Virtual Cards for Facebook and Google Ads
Google and Meta (which owns Facebook, Instagram, etc.) are the best paid-advertising platforms in the world today. These two tech giants have the highest audience reach. With them, you can promote your brand on the world’s best search engine (Google) and reach out to potential customers on the most popular social media channels (Facebook and Instagram). However, paying for your ads on these platforms could be worrisome when you need to manage multiple accounts or your business is related to affiliate marketing. In this article, we will tell you about using virtual cards to easily take care of this kind of situation.
Top Reasons to Use Virtual Cards for Ad Spend
Many people may wonder why they should use virtual cards at all when there is a regular plastic. Such a question would be true for those who have decided to promote a personal brand or a page of their company. However, if you are starting a large number of promotions or trying different ad strategies, these reasons will be more than obvious. The following are the top reasons you may need virtual cards to pay for advertising campaigns:
Save yourself from blocked cards
It is risky to use a single card to pay for advertising campaigns. It could be blocked by the issuing bank or financial institution when any fraudulent activity is suspected. Consequently, you may experience delays or even fail to make timely payments for online promotions. That is why you need to use virtual cards. Depending on your issuing institution or bank, you may be entitled to use an unlimited number of virtual cards. With them, you can pay for different ads on time and keep your business growing.
Get low rates and earn high rewards
Most virtual card issuing companies charge low fees, and some offer free services. Your payments for ads on Google and Facebook will be effortless and free of unnecessary fees and hidden charges if you use virtual cards. Furthermore, you can earn rewards for using certain virtual cards on some advertising platforms.
Set payment limits easily
Virtual cards allow you to easily set spending limits on your accounts so that you do not end up paying too much for your campaigns. They will help you avoid getting charged by online advertising platforms like Facebook and Google when your campaigns have stopped.
Best Virtual Cards for Facebook and Google Ads
Here is our list of the best virtual cards for Facebook and Google Ads. These cards, whether from Mastercard or Visa, offer very high safety and security, are ideal for anonymous payments and are accepted by online advertising companies and millions of merchants in over 200 countries.
PST.NET
PST is an all-in-one payment solution for media buying teams. While the company offers payment solutions for individuals, they are focused on issuing virtual U.S. bank payment cards. With PST.NET you can quickly top up your account on the popular advertising platforms Facebook, Google, or TikTok. PST provides different types of cards, including Visa, Visa Credit Platinum and MasterCard with secured bins and 3D Secure protection to minimize the chance of being banned due to high-risk payments. The service operates with different banks, which ensures the fulfilment of obligations to each client under any circumstances.
The protection of payments is complemented by the Telegram bot with service notifications on transactions and two-factor authorization.
One of the greatest perks of PST is the lack of a document check when the first card is issued. However, to get the opportunity to issue an unlimited number of cards, a simple KYC procedure will be required. Usually, it takes less than an hour. Card prices start at $1, commissions vary depending on functionality and range from 2%. All cards are issued instantly.
PST now offers a special PST Private program for media buying and affiliate marketing teams. It is based on VISA Platinum Credit cards. As part of the program, users will receive:
- Up to 100 free cards for testing
- Next card issue - $1 per card
- Depositing fee - 2%
The offer is available for teams with more than $30k in media buying expenses per month.
The company provides fast customer support not only through the site but also through messengers. The problem can be solved via Telegram and Skype.
All PST cards have no spending limits, as well as the number of issued cards can be unlimited. Depositing and withdrawing are performed via cryptocurrency. You can use USDT stablecoin or BTC top-up or withdraw funds.
Capitalist
Capitalist offers a virtual card for Google and Facebook. You can link the card to two or more ad accounts on Facebook. It allows you to use its virtual Capitalist Mastercard for reliable payments to several online advertising agencies. But you will need to pay a card issue fee of $3.5, a monthly service fee of $3.5, and an online transaction fee of $0.5. However, all customers of Capitalist can use the CAPICARD promo code to create a Capitalist virtual card for free. They can use the company’s official bot in Telegram (@CapitalistNet_bot) for this.
Getsby
Getsby offers a virtual prepaid card that you can use for Facebook ads and other online advertising campaigns. You can order a Getsby virtual Mastercard card online and receive it via email. The card comes in Green or Black types and supports Apple Pay and Google Pay. It gives you a unique 16-digit number every time you want to make a payment. Thus, it ensures that each transaction is secure and private. You can use it for contactless payments and international transactions at Mastercard exchange rates.
The Green Virtual Prepaid Debit Card from Getsby is valid for three years. It is free of charge for the first two months. Also, 0.2% of every amount you spend with it goes to CO2 reduction projects. You can use it to deposit up to €9,000 daily.
Getsby also offers a Black Virtual Prepaid Debit Card. You can use up to 50 black cards in a month. The company allows you to use this virtual card to spend up to €500 at a time.
Note that Google accepts prepaid cards but not for automatic advertising payments. That means you can not use them to set up recurring payments for ads from your bank or credit union account.
Wallester
Wallester is a licensed card issuing company and a Visa Principal Member that enables businesses to buy online media, process payments, and innovatively manage corporate spending. High-reach platforms like Facebook and Google accept virtual Visa cards. Therefore, you can use instant virtual Visa cards issued by Wallester to pay for your Google and Facebook ads.
Soldo
Soldo provides Mastercard virtual cards for the efficient management of employee spending. They also help to boost business performance. You can use its virtual cards to pay for online advertising and manage your campaigns on Google, Facebook, LinkedIn, and other platforms. Interestingly, Soldo created Google virtual cards for businesses to easily manage their Google Ads expenses. For international payments, it charges 1% above the interbank exchange rate.
ADVcash
ADVcash is a fully licensed payment system that provides a rich collection of tools for local and international payments in fiat and digital currencies. It offers ADV EuropeVirtual cards, which affiliate marketers can use to pay for advertising. They can also use the cards to withdraw funds from their ad accounts. The virtual cards come in EUR and USD and are available in countries in the European Union, Turkey, and Israel. ADVcash does not charge any maintenance fees for the use of these cards.
Marqeta
Marqeta was established in 2009 with a vision to simplify payments and a mission to become the global standard for innovative card issuing. It claims to be the world’s first open API modern card issuing platform. It is a multiple-award-winning company that operates in 39 countries and has more than 800 employees as of June 2022.
Marqeta issues instant virtual cards that enable businesses to make fast payments wherever Mastercard and Visa are accepted. They can use the cards to simplify media buying and manage multiple online advertising campaigns on platforms such as Google and Facebook.
Anonymous Payment Methods for Affiliate Marketing
For affiliate marketing, a large number of offers are used. This is what the ad management business is built on. It has the golden rule of 1 ad room - 1 proxy - 1 card. That’s why people engaged in that business need an anonymous card, the one that does not bear the cardholder's name. Anonymous cards let affiliate marketers use various advertising campaigns on different platforms. Firstly, they find the cards helpful for controlling spending due to their usage limits. Second, the new virtual cards allow you to quickly change your payment method or create a new ad account if for some reason the old one was blocked.
There are two categories of companies that can allow you to create many virtual cards – private and corporate virtual card issuers. The former companies work with individuals, while the latter work with businesses (advertising agencies).
Can I open a virtual card using chatbots?
Not long ago, many companies started using chatbots to offer their customers to manage their personal data, use customer support or transfer money rapidly. Some companies have gone even further and started using chatbots as the only way to open a banking account and issue virtual cards. Now when millions of people use messengers such as Whatsapp, Facebook Messenger and Telegram, this solution became a real revolution that allowed them to attract new users. Some of them were attracting high-risk customers with simplified KYC procedures. In some cases, all that was needed to open an account and issue a virtual card was a phone number.
One of the largest providers of virtual cards through chatbots was the now-defunct BankOff. Cards of its users had been blocked by Visa and Stripe due to the huge number of transactions from Russia.
But you can still issue a virtual card using only a chatbot. Today, companies like Zelf and Capital One are rendering these services.
Zelf
Zelf claims to be the first neobank that operates inside messengers. It was founded in 2017 and has its head office in New York. Zelf allows you to get instant money in the app you use for chatting and sharing media files. It saves you the stress of finding an app or a bank to get a card and does not charge you any fees. With Zelf, you can get a Mastercard virtual card in 30 seconds using messaging platforms like WhatsApp, Telegram, Discord, Viber, and Facebook Messenger.
Zelf is ideal for sending and receiving money online and offline. You can add your Zelf virtual card to Google Pay or Apple Pay and make contactless payments. Moreover, you will get €5 for every friend you invite to join Zelf. However, Zelf virtual cards are currently available in France and Spain.
Capital One (Eno)
CapitalOne
Capital One released its chatbots for virtual card account opening in 2018. Its virtual assistant named Eno is responsible for helping customers with this task. They need to install the Eno browser extension on their Google Chrome or Firefox web browser (free of charge), sign in to Eno, and enrol with a Capital One card.
Also, Capital One users can create virtual card numbers on its website using the chatbot. They can give any names to the cards, thereby maintaining anonymity. It also allows customers to manage their virtual cards using an online dashboard. The virtual card numbers can be locked and unlocked by their respective users at any time.
How to Create a Virtual Dollar Card
If you want to make an international payment in US dollars but cannot do it with your physical or virtual card, then you should use payment systems that allow you to create virtual US dollar cards. An example of them is Barter.
Barter is an online card that you can use for Google ads. It allows you to create a virtual dollar card for easy international payments anywhere. So, you can use it to send and receive money worldwide.
The first step to creating a virtual dollar card is to sign up for an account with Barter using its website. The next step is to fund your Barter account with the amount you want to deposit in your dollar account. You can use a bank card for this purpose. After that, you will need to pass the account verification stage. The last step is to click the “make a card” (or “create a card”) link to get a virtual Visa card that you can use for Google ads. Note that the fee for card creation is $2 and the minimum balance required is $7.
FAQ
Yes! Facebook accepts payments via any credit or debit cards from Mastercard, Visa, American Express, Discover and JCB. Hence, you can use their virtual cards too as well as other payment options such as PayPal, your debit bank account and even manual payment methods. However, keep in mind that available options may differ depending on the currency and country. Consult the list of accepted payments at Meta Business Help Center.
Yes, you can. Google accepts virtual card payments but keep in mind there are some exceptions. It depends on the currency you use and the country where you pay from.
Google no longer supports prepaid cards for Ads products. Moreover, payment methods may differ depending on what country you are in. To find out which payment method works in your country, visit the link, and choose:
- the products you are going to pay for
- your billing country or the country where your payment method can be used
- the currency you are going to use.
You may be able to use PayPal for Google Ads. The possibility of using it depends on your country, currency, and other factors. You may need to contact Google Customer Service or use its payment methods & terms of service finder for further assistance.
Like other payment methods, Payoneer's availability to pay for Google ads will depend on the currency and region in which the payment originates.
But the main advantage of Payoneer is a wide range of different solutions to withdraw money from Adsense and YouTube. Bloggers who make a lot of money from advertising can use a traditional bank account or a multicurrency account provided by Payoneer for their monthly payout. Depending on payout options the schedules may vary from 0-3 to 15 business days.
Yes, Facebook accepts Visa Virtual as well as other cards issued by American Express, Discover, Mastercard or JCB. You can also charge your account with PayPal or direct debit payment from the bank account. All of the options depend on your location. All accepted payment options can be found on the Meta Business Help Center page.
When choosing a virtual card to pay ads on Facebook, you should pay attention to the cost of issuing virtual cards, the ability to set limits on them, as well as other terms of service. You can choose the best virtual card on AskWallet by comparing these options.
The first step to creating a virtual card ad on Facebook is to open a Facebook Ads Manager account. Next, you need to choose your advertising objective and your audience. Then, you will set your budget before creating your ad.
Try Using Virtual Cards
You don’t need a lot of bank cards to run continuous ads on platforms like Facebook and Google. Using any of the virtual Mastercard or Visa cards that we have recommended in this article, you can conveniently create and manage new virtual cards for all your Facebook and Google Ads accounts.
