WestStein

WestStein
E-wallet
Business
Personal
Debit card
Virtual Card
SWIFT
SEPA
IBAN
Mobile Apps

WeinStein is an online bank founded in 2008 that provides its users with a free virtual Card, up to three prepaid Mastercard cards, an IBAN account, a current account, and other services via its mobile app. The FCA has registered and licensed the neobank.

Services

  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account

  • SWIFT

  • Card

  • Crypto

Details

Details
Founded:

2008

Has mobile app:

Yes

Has web version:

Yes

Contacts:
Languages:

English,Russian, Spanish, Deutsch, Polish, Latvian

Emi type:

Neobank

Jurisdiction:

IRL

Licenses:

FCA

Main info

Main info
Has IBAN:

Yes

Has SEPA:

Yes

Has SWIFT:

Yes

Electronic payment methods and fees:

SEPA incoming payments: 0.45 % of the amount, maximum EUR 3.00
SEPA outgoing payments: 0.45 % of the amount, maximum EUR 3.00
International SWIFT payment: EUR 9.99

Main service fee text:

2 EUR

Account opening fee:

0 EUR

Deposit fee:

SEPA incoming payments: 0.45 % of the amount, maximum EUR 3.00
International SWIFT payment: EUR 9.99
Debit card: 3%/transaction
Credit card: 5% transaction

Withdrawal fee:

SEPA outgoing payments: 0.45 % of the amount, maximum EUR 3.00
International SWIFT payment: EUR 9.99

P2P fee:

0.5%

Main currency:

EUR

Number of currencies:

1

Card

Business account

Card
Has card:

Yes

Has virtual card:

Yes

More info:

Service fee: 2 EUR
Secondary card fee: 19,99 EUR
Card replacement: 10 EUR
Card payment (Eurozone countries in EUR): free
International card payment: EUR 0.50 + currency exchange fee 3% of the spent amount
Card top-up by external Debit Card: 3% of the transaction amount
Card top-up by external Credit Card: 5% of the transaction amount

Payment card type:

Prepaid

Card provider:

Mastercard

Virtual card pricing:

3 EUR

Issuing fee:

5 EUR

ATM withdrawal fee:

ATM in Eurozone: 2% of transaction amount
ATM Non-Eurozone: EUR 2.50 + 4.5% (1.5% transaction fee + 3% currency conversion fee from the amount)
ATM balance check: 0,30 EUR

Card limits:

Max. card balance: 10000 EUR
ATM limits:1500 EUR/day
ATM limits per single transaction: 750 EUR
Total spending amount: 8000 EUR/day

C2C:

0,5%/transaction

Virtual card pricing in eur:

1 EUR

Virtual card service fee in eur:

2 EUR

Card pricing in eur:

5 EUR

Business account
Business account has IBAN:

Yes

Business account has SEPA:

Yes

Business account has SWIFT:

Yes

Business account has business card:

Yes

Business account service fee:

2 EUR

POS Transactions:
Domestic (Eurozone) POS: free
International (non-Eurozone) POS: EUR 0.50
FX Rate on Spend: 3%
All Decline Fees: EUR 0.50

Business account opening fee:
Business account deposit methods & fees:

Batch File Load: EUR 0.60 per card
WestStein Card To WestStein Card Transfer (KYC – KYC cardholder only): 1.00%
Loading by Bank Transfer: EUR 0.80
SEPA Incoming Fee: EUR 1.00
SEPA Outgoing Fee: EUR 2.00
SEPA Investigation Fee: EUR 15.00
International SWIFT payment: EUR 9.99

Business account withdrawal methods & fees:

Domestic (Eurozone) ATM withdrawal (of amount withdrawn): EUR 4.00
International (non-Eurozone) ATM withdrawal (of amount withdrawn): EUR 2.50 + 4.5% (1.5% transaction fee + 3% currency conversion fee from the amount)
Cash advance – Domestic (Eurozone): EUR 4.00
Cash advance – International (non-Eurozone) (of amount withdrawn): EUR 2.50 + 4.5% (1.5% transaction fee + 3% currency conversion fee from the amount)

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