: | No |
Card
| Card provider: | MasterCard (Debit) |
| Issuing fee: | 0 EUR |
| Service fee: | 1) Fidor Debit MasterCard = 1 EUR/month
2) Fidor SmartCard = 2 EUR/month |
| Multicurrency: | Yes |
| NFC: | Yes |
| Virtual card: | Yes |
| ATM withdrawal fee: | 1) Fidor Debit MasterCard:
- 0 EUR (in GER) - 3 EUR (non-GER) 2) Fidor SmartCard: - 0 EUR (in GER (2 trns/30d)) - 2,50 EUR (non-GER (> 2 trns/30d)) |
| Card limits: | 1) Fidor Debit MasterCard:
ATM/24h = 2000 EUR 2) Fidor SmartCard: ATM/24h = 2000 EUR |
Multicurrency
| Main currency: | EUR |
| Number of currencies: | 11 |
| Other currencies: | AUD, CAD, CHF, EUR, GBP, JPY, NOK, NZD, PLN, TRY, USD |
| Conversion fee: | 1) <1000 EUR = 3%
2) 1001-5000 EUR = 2% 3) >5000 EUR = 1,5% |
Other options
| Cryptocurrencies: | Yes |
| Trading: | Yes |
| Credit: | https://www.fidor.de/en/loans/installment-loan |
| Interest account: | https://www.fidor.de/documents/PLVZ_Fidor_Retail.pdf |
| Budget planner: | No |
| Bill split: | No |
| Insurance: | No |
Business account
| Account opening fee: | 0 EUR |
| Service fee: | Fidor Smart Business = 5 EUR/month |
| Deposit methods & fees: | Bank Transfer = 0 EUR |
| Withdrawal methods & fees: | 1) Fidor Cash:
1 trns/30d = 0 EUR >= 2 trns/30d = 3 EUR 2) ATM Card PS = 3 EUR |
| P2P fee: | 0% |
| IBAN: | Yes |
| SEPA: | Yes |
| SWIFT: | No |
| Business card: | Yes |
| Affiliate program: | https://www.fidor.de/en/affiliate |
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Fidor Bank reviews by users
Review and rate Fidor Bank
This assessment is primarily the result of recent experiences. When I opened my account, it was still free. Then account management fees of 5 euros / month were introduced. One can perhaps still understand this, but then one also expects ""good customer service"" and working access to his account. Both are not always the case with this bank. What has been really annoying me for a while now are the constant problems logging into the website. Transferring something is not always possible. The icing on the cake was when I finally canceled my account. On the last day I wanted to download the current account statement and the one from the previous month. Both were only possible in the late evening because logging in was again not possible from morning to evening (July 31st). At some point, for a change, Fidor Bank sent an email apologizing for the technical problems. But then it doesn't help either. So you can sit in front of your PC the whole day and try to log in if you don't want to pay 25 euros per bank statement afterwards. This is because these are not made available for free even if the customer cannot log in himself due to technical problems at Fidor Bank. The 'customer service' I therefore recommend anyone who closes their account with this bank that they may prepare for such problems.
Ich bin nun schon seit 6 Jahren Kunde bei der Fidor Bank und kann mich eigentlich nicht beschweren, jedoch musste ich 1 Stern abziehen, da die Kommunikation wirklich ein Problem ist. Solange man selbst keine Probleme hat, läuft ja eh alles ohne notwendige Kommunikation. Tritt jedoch ein Problem auf, so wartet man halt schon gut und gerne 7-10 Tage auf eine Antwort. Das muss unbedingt verbessert werden. Ansonsten finde ich die App übersichtlich, die Online-Version ebenfalls und die angebotenen Funktionen wie Bargeldeinzahlung und Bargeldauszahlung in vielen Supermärkrten echt ausreichend. Apple Pay funktioniert ebenfalls tadellos. Selbst als ich letztes Jahr keinen neuen Dispo bekommen habe und meinen alten zurückführen musste war man sehr kulant und hat mir die Rückführung in Raten angeboten.