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3 min read 02.03.2022 1310
Ibrahim Busari
Ibrahim Busari
Ibrahim is a fintech writer at AskWallet
Virtual Credit Cards for Paypal Verification

Virtual Credit Cards for Paypal Verification

Paypal is one of the most common ways to accept credit cards and payments online, but it’s also one of the most complex systems that new sellers use. Before you can start selling online, you’ll need to verify your identity, which requires uploading documentation of your identity to Paypal. The problem with this process, however, is that you can only upload documents that are either government-issued or created by Paypal itself – no other documents will be accepted.

What is a Virtual Card?

These credit cards provide several advantages over their standard counterparts. Some may want to use them because they don’t own a bank account or prefer using non-bank-issued plastic money. For some people, using virtual credit cards is a very good security measure. In the event of all hacks, you will have your personal and financial information protected because you use virtual credit cards. 

Virtual credit cards (also known as virtual debit cards) are a type of virtual card that looks and acts mostly like a standard Visa or MasterCard debit card. This is particularly useful when dealing with businesses that block funds on your cards, such as hotels or car renting services. If you are planning to stay in a hotel, or even book one via phone and have your deposit taken on hold, we recommend you get yourself a virtual credit card as soon as possible. 

How to Get a Free Virtual Card?

The most common question people ask when they learn about virtual card numbers is how to get a free one. Although there are plenty of websites online that offer 'free' virtual card numbers, you should be cautious before giving your information to anyone online. When used properly, virtual cards can help you secure your identity while shopping online, but they're also susceptible to hackers and scammers who want access to your personal financial information. Before you give out your payment details on any website, make sure it's safe and legitimate by checking its AskWallet score. 

Free Virtual Credit Card With Money

If you’re looking to verify your Paypal account with a card, but don’t want to go through all of the hassles of applying and waiting for a real one to be sent out, you can easily apply for a virtual card. For those who may not be familiar with these prepaid credit cards, they are essentially real plastic cards that can be used wherever major credit cards are accepted. The biggest benefit is that they are free! 

If you have a credit card from your bank, you may already have a virtual card number. To find out, log into your online bank and search for "Virtual Card Number" or "Virtual Account Number."

If your bank doesn't provide virtual cards, applying for a virtual credit card just takes a few minutes; simply fill out a form with your personal information. Virtual credit cards with limits and online issuance have a high application acceptance rate. If the judgment is favorable, the customer is notified through SMS with the new card's details. Many virtual credit cards can be issued if the borrower is already a customer of the bank.

The Way to Get Free Card with No Deposit

A free virtual credit card is the ideal answer for anyone who prefers to trade safely and secretly, particularly when doing so online. With these virtual cards you do not have to make a deposit to get them and you gain more than only the aim of validating service providers such as Paypal. Whether you require such rapid verification for Paypal, eBay, Amazon, and other sites. The following is a list of the finest anonymous virtual credit card companies to try in 2022: 


Blackcatcard is a mobile bank that provides a quick EU bank account and issues a no deposit Mastercard that is accepted globally. In addition to issuing the card, the system also offers a cashback for transactions.

Payoneer card

Payoneer is another free virtual card that which you can become the owner of without much trouble. You can create both MasterCard and Visa virtual cards for just $4.95 with no fees or monthly service charges.

Revolut virtual card

If you’re interested in an innovative, high-tech way to fund your account and get your free virtual card, try signing up with Revolut. Their interface is so user-friendly that many have commented on how effortless it is to open an account and add funds onto a prepaid MasterCard or Visa. Many users find it particularly helpful that you can earn top-notch currency exchange rates when withdrawing money from ATMs.


Another convenient way to have no deposit card on your wallet is to use a Paysera Visa payment card. In addition to fast card delivery and a user-friendly app that's even available on Huawei phones, Paysera offers a great set of tools to personalize your card. 


A Crypterium virtual card may be used in any retailer, online or offline. They have collaborated with Visa payment systems so that you may always pay for your purchases in fiat money, no matter where you are. You simply have to pay a single monthly cost of €2,99.


PaySend users can create virtual Visa and MasterCard debit cards that work just like regular bank cards.  There are no fees, no restrictions and they don’t require pre-approval. The biggest advantage is security—you won’t have to carry around large amounts of cash or fill out cumbersome paperwork when you want to pay for something in person or online.


The ecoVirtualcard is a virtual prepaid card that works in the same way as a real prepaid card. However, because it is virtual, you would only be able to use it to purchase products online or over the phone.


Your customers may use Mercuryo to create a virtual card online, link it to their Apple or Google Pay accounts, fill up their balances, and use it to make transactions immediately.


If you’re selling online and accepting credit cards, chances are you have heard of Square. Square is an extremely popular service that allows anyone to accept credit card payments from their iPhone or Android phone. They provide free (virtual) credit card processing and virtual debit cards. These virtual debit cards can be used anywhere where VISA is accepted worldwide.


With STIC virtual Card, STICPAY provides a low-cost, quick, and easy option for customers of their e-wallet service to spend or withdraw cash.


A Soldo virtual card may be issued and used instantaneously with a few clicks. You have the ability to create and delete cards as needed. You may also create virtual cards for usage by employees or businesses.

PayPal Verification Instruction

Have you already registered with PayPal? But after registration, your account status is defined as "Unverified"? What does it mean? This means that you need to go through the verification of your account. You can pass it at any convenient moment. Verification has the following benefits:

Your account will have a higher limit for sending, withdrawing and receiving funds.

The probability of account blocking and the necessity to send documents for verification or recovery will be considerably decreased.

For verification, you will need a payment card, which is active and suitable for online payments.

Let's look at the verification procedure itself. You can use this as a guide:

Step 1: Sign in to your Paypal account.

Step 2: Go to the Account section at the top bar.

Step 3: To add a bank card, click + Link to Card.

Step 4: To link your bank card, you'll need to fill out the following fields:

  • card type - select your card type,
  • card number - enter your card number (16 digits),
  • valid until MM/YYY - enter the validity period of your card. This information is on the front of the card,
  • security code (3 digits) - enter the 3 digits that are on the back of the card,
  • select address - enter the address. It must exactly match the address listed on your bank card statements.

Step 5: Click the Save button.

Step 6: Log into your account via online banking or contact your bank. Under Transaction History, find the 4-digit confirmation code from PayPal. This code is one-time and is used to confirm the payment. If you have SMS-informing activated, this code will come to your phone.

Step 7: Go back to your account and go to the Account section.

Step 8: Enter the 4-digit code from PayPal.

Step 9: Click the Confirm button.

Congratulations! Your Account has been confirmed. After confirming your card, your account is successfully linked to PayPal.

The Benefits and Drawbacks of Virtual Card

Advantages of Virtual Card


Bank payment cards, including virtual ones, are a universal method of payment for purchases in Internet stores around the world. That is why they differ from non-banking payment systems ("electronic money"). 

Convenience of receiving

A virtual card can be issued without a personal visit to the bank, through the Internet, ATM network, or mobile communication. In absence of a physical medium, a client can get virtual card details without any delay, immediately after application.


The use of virtual cards makes it possible to avoid the risk associated with the transfer of bank card details over the Internet. The customer can order issuing a virtual card with a minimum necessary balance, sufficient for a single payment. It is impossible to steal any significant amount of money from such a card.


Virtual cards can be debit or prepaid. The prepaid cards are different in that they do not require a bank account (deposit) agreement. That is why the name of the holder of a prepaid (including virtual) card is not its obligatory requisite. 


  • Inability to use a prepaid card in stores accepting only bank cards. 
  • Restrictions imposed by issuing banks: payment limits, limited validity period

Nevertheless, virtual payment systems enjoy great popularity among both consumers and sellers. At present, most sellers include virtual payment systems into their offer as well as such payment systems as Visa, MasterCard, or American Express.

Can I pay with a Virtual card?

If you're planning on using a virtual card for your transactions, you can pay using your favorite credit or debit card. However, keep in mind that not all payment methods will support all types of transactions. You might not be able to complete certain transactions with a virtual card. For example, PayPal doesn't accept virtual cards for international payments because virtual cards don't support address information. Contact PayPal directly for more details about acceptable payment methods and limitations that apply to specific countries.

What happens if you don’t have a credit card for PayPal?

You can register a bank account, but it’s better to have a verified phone number and a credit card. If you don’t have one, there are virtual (temporary) credit cards that make it easy to verify your identity without any long-term commitment or fees. With these virtual numbers, you can complete your PayPal identity verification in just minutes—which means you can start selling online immediately. 


It's difficult to get verified on PayPal when you're new, and obtaining virtual credit card numbers has proven to be an easy way to do so. If you've just begun selling goods and services online, PayPal can be a great service provider, but getting through their various levels of verification is difficult.  There are ways around it, however. One popular method that many people turn to is obtaining virtual credit card numbers.