Atom Bank

Atom Bank
Сredits and loans
Rating 4.33 6
We calculate the rating from AskWallet editorial and user ratings

Atom Bank is a mobile-only bank offering fixed savings accounts, mortgages and business loans. Currently, it does not offer any current account services, so users don’t have the option to spend abroad with any of Atom Bank’s products.



  • Personal IBAN

  • Affiliate program

  • Cashback

  • SEPA

  • Loyalty program

  • Insurance

  • Multicurrency account


  • Card

  • Crypto


Founded: 2014
Has mobile app: Yes
Has web version: No
Languages: English
Reference number: 661960
Available in these countries: GBR
Jurisdiction: GBR
Licenses: FCA

Main info

Has insurance: No
Has trading: No
Has budget planner: No
Has bill split: No
Has iban: No
Has sepa: No
Has swift: No
Main service fee text: 0 EUR/month
Account opening fee: 0 EUR
Main currency: GBP
Number of currencies: 1
Credit: Business:
Interest account: 1)
Business account


Has virtual card No
Has card No
Has multicurrency card No

Business account

Business account has IBAN No
Business account has SEPA No
Business account has SWIFT No
Business account has business card No
Business p2p fee has conversion No
Business account deposit methods and fees has conversion No
Business account withdrawal methods and fees has conversion No

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Reviews by users

Review and rate Atom Bank

social-icon Maud Hardman

i like the facial recognition feature for entering to my account and i should say that everything is simple in this app and all services are effective and useful. i withdraw funds from my savings account after 4 years and for that time atom bank was offering one of the good interest rate, now i want to invest another sum for next 2 years and i checked other similar platforms, the interest rate in atom bank is fantastic and best among all. THANK YOU!!

social-icon Stephen Birch

Suprisly very quick and professional support team, I really impressed and from the start when I opened account in Atom bank I find out their team help very effective and useful. App is very simple. Hope to see better updates in future.

social-icon Gareth Gimson

Very Fast And Easy To Use. Im Having Fantastic Experience With Atom Bank And Can Not Believe Its Fixed Interest Rate In Savings Account. Highly Recommend It!

social-icon Jenny Ferguson

It works exactly like what advertising, easy to work with it, fast and secure. Recommend it!!

social-icon Christine Bootman

From the time that i download the app on my device i can not use it normally, i wanted to use fixed savings account but it showed me just only one option, i asked the customer service and by their help i am able to see other rates. i really disappointed and i believe the app can be better then this, PLEASE IMPROVE IT!

social-icon Gudmunds Kalniņš

Overall very happy. Easy to set up accounts, and interest rate as good as you'll find. The app has a slightly annoying front page you need to click through to access your account, and I'd like there to be an option for fingerprint login, but otherwise an excellent place to store your cash instead of your current account.