Atom Bank

Rating 4.60 1
How do we count the overall star...

Atom Bank is a mobile-only bank offering fixed savings accounts, mortgages and business loans. Currently, it does not offer any current account services, so users don’t have the option to spend abroad with any of Atom Bank’s products.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Has mobile app: Yes
Has web version: No
Languages: English
Reference number: 661960
Founded: 2014
Available in this countries: GBR.
Jurisdiction: GBR.
Licenses: FCA.

Main info

Has insurance: No
Has trading: No
Has budget planner: No
Has bill split: No
Has iban: No
Has sepa: No
Has swift: No
Main service fee text: 0 EUR/month
Account opening fee: 0 EUR
Main currency: GBP
Number of currencies: 1
Business account


Has virtual card No
Has multicurrency card No

Business account

Business account has IBAN No
Business account has SEPA No
Business account has SWIFT No
Business account has business card No
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No

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Reviews by users

Review and rate Atom Bank

social-icon Gudmunds Kalniņš

Overall very happy. Easy to set up accounts, and interest rate as good as you'll find. The app has a slightly annoying front page you need to click through to access your account, and I'd like there to be an option for fingerprint login, but otherwise an excellent place to store your cash instead of your current account.