Skrill — leading payment solutions or suspicious e-money company?

Skrill 4.0
Skrill (formerly Moneybookers) makes money transfers easier and faster for individuals and companies, whether it is buying or selling online, transferring funds to someone, or withdrawing winnings from online games. Skrill is a licensed and fully authorized international money transfer service, and allows users to manage their money and exchange (at 3.99% of the wholesale exchange rate) in over 40 currencies.