WestStein
WeinStein is an online bank founded in 2008 that provides its users with a free virtual Card, up to three prepaid Mastercard cards, an IBAN account, a current account, and other services via its mobile app. The FCA has registered and licensed the neobank.
Services
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Personal IBAN
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Affiliate program
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Cashback
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SEPA
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Loyalty program
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Insurance
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Multicurrency account
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SWIFT
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Card
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Crypto
Details
2008
Yes
Yes
English,Russian, Spanish, Deutsch, Polish, Latvian
Neobank
IRL
FCA
Main info
Yes
Yes
Yes
SEPA incoming payments: 0.45 % of the amount, maximum EUR 3.00
SEPA outgoing payments: 0.45 % of the amount, maximum EUR 3.00
International SWIFT payment: EUR 9.99
2 EUR
0 EUR
SEPA incoming payments: 0.45 % of the amount, maximum EUR 3.00
International SWIFT payment: EUR 9.99
Debit card: 3%/transaction
Credit card: 5% transaction
SEPA outgoing payments: 0.45 % of the amount, maximum EUR 3.00
International SWIFT payment: EUR 9.99
0.5%
EUR
1
Card
Business account
Yes
Yes
Service fee: 2 EUR
Secondary card fee: 19,99 EUR
Card replacement: 10 EUR
Card payment (Eurozone countries in EUR): free
International card payment: EUR 0.50 + currency exchange fee 3% of the spent amount
Card top-up by external Debit Card: 3% of the transaction amount
Card top-up by external Credit Card: 5% of the transaction amount
Prepaid
Mastercard
3 EUR
5 EUR
ATM in Eurozone: 2% of transaction amount
ATM Non-Eurozone: EUR 2.50 + 4.5% (1.5% transaction fee + 3% currency conversion fee from the amount)
ATM balance check: 0,30 EUR
Max. card balance: 10000 EUR
ATM limits:1500 EUR/day
ATM limits per single transaction: 750 EUR
Total spending amount: 8000 EUR/day
0,5%/transaction
1 EUR
2 EUR
5 EUR
Yes
Yes
Yes
Yes
2 EUR
POS Transactions:
Domestic (Eurozone) POS: free
International (non-Eurozone) POS: EUR 0.50
FX Rate on Spend: 3%
All Decline Fees: EUR 0.50
Batch File Load: EUR 0.60 per card
WestStein Card To WestStein Card Transfer (KYC – KYC cardholder only): 1.00%
Loading by Bank Transfer: EUR 0.80
SEPA Incoming Fee: EUR 1.00
SEPA Outgoing Fee: EUR 2.00
SEPA Investigation Fee: EUR 15.00
International SWIFT payment: EUR 9.99
Domestic (Eurozone) ATM withdrawal (of amount withdrawn): EUR 4.00
International (non-Eurozone) ATM withdrawal (of amount withdrawn): EUR 2.50 + 4.5% (1.5% transaction fee + 3% currency conversion fee from the amount)
Cash advance – Domestic (Eurozone): EUR 4.00
Cash advance – International (non-Eurozone) (of amount withdrawn): EUR 2.50 + 4.5% (1.5% transaction fee + 3% currency conversion fee from the amount)
User Reviews
I have a very pleasant experience
