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Bnext is a neobank that currently offers personal accounts that works like typical bank account for everyday use, online shopping, and travel with a debit card for the residents of Spain. It also allows users to integrate their external accounts. It is also a financial marketplace providing users an array of financial products from other banks and fintechs.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Has mobile app: Yes
Has web version: No
Languages: Español
Reference number: CIF number: B-87583217
Founded: 2016
Available in this countries: ESP.
Jurisdiction: ESP.
Licenses: REA.

Main info

Has insurance: Yes
Has trading: No
Has budget planner: No
Has bill split: Yes
Has iban: Yes
Has sepa: Yes
Has swift: Yes
Main service fee text: 1) Standard = 0 EUR/month
2) Premium = 8,90 EUR/month
Account opening fee: 0 EUR
Withdrawal fee: ATM Card PS = 0-1%
Main currency: EUR
Number of currencies: 1
Business account


Has virtual card Yes
Has multicurrency card No
Personal credit and loans Credit cards No
Virtual card service fee 0 EUR/year
Card provider MasterCard (Debit)
Card limits ATM/30d:
- Standart = 5000 EUR
- Premium = 5000 EUR
Atm withdrawal fee percent: 0 - 1%

Business account

Business account has IBAN No
Business account has SEPA No
Business account has SWIFT No
Business account has business card No
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No
Business account affiliate program

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